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SBFC Finance

  • Market Cap: Mid Cap
  • Industry: Finance/NBFC
  • ISIN: INE423Y01016
  • NSEID: SBFC
  • BSEID: 543959
INR
89.69
0.49 (0.55%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 8.16 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationUpcoming Result: SBFC Finance will declare its result soon on 26 Apr 2025
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

8.16 lacs (-38.64%) Volume

Shareholding (Dec 2024)

FII

4.92%

Held by 71 FIIs

DII

16.46%

Held by 42 DIIs

Promoter

54.75%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong Long Term Fundamental Strength with a 90.94% CAGR growth in Operating Profits

 
2

Healthy long term growth as Net Sales has grown by an annual rate of 38.80% and Operating profit at 90.94%

 
3

With a growth in Operating Profit of 6.48%, the company declared Very Positive results in Dec 24

4

Stock is technically in a Bullish range

5

With ROE of 10.9, it has a Fair valuation with a 3.3 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 9,740 Cr (Mid Cap)

stock-summary
P/E

30.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

1.49

stock-summary
Return on Equity

10.92%

stock-summary
Price to Book

3.26

Revenue and Profits (1 Year):
Net Sales:
334 Cr
(Quarterly Results - Dec 2024)
Net Profit:
88 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-0.27%
0%
-0.27%
1 Year
3.69%
0%
3.69%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

SBFC Finance for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
38.80%
EBIT Growth (5y)
90.94%
Net Debt to Equity (avg)
1.49
Institutional Holding
21.38%
ROE (avg)
10.11%
Valuation key factors
Factor
Value
P/E Ratio
30
Industry P/E
20
Price to Book Value
3.26
EV to EBIT
16.92
EV to EBITDA
16.60
EV to Capital Employed
1.94
EV to Sales
11.31
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
10.74%
ROE (Latest)
10.92%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 14 Schemes (14.47%)

FIIs

Held by 71 FIIs (4.92%)

Promoter with highest holding

Sbfc Holdings Pte.ltd (54.75%)

Highest Public shareholder

Sbi Small Cap Fund (8.55%)

Individual Investors Holdings

12.72%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 6.04% vs 5.25% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 4.88% vs 6.68% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "320.40",
          "val2": "302.15",
          "chgp": "6.04%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "228.15",
          "val2": "214.06",
          "chgp": "6.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "106.11",
          "val2": "100.38",
          "chgp": "5.71%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "88.08",
          "val2": "83.98",
          "chgp": "4.88%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "71.21%",
          "val2": "70.85%",
          "chgp": "0.36%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 27.32% vs 43.43% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 63.39% vs 47.05% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "589.22",
          "val2": "462.79",
          "chgp": "27.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "222.55",
          "val2": "139.23",
          "chgp": "59.84%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "195.14",
          "val2": "177.77",
          "chgp": "9.77%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "162.70",
          "val2": "99.58",
          "chgp": "63.39%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "37.77%",
          "val2": "30.08%",
          "chgp": "7.69%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 26.52% vs 41.43% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 53.29% vs 52.85% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "909.62",
          "val2": "718.94",
          "chgp": "26.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "450.70",
          "val2": "312.87",
          "chgp": "44.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "301.25",
          "val2": "262.35",
          "chgp": "14.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "250.78",
          "val2": "163.60",
          "chgp": "53.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "47.72%",
          "val2": "42.30%",
          "chgp": "5.42%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 39.53% vs 37.61% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 58.22% vs 132.18% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "990.96",
          "val2": "710.21",
          "chgp": "39.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "328.19",
          "val2": "206.60",
          "chgp": "58.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "350.64",
          "val2": "276.45",
          "chgp": "26.84%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "237.02",
          "val2": "149.80",
          "chgp": "58.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "33.12%",
          "val2": "29.09%",
          "chgp": "4.03%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
320.40
302.15
6.04%
Operating Profit (PBDIT) excl Other Income
228.15
214.06
6.58%
Interest
106.11
100.38
5.71%
Exceptional Items
0.00
0.00
Standalone Net Profit
88.08
83.98
4.88%
Operating Profit Margin (Excl OI)
71.21%
70.85%
0.36%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 6.04% vs 5.25% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 4.88% vs 6.68% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
589.22
462.79
27.32%
Operating Profit (PBDIT) excl Other Income
222.55
139.23
59.84%
Interest
195.14
177.77
9.77%
Exceptional Items
0.00
0.00
Standalone Net Profit
162.70
99.58
63.39%
Operating Profit Margin (Excl OI)
37.77%
30.08%
7.69%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 27.32% vs 43.43% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 63.39% vs 47.05% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
909.62
718.94
26.52%
Operating Profit (PBDIT) excl Other Income
450.70
312.87
44.05%
Interest
301.25
262.35
14.83%
Exceptional Items
0.00
0.00
Standalone Net Profit
250.78
163.60
53.29%
Operating Profit Margin (Excl OI)
47.72%
42.30%
5.42%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 26.52% vs 41.43% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 53.29% vs 52.85% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
990.96
710.21
39.53%
Operating Profit (PBDIT) excl Other Income
328.19
206.60
58.85%
Interest
350.64
276.45
26.84%
Exceptional Items
0.00
0.00
Standalone Net Profit
237.02
149.80
58.22%
Operating Profit Margin (Excl OI)
33.12%
29.09%
4.03%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 39.53% vs 37.61% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 58.22% vs 132.18% in Mar 2023

stock-summaryCompany CV
About SBFC Finance Ltd stock-summary
stock-summary
SBFC Finance Ltd
Mid Cap
Finance/NBFC
SBFC Finance Limited was originally incorporated on January 25, 2008 as a Private Limited Company with the name, `MAPE Finserve Private Limited', issued by the Registrar of Companies, Maharashtra at Mumbai. The Board approved the change in the name of Company from `MAPE Finserve Private Limited' to `Small Business Fincredit India Private Limited' dated July 3, 2017.
Company Coordinates stock-summary
Company Details
103 1stFr C&B SquareSangamComp, Andheri Kurla Road Vil-Chakala Mumbai Maharashtra : 400059
stock-summary
Tel: 91-22-67875344
stock-summary
complianceofficer@sbfc.com
Registrar Details