ScoreWhy is ICICI Prudential Life Insurance Company Ltd ?
1
Poor long term growth as Operating profit has grown by an annual rate of -0.30%
2
Flat results in Dec 24
- NET SALES(HY) At Rs 29,694.75 cr has Grown at -32.23 %
- CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 99.28 cr
- NON-OPERATING INCOME(Q) is 41.18 % of Profit Before Tax (PBT)
3
Stock is technically in a Bearish range
- The technical trend has deteriorated from Mildly Bearish on 28-Mar-25
- The stocks MACD and KST technical factors are also Bearish
4
With ROE of 8.4, it has a Very Expensive valuation with a 7.1 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -9.86%, its profits have risen by 6.8% ; the PEG ratio of the company is 13.3
5
Below par performance in long term as well as near term
- Along with generating -9.86% returns in the last 1 year, the stock has also underperformed BSE 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is ICICI Pru Life for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
ICICI Pru Life
-11.1%
-0.38
25.65%
SENSEX
0.45%
0.03
14.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
84
Industry P/E
20
Price to Book Value
7.07
EV to EBIT
263.74
EV to EBITDA
263.74
EV to Capital Employed
6.00
EV to Sales
1.09
PEG Ratio
13.26
Dividend Yield
0.11%
ROCE (Latest)
2.27%
ROE (Latest)
8.37%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
PBT LESS OI(Q)
At Rs 241.29 cr has Grown at 255.81 %
PAT(Q)
Highest at Rs 324.91 cr.
EPS(Q)
Highest at Rs 2.25
-10What is not working for the Company
NET SALES(HY)
At Rs 29,694.75 cr has Grown at -32.23 %
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 99.28 cr
NON-OPERATING INCOME(Q)
is 41.18 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for ICICI Pru Life
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 241.29 cr has Grown at 255.81 %
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 324.91 cr has Grown at 43.2 %
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 324.91 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 2.25
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for ICICI Pru Life
Net Sales - Quarterly
At Rs 4,536.44 cr has Fallen at -82.84 %
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (Rs Cr)
Net Sales - Quarterly
Lowest at Rs 4,536.44 cr
in the last five quartersMOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Non Operating Income - Quarterly
is 41.18 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 99.28 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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