ScoreWhy is Canara Bank ?
1
Flat results in Dec 24
- PBT LESS OI(Q) At Rs -363.79 cr has Fallen at -297.8 %
- NII(Q) Lowest at Rs 9,148.57 cr
- CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 58,803.66 cr
2
Stock is technically in a Mildly Bearish range
- The stocks Bollinger Band and KST technical factors are also Bearish
3
Underperformed the market in the last 1 year
- Even though the market (BSE 500) generated negative returns of -1.04% in the last 1 year, its fall in the stock was much higher with a return of -26.04%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Public Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Canara Bank for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Canara Bank
-25.82%
-0.72
35.97%
SENSEX
0.45%
0.03
14.48%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Net Interest Income Growth (5y)
22.98%
Net Profit Growth (5y)
101.76%
Advance to Deposit
69.87%
Capital Adequacy Ratio (Tier 1)
13.02%
Gross NPA (latest)
3.34%
Gross NPA (avg)
5.78%
Coverage Ratio (avg)
68.90%
Cost to Income (avg)
47.56%
Net Interest Margin (avg)
2.69%
Operating Profit to Assets (avg)
4.04%
ROA (avg)
0.60%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Price to Book Value
0.82
PEG Ratio
0.39
Dividend Yield
3.64%
ROE (Latest)
16.07%
ROA (Latest)
1.09%
Net NPA to Book Value
9.25
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
GROSS NPA(Q)
Lowest at 3.34%
PAT(Q)
Highest at Rs 4,104.20 cr.
NET NPA(Q)
Lowest at 0.89 %
CREDIT DEPOSIT RATIO(HY)
Highest at 74.75 %
INTEREST EARNED(Q)
Highest at Rs 30,311.61 cr
EPS(Q)
Highest at Rs 4.52
-13What is not working for the Company
PBT LESS OI(Q)
At Rs -363.79 cr has Fallen at -297.8 %
NII(Q)
Lowest at Rs 9,148.57 cr
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 58,803.66 cr
PBDIT(Q)
Lowest at Rs 2,034.46 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 6.71%
NON-OPERATING INCOME(Q)
is 106.69 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Canara Bank
Gross NPA - Quarterly
Lowest at 3.34% and Fallen
each quarter in the last five quartersMOJO Watch
Proportion of stressed loans given by the bank are falling
Gross NPA (%)
Profit After Tax (PAT) - Quarterly
Highest at Rs 4,104.20 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net NPA - Quarterly
Lowest at 0.89 % and Fallen
each quarter in the last five quartersMOJO Watch
Proportion of stressed loans given by the bank are falling
Net NPA (%)
Interest Earned - Quarterly
Highest at Rs 30,311.61 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Interest Earned (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 4.52
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Credit Deposit Ratio - Half Yearly
Highest at 74.75 %
in the last four periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Canara Bank
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -363.79 cr has Fallen at -297.8 %
over average PBT of the previous four quarters of Rs 183.95 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Net Interest Income (Quarterly)
Lowest at Rs 9,148.57 cr
in the last five quartersMOJO Watch
The bank's income from core business is falling
Net Interest Income (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 2,034.46 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 6.71%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -363.79 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
is 106.69 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 58,803.66 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Non Operating Income - Quarterly
Highest at Rs 5,802.16 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
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