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Bandhan Bank

  • Market Cap: Large Cap
  • Industry: Bank - Private
  • ISIN: INE545U01014
  • NSEID: BANDHANBNK
  • BSEID: 541153
INR
149.15
2.35 (1.6%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 19.7 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

148.05150.50

52 Week

128.15222.30
Valuation
Technical
Day's Volume

CASH

19.7 lacs (-64.01%) Volume

Shareholding (Sep 2024)

FII

26.73%

Held by 298 FIIs

DII

16.41%

Held by 91 DIIs

Promoter

39.98%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

The company has declared negative results in Dec'2024 after 2 consecutive positive quarters

  • PBT LESS OI(Q) At Rs -450.50 cr has Fallen at -234.4 %
  • PAT(Q) At Rs 426.49 cr has Fallen at -38.8 %
  • PBDIT(Q) Lowest at Rs 925.51 cr.
2

Stock is technically in a Mildly Bearish range

3

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 24,028 Cr (Large Cap)

stock-summary
Dividend Yield

0.00%

stock-summary
CAR

13.70%

stock-summary
Return on Assets

1.47%

stock-summary
Net NPA

1.28%

stock-summary
Gross NPA

4.68%

Revenue and Profits (1 Year):
Int. Earned:
5,478.73 Cr
(Quarterly Results - Dec 2024)
Net Profit:
426 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-29.31%
0%
-29.31%
1 Year
-18.34%
0%
-18.34%
2 Years
-28.94%
0.64%
-28.3%
3 Years
-53.81%
0.49%
-53.32%
4 Years
-58.48%
0.88%
-57.6%
5 Years
-22.44%
1.23%
-21.21%

Latest dividend: 1.5 per share ex-dividend date: Aug-11-2023

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
14.69%
Net Profit Growth (5y)
-4.70%
Advance to Deposit
100.88%
Capital Adequacy Ratio (Tier 1)
17.82%
Gross NPA (latest)
4.68%
Gross NPA (avg)
6.15%
Coverage Ratio (avg)
73.99%
Cost to Income (avg)
37.70%
Net Interest Margin (avg)
7.24%
Operating Profit to Assets (avg)
8.77%
ROA (avg)
1.35%
Valuation key factors
Factor
Value
P/E Ratio
10
Price to Book Value
1.00
PEG Ratio
NA
Dividend Yield
NA
ROE (Latest)
10.49%
ROA (Latest)
1.47%
Net NPA to Book Value
6.92
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
Bearish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 29 Schemes (9.39%)

FIIs

Held by 298 FIIs (26.73%)

Promoter with highest holding

Bandhan Financial Holdings Limited (39.98%)

Highest Public shareholder

Caladium Investment Pte. Ltd. (4.39%)

Individual Investors Holdings

14.06%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -0.38% vs -0.65% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -54.51% vs -11.85% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 5478.73,
          "val2": 5499.81,
          "chgp": "-0.38%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "2,021.36",
          "val2": "1,855.10",
          "chgp": "8.96%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.28%",
          "val2": "1.29%",
          "chgp": "-0.01%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.68%",
          "val2": "4.68%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "426.49",
          "val2": "937.45",
          "chgp": "-54.51%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 22.42% vs 15.15% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 38.74% vs 31.62% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 11035.64,
          "val2": 9014.85,
          "chgp": "22.42%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "3,795.99",
          "val2": "3,145.70",
          "chgp": "20.67%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.29%",
          "val2": "2.32%",
          "chgp": "-1.03%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.68%",
          "val2": "7.32%",
          "chgp": "-2.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "2,000.91",
          "val2": "1,442.22",
          "chgp": "38.74%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 20.72% vs 17.56% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 11.61% vs 56.88% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 16514.37,
          "val2": 13680.28,
          "chgp": "20.72%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "5,817.35",
          "val2": "4,801.01",
          "chgp": "21.17%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.28%",
          "val2": "2.21%",
          "chgp": "-0.93%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.68%",
          "val2": "7.02%",
          "chgp": "-2.34%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "2,427.40",
          "val2": "2,174.94",
          "chgp": "11.61%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 18.64% vs 14.66% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 1.59% vs 1,644.69% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 18869.62,
          "val2": 15904.7,
          "chgp": "18.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "6,639.48",
          "val2": "7,091.35",
          "chgp": "-6.37%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.11%",
          "val2": "1.17%",
          "chgp": "-0.06%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.84%",
          "val2": "4.87%",
          "chgp": "-1.03%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "2,229.56",
          "val2": "2,194.64",
          "chgp": "1.59%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
5478.73
5499.81
-0.38%
Operating Profit (PBDIT)
2,021.36
1,855.10
8.96%
% of Net NPAs
1.28%
1.29%
-0.01%
% of Gross NPAs
4.68%
4.68%
Exceptional Items
0.00
0.00
Net Profit
426.49
937.45
-54.51%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is -0.38% vs -0.65% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is -54.51% vs -11.85% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
11035.64
9014.85
22.42%
Operating Profit (PBDIT)
3,795.99
3,145.70
20.67%
% of Net NPAs
1.29%
2.32%
-1.03%
% of Gross NPAs
4.68%
7.32%
-2.64%
Exceptional Items
0.00
0.00
Net Profit
2,000.91
1,442.22
38.74%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 22.42% vs 15.15% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 38.74% vs 31.62% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
16514.37
13680.28
20.72%
Operating Profit (PBDIT)
5,817.35
4,801.01
21.17%
% of Net NPAs
1.28%
2.21%
-0.93%
% of Gross NPAs
4.68%
7.02%
-2.34%
Exceptional Items
0.00
0.00
Net Profit
2,427.40
2,174.94
11.61%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 20.72% vs 17.56% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is 11.61% vs 56.88% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
18869.62
15904.7
18.64%
Operating Profit (PBDIT)
6,639.48
7,091.35
-6.37%
% of Net NPAs
1.11%
1.17%
-0.06%
% of Gross NPAs
3.84%
4.87%
-1.03%
Exceptional Items
0.00
0.00
Net Profit
2,229.56
2,194.64
1.59%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 18.64% vs 14.66% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 1.59% vs 1,644.69% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Bandhan Bank Ltd. stock-summary
stock-summary
Bandhan Bank Ltd.
Large Cap
Bank - Private
Bandhan Bank Limited is a commercial bank focused on serving underbanked and underpenetrated markets in India. Bandhan Bank is the first instance in India of a microfinance entity transforming into a universal bank. The Bank a wide array of loans through Banking Unit (BU) outlets under Banking Units vertical to benefit small business owners in need of financial assistance. The Bank operates its Group Loans and Small Business & Agri Loans (SBAL) business channels from its BU outlets.
Company Coordinates stock-summary
Company Details
DN 32 Sector V, Salt Lake Kolkata West Bengal : 700091
stock-summary
Tel: 91-33-66090909
stock-summary
http://www.bandhanbank.com
stock-summary
investors@bandhanbank.com
Registrar Details
Karvy Computershare Pvt Ltd., Karvy Selenium, Tower-B Plot No 31 & 32, Survey No 116/22, 115/24, 115/25, Financial District, Nanakramguda, Serilingampally, Mandal Ranga Reddy Dist, Hyderabad
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