ScoreWhy is CreditAccess Grameen Ltd ?
1
Negative results in Dec 24
- PAT(9M) At Rs 484.20 cr has Grown at -53.83 %
- PBT LESS OI(Q) At Rs -130.48 cr has Fallen at -129.2 %
- OPERATING PROFIT TO NET SALES(Q) Lowest at 26.07%
2
Stock is technically in a Mildly Bearish range
- The stocks MACD and KST technical factors are also Bearish
3
Underperformed the market in the last 1 year
- Even though the market (BSE 500) generated negative returns of -0.92% in the last 1 year, its fall in the stock was much higher with a return of -28.32%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is CreditAcc. Gram. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
CreditAcc. Gram.
-28.63%
-0.60
47.56%
SENSEX
0.45%
0.03
14.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
20
Price to Book Value
2.33
EV to EBIT
11.06
EV to EBITDA
10.85
EV to Capital Employed
1.36
EV to Sales
5.98
PEG Ratio
NA
Dividend Yield
0.98%
ROCE (Latest)
14.58%
ROE (Latest)
19.09%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 2.74 times
-19What is not working for the Company
PAT(9M)
At Rs 484.20 cr has Grown at -53.83 %
PBT LESS OI(Q)
At Rs -130.48 cr has Fallen at -129.2 %
OPERATING PROFIT TO NET SALES(Q)
Lowest at 26.07%
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 733.21 cr
PBDIT(Q)
Lowest at Rs 359.92 cr.
EPS(Q)
Lowest at Rs -6.24
Loading Valuation Snapshot...
Here's what is working for CreditAcc. Gram.
Debt-Equity Ratio - Half Yearly
Lowest at 2.74 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for CreditAcc. Gram.
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -130.48 cr has Fallen at -129.2 %
over average PBT of the previous four quarters of Rs 446.49 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs -99.52 cr has Fallen at -129.8 %
over average PAT of the previous four quarters of Rs 333.54 CrMOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 26.07% and Fallen
each quarter in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 359.92 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -130.48 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Lowest at Rs -6.24
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 733.21 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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