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Repco Home Fin

  • Market Cap: Small Cap
  • Industry: Finance - Housing
  • ISIN: INE612J01015
  • NSEID: REPCOHOME
  • BSEID: 535322
INR
354.75
2.75 (0.78%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 1.26 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

1.26 lacs (-7.52%) Volume

Shareholding (Dec 2024)

FII

12.53%

Held by 86 FIIs

DII

20.57%

Held by 23 DIIs

Promoter

37.13%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Poor long term growth as Net Sales has grown by an annual rate of 4.78% and Operating profit at 4.81%

 
2

Flat results in Dec 24

3

Stock is technically in a Mildly Bearish range

4

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance - Housing

stock-summary
Market cap

INR 2,219 Cr (Small Cap)

stock-summary
P/E

5.00

stock-summary
Industry P/E

12

stock-summary
Dividend Yield

0.85%

stock-summary
Debt Equity

3.59

stock-summary
Return on Equity

13.94%

stock-summary
Price to Book

0.69

Revenue and Profits (1 Year):
Net Sales:
436 Cr
(Quarterly Results - Dec 2024)
Net Profit:
113 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.85%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-28.99%
0%
-28.99%
1 Year
-18.98%
0.58%
-18.4%
2 Years
86.81%
2.86%
89.67%
3 Years
81.69%
5.19%
86.88%
4 Years
12.12%
3.19%
15.31%
5 Years
215.47%
13.82%
229.29%

Latest dividend: 3 per share ex-dividend date: Jul-26-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
4.78%
EBIT Growth (5y)
4.81%
Net Debt to Equity (avg)
0
Institutional Holding
33.09%
ROE (avg)
12.45%
Valuation key factors
Factor
Value
P/E Ratio
5
Industry P/E
12
Price to Book Value
0.69
EV to EBIT
8.69
EV to EBITDA
8.53
EV to Capital Employed
0.93
EV to Sales
7.77
PEG Ratio
0.26
Dividend Yield
0.85%
ROCE (Latest)
10.40%
ROE (Latest)
13.94%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 5 Schemes (18.69%)

FIIs

Held by 86 FIIs (12.53%)

Promoter with highest holding

Repatriates Co Operative Finance & Development Bank Ltd (37.13%)

Highest Public shareholder

Hdfc Trustee Company Limited - Hdfc Infrastructure (8.07%)

Individual Investors Holdings

22.74%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 12.56% vs 18.44% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 8.81% vs 25.06% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "435.93",
          "val2": "387.30",
          "chgp": "12.56%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "390.64",
          "val2": "348.21",
          "chgp": "12.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "247.52",
          "val2": "215.26",
          "chgp": "14.99%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "113.17",
          "val2": "104.01",
          "chgp": "8.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "89.61%",
          "val2": "89.91%",
          "chgp": "-0.30%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 10.53% vs 20.80% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 16.50% vs 36.41% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "823.08",
          "val2": "744.64",
          "chgp": "10.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "753.76",
          "val2": "664.13",
          "chgp": "13.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "472.54",
          "val2": "410.05",
          "chgp": "15.24%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "227.66",
          "val2": "195.42",
          "chgp": "16.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "91.58%",
          "val2": "89.19%",
          "chgp": "2.39%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 11.23% vs 19.98% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 13.83% vs 32.24% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,259.01",
          "val2": "1,131.94",
          "chgp": "11.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,144.40",
          "val2": "1,012.34",
          "chgp": "13.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "720.06",
          "val2": "625.31",
          "chgp": "15.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "340.83",
          "val2": "299.43",
          "chgp": "13.83%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "90.90%",
          "val2": "89.43%",
          "chgp": "1.47%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 18.76% vs -0.50% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 30.63% vs 62.95% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,524.52",
          "val2": "1,283.74",
          "chgp": "18.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,372.23",
          "val2": "1,101.38",
          "chgp": "24.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "845.57",
          "val2": "701.07",
          "chgp": "20.61%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "413.15",
          "val2": "316.28",
          "chgp": "30.63%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "90.01%",
          "val2": "85.79%",
          "chgp": "4.22%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
435.93
387.30
12.56%
Operating Profit (PBDIT) excl Other Income
390.64
348.21
12.19%
Interest
247.52
215.26
14.99%
Exceptional Items
0.00
0.00
Consolidate Net Profit
113.17
104.01
8.81%
Operating Profit Margin (Excl OI)
89.61%
89.91%
-0.30%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 12.56% vs 18.44% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is 8.81% vs 25.06% in Dec 2023

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
823.08
744.64
10.53%
Operating Profit (PBDIT) excl Other Income
753.76
664.13
13.50%
Interest
472.54
410.05
15.24%
Exceptional Items
0.00
0.00
Consolidate Net Profit
227.66
195.42
16.50%
Operating Profit Margin (Excl OI)
91.58%
89.19%
2.39%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 10.53% vs 20.80% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 16.50% vs 36.41% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,259.01
1,131.94
11.23%
Operating Profit (PBDIT) excl Other Income
1,144.40
1,012.34
13.05%
Interest
720.06
625.31
15.15%
Exceptional Items
0.00
0.00
Consolidate Net Profit
340.83
299.43
13.83%
Operating Profit Margin (Excl OI)
90.90%
89.43%
1.47%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 11.23% vs 19.98% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 13.83% vs 32.24% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
1,524.52
1,283.74
18.76%
Operating Profit (PBDIT) excl Other Income
1,372.23
1,101.38
24.59%
Interest
845.57
701.07
20.61%
Exceptional Items
0.00
0.00
Consolidate Net Profit
413.15
316.28
30.63%
Operating Profit Margin (Excl OI)
90.01%
85.79%
4.22%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 18.76% vs -0.50% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 30.63% vs 62.95% in Mar 2023

stock-summaryCompany CV
About Repco Home Finance Ltd stock-summary
stock-summary
Repco Home Finance Ltd
Small Cap
Finance - Housing
Repco Home Finance Limited was incorporated in April, 2000 to tap the growth potential in the housing finance market. The Company received certificate of commencement of business on May 2, 2000. Repco Home Finance is a professionally managed housing finance company head quartered in Chennai, Tamil Nadu. The Company is registered as a housing finance company with the NHB. The Company is present in 2 segments - individual home loans and loans against property (LAP).
Company Coordinates stock-summary
Company Details
No 33 Repco Tower, North Usman Road T Nagar Chennai Tamil Nadu : 600017
stock-summary
Tel: 91-44-28340715
stock-summary
cs@repcohome.com
Registrar Details
Karvy Computershare Pvt Ltd, Plot No 17-24 , Near Image Hospital,, Reliance Cybervilae,Vithalrao Nagar,, Madhapur, Hyderabad