Repco Home Fin

Market Cap: Small Cap
Industry: Finance - Housing
ISIN: INE612J01015
NSEID: REPCOHOME
BSEID: 535322

INR

354.75

2.75 (0.78%)

BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 1.26 lacs

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Aavas Financiers

LIC Housing Fin.

Aptus Value Hou.

PNB Housing

Repco Home Fin

HUDCO

SRG Housing

Star Housing Fin

GIC Housing Fin

Reliance Home

Mehta Housg. Fin

Why is Repco Home Finance Ltd ?

Poor long term growth as Net Sales has grown by an annual rate of 4.78% and Operating profit at 4.81%

Flat results in Dec 24

NO KEY NEGATIVE TRIGGERS

Stock is technically in a Mildly Bearish range

A key technical factor - KST has been Bearish since 03 Apr 2025

Underperformed the market in the last 1 year

Even though the market (BSE 500) generated negative returns of -1.04% in the last 1 year, its fall in the stock was much higher with a return of -18.29%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance - Housing)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Repco Home Fin for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Repco Home Fin

-18.98%

-0.46

39.51%

SENSEX

0.45%

0.03

14.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

4.78%

EBIT Growth (5y)

4.81%

Net Debt to Equity (avg)

Institutional Holding

33.09%

ROE (avg)

12.45%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.69

EV to EBIT

8.69

EV to EBITDA

8.53

EV to Capital Employed

0.93

EV to Sales

7.77

PEG Ratio

0.26

Dividend Yield

0.85%

ROCE (Latest)

10.40%

ROE (Latest)

13.94%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

Bullish

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

NET SALES(Q)

Highest at Rs 435.93 cr

PBDIT(Q)

Highest at Rs 390.64 cr.

CASH AND CASH EQUIVALENTS(HY)

Highest at Rs 842.36 cr

-1What is not working for the Company

NO KEY NEGATIVE TRIGGERS

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Here's what is working for Repco Home Fin

Net Sales - Quarterly

Highest at Rs 435.93 cr and Grown

each quarter in the last five quarters

MOJO Watch

Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly

Highest at Rs 390.64 cr. and Grown

each quarter in the last five quarters

MOJO Watch

Near term Operating Profit trend is quite positive

Operating Profit (Rs Cr)

Cash and Cash Equivalents - Half Yearly

Highest at Rs 842.36 cr

in the last six half yearly periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Repco Home Fin

Non Operating Income - Quarterly

Highest at Rs 9.39 cr

in the last five quarters

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating Income