Paragon Finance

Market Cap: Micro Cap
Industry: Finance/NBFC
ISIN: INE015E01012
NSEID:
BSEID: 531255

INR

52.70

2.84 (5.7%)

BSENSE

Apr 11, 12:20 PM

BSE+NSE Vol: 15

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bajaj Finance

Bajaj Finserv

SBI Life Insuran

Regent Enterp.

Life Insurance

I R F C

Mansi Fin.(Chen)

Tradewell Hold

Paragon Finance

Sanblue Corp.

Daulat Securitie

Why is Paragon Finance Ltd ?

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

Poor long term growth as Net Sales has grown by an annual rate of -9.66% and Operating profit at -7.69%

Flat results in Dec 24

PBDIT(Q) Lowest at Rs -0.62 cr.
PBT LESS OI(Q) Lowest at Rs -0.64 cr.

Stock is technically in a Bearish range

The technical trend has deteriorated from Mildly Bearish on 24-Mar-25 and has generated -1.59% returns since then
The stocks MACD and KST technical factors are also Bearish

Underperformed the market in the last 1 year

Even though the market (BSE 500) generated negative returns of -1.04% in the last 1 year, its fall in the stock was much higher with a return of -12.59%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Paragon Finance for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Paragon Finance

-12.59%

-0.19

65.23%

SENSEX

0.45%

0.03

14.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-9.66%

EBIT Growth (5y)

-7.69%

Net Debt to Equity (avg)

Institutional Holding

ROE (avg)

5.14%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.65

EV to EBIT

20.96

EV to EBITDA

19.59

EV to Capital Employed

0.65

EV to Sales

7.71

PEG Ratio

0.04

Dividend Yield

ROCE (Latest)

4.63%

ROE (Latest)

4.87%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

1What is working for the Company

PAT(9M)

Higher at Rs 1.13 Cr

-2What is not working for the Company

PBDIT(Q)

Lowest at Rs -0.62 cr.

PBT LESS OI(Q)

Lowest at Rs -0.64 cr.

Loading Valuation Snapshot...

Here's what is working for Paragon Finance

Profit After Tax (PAT) - Nine Monthly

Higher at Rs 1.13 Cr

than preceding 12 month period ended Dec 2024 of Rs 0.87 cr

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

PAT (Rs Cr)

Here's what is not working for Paragon Finance

Operating Profit (PBDIT) - Quarterly

Lowest at Rs -0.62 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

Lowest at Rs -0.64 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is negative

PBT less Other Income (Rs Cr)