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SBI Life Insuran

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE123W01016
  • NSEID: SBILIFE
  • BSEID: 540719
INR
1,524.05
39.05 (2.63%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 5.34 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

5.34 lacs (-8.81%) Volume

Shareholding (Dec 2024)

FII

22.48%

Held by 771 FIIs

DII

17.92%

Held by 87 DIIs

Promoter

55.38%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Company has a low Debt to Equity ratio (avg) at 0 times

 
2

Low Debt Company with Strong Long Term Fundamental Strength

 
3

The company has declared Positive results for the last 7 consecutive quarters

4

Stock is technically in a Mildly Bearish range

5

With ROE of 14.5, it has a Very Attractive valuation with a 9 Price to Book Value

6

High Institutional Holdings at 40.4%

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 152,730 Cr (Large Cap)

stock-summary
P/E

62.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.18%

stock-summary
Debt Equity

-0.25

stock-summary
Return on Equity

14.52%

stock-summary
Price to Book

8.97

Revenue and Profits (1 Year):
Net Sales:
24,828 Cr
(Quarterly Results - Dec 2024)
Net Profit:
551 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.18%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-12.2%
0.17%
-12.03%
1 Year
1.91%
0.18%
2.09%
2 Years
36.95%
0.46%
37.41%
3 Years
33.43%
0.74%
34.17%
4 Years
67.73%
1.03%
68.76%
5 Years
106.01%
1.70%
107.71%

Latest dividend: 2.7 per share ex-dividend date: Mar-07-2025

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
19.12%
EBIT Growth (5y)
-8.33%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
7.67
Tax Ratio
9.72%
Dividend Payout Ratio
14.28%
Pledged Shares
0
Institutional Holding
40.40%
ROCE (avg)
5.19%
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
62
Industry P/E
20
Price to Book Value
8.97
EV to EBIT
143.60
EV to EBITDA
143.60
EV to Capital Employed
11.62
EV to Sales
1.11
PEG Ratio
2.09
Dividend Yield
0.18%
ROCE (Latest)
8.09%
ROE (Latest)
14.52%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 36 Schemes (14.79%)

FIIs

Held by 771 FIIs (22.48%)

Promoter with highest holding

State Bank Of India (55.38%)

Highest Public shareholder

Hdfc Trustee Company Limited-hdfc Flexi Cap Fund (3.95%)

Individual Investors Holdings

2.09%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 11.25% vs 16.41% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 71.20% vs 5.79% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "24,827.54",
          "val2": "22,316.47",
          "chgp": "11.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "596.30",
          "val2": "351.70",
          "chgp": "69.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "550.82",
          "val2": "321.75",
          "chgp": "71.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "2.40%",
          "val2": "1.58%",
          "chgp": "0.82%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 6.69% vs 20.50% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 37.80% vs 19.02% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "35,371.58",
          "val2": "33,154.16",
          "chgp": "6.69%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,199.33",
          "val2": "836.61",
          "chgp": "43.36%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1,048.97",
          "val2": "761.23",
          "chgp": "37.80%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "3.39%",
          "val2": "2.52%",
          "chgp": "0.87%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 8.52% vs 18.82% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 47.72% vs 14.76% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "60,199.12",
          "val2": "55,470.63",
          "chgp": "8.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,795.63",
          "val2": "1,188.31",
          "chgp": "51.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1,599.79",
          "val2": "1,082.98",
          "chgp": "47.72%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "1.91%",
          "val2": "1.24%",
          "chgp": "0.67%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 21.04% vs 13.95% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 10.07% vs 14.25% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "80,587.10",
          "val2": "66,581.00",
          "chgp": "21.04%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "400.11",
          "val2": "147.74",
          "chgp": "170.82%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1,893.78",
          "val2": "1,720.57",
          "chgp": "10.07%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "0.50%",
          "val2": "0.22%",
          "chgp": "0.28%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
24,827.54
22,316.47
11.25%
Operating Profit (PBDIT) excl Other Income
596.30
351.70
69.55%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
550.82
321.75
71.20%
Operating Profit Margin (Excl OI)
2.40%
1.58%
0.82%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 11.25% vs 16.41% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in quarter ended Dec 2024 is 71.20% vs 5.79% in Dec 2023

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
35,371.58
33,154.16
6.69%
Operating Profit (PBDIT) excl Other Income
1,199.33
836.61
43.36%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
1,048.97
761.23
37.80%
Operating Profit Margin (Excl OI)
3.39%
2.52%
0.87%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 6.69% vs 20.50% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 37.80% vs 19.02% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
60,199.12
55,470.63
8.52%
Operating Profit (PBDIT) excl Other Income
1,795.63
1,188.31
51.11%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
1,599.79
1,082.98
47.72%
Operating Profit Margin (Excl OI)
1.91%
1.24%
0.67%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 8.52% vs 18.82% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 47.72% vs 14.76% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
80,587.10
66,581.00
21.04%
Operating Profit (PBDIT) excl Other Income
400.11
147.74
170.82%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
1,893.78
1,720.57
10.07%
Operating Profit Margin (Excl OI)
0.50%
0.22%
0.28%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 21.04% vs 13.95% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 10.07% vs 14.25% in Mar 2023

stock-summaryCompany CV
About SBI Life Insurance Company Ltd stock-summary
stock-summary
SBI Life Insurance Company Ltd
Large Cap
Finance/NBFC
SBI Life Insurance Company Limited (SBI Life), established in 2001, is a Joint Venture between State Bank of India (SBI) and French Financial Institution, BNP Paribas Cardif S.A. and is one of the leading life Insurance companies in India. SBI has an unrivaled strength of over 40,000 branches across the country, making it the largest banking group in India. BNP Paribas Cardif S.A. is the life and property & casualty insurance arm of BNP Paribas, one of the strongest banks in the world.
Company Coordinates stock-summary
Company Details
Natraj M V Road Andheri(East), Western Express Highway Juncti Mumbai Maharashtra : 400069
stock-summary
Tel: 91-22-61910000
stock-summary
investor@sbilife.co.in/aniket.karan
Registrar Details
Karvy Computershare Pvt Ltd., Karvy Selenium, Tower-B Plot No 31 & 32, Survey No 116/22, 115/24, 115/25, Financial District, Nanakramguda, Serilingampally, Mandal Ranga Reddy Dist, Hyderabad