ScoreWhy is SBI Life Insurance Company Ltd ?
1
Company has a low Debt to Equity ratio (avg) at 0 times
2
Low Debt Company with Strong Long Term Fundamental Strength
3
The company has declared Positive results for the last 7 consecutive quarters
- PBT LESS OI(Q) At Rs 596.30 cr has Grown at 69.55 %
- PAT(Q) At Rs 550.82 cr has Grown at 71.2 %
4
Stock is technically in a Mildly Bearish range
- The technical trend has deteriorated from Sideways on 03-Apr-25 and has generated -1.34% returns since then
- A key technical factor - Bollinger Band has been Bearish since 03 Apr 2025
5
With ROE of 14.5, it has a Very Attractive valuation with a 9 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 2.00%, its profits have risen by 29.6% ; the PEG ratio of the company is 2.1
6
High Institutional Holdings at 40.4%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to SBI Life Insuran should be less than 10%
- Overall Portfolio exposure to Finance/NBFC should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SBI Life Insuran for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
SBI Life Insuran
1.91%
0.08
24.03%
SENSEX
0.45%
0.03
14.48%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.12%
EBIT Growth (5y)
-8.33%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
7.67
Tax Ratio
9.72%
Dividend Payout Ratio
14.28%
Pledged Shares
0
Institutional Holding
40.40%
ROCE (avg)
5.19%
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
62
Industry P/E
20
Price to Book Value
8.97
EV to EBIT
143.60
EV to EBITDA
143.60
EV to Capital Employed
11.62
EV to Sales
1.11
PEG Ratio
2.09
Dividend Yield
0.18%
ROCE (Latest)
8.09%
ROE (Latest)
14.52%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
PBT LESS OI(Q)
At Rs 596.30 cr has Grown at 69.55 %
PAT(Q)
At Rs 550.82 cr has Grown at 71.2 %
-4What is not working for the Company
NET SALES(Q)
Lowest at Rs 18,861.98 cr
Loading Valuation Snapshot...
Here's what is working for SBI Life Insuran
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 596.30 cr has Grown at 69.55 %
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 550.82 cr has Grown at 71.2 %
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Here's what is not working for SBI Life Insuran
Net Sales - Quarterly
At Rs 18,861.98 cr has Fallen at -51.68 %
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (Rs Cr)
Net Sales - Quarterly
Lowest at Rs 18,861.98 cr
in the last five quartersMOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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