Annual Results Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
18,869.62
15,904.70
13,871.12
12,524.21
10,885.49
6,643.37
4,802.30
Income On Investments
2,013.57
1,886.30
1,478.30
1,174.15
832.81
614.53
490.02
Interest On Balances With Rbi Other Inter Bank Funds
77.81
69.37
140.51
118.21
163.26
73.32
141.61
Interest / Discount On Advances / Bills
16,506.20
13,775.16
12,183.90
10,891.79
9,486.24
5,727.23
3,823.60
Others
272.03
173.87
68.41
340.05
403.19
228.28
347.06
Other Income
2,164.65
2,468.55
2,822.82
2,022.25
1,549.20
1,063.05
706.18
Total Income
21,034.27
18,373.25
16,693.94
14,546.47
12,434.69
7,706.42
5,508.48
Interest Expended
8,544.01
6,645.08
5,157.10
4,960.86
4,561.58
2,147.95
1,770.06
Net Interest Income
10,325.61
9,259.62
8,714.02
7,563.35
6,323.91
4,495.42
3,032.24
Total Expenditure (Excl Depreciation)
5,850.78
4,636.82
3,523.44
2,816.89
2,426.54
1,810.28
1,308.31
Employee Cost
3,542.92
2,715.07
2,134.88
1,664.63
1,367.04
1,008.69
687.98
Other Operating Expenses
2,307.86
1,921.75
1,388.56
1,152.26
1,059.50
801.59
620.33
Operating Profit Before Provisions and Contingencies
6,639.48
7,091.35
8,013.40
6,768.72
5,446.57
3,748.19
2,430.11
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,696.57
4,198.37
7,884.78
3,820.07
1,393.15
735.13
374.21
Profit Before Tax
2,942.91
2,892.98
128.62
2,948.65
4,053.42
3,013.05
2,055.90
Tax
713.35
698.35
2.83
743.20
1,029.68
1,061.55
710.34
Profit After Tax
2,229.56
2,194.64
125.79
2,205.46
3,023.74
1,951.50
1,345.56
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
2,229.56
2,194.64
125.79
2,205.46
3,023.74
1,951.50
1,345.56
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
19,954.48
17,961.37
15,770.38
15,797.58
13,585.21
10,008.66
8,189.14
Earnings per share (EPS)
13.84
13.62
0.78
13.69
18.78
16.36
11.28
Diluted Earnings per share
13.84
13.62
0.78
13.69
18.76
16.34
12.26
Operating Profit Margin (Excl OI)
49.4%
44.45%
17.76%
47.01%
64.91%
61.68%
64.96%
Gross Profit Margin
15.6%
18.19%
0.93%
23.54%
37.24%
45.35%
42.81%
PAT Margin
11.82%
13.8%
0.91%
17.61%
27.78%
29.38%
28.02%
Net Interest Margin
7.3%
7.2%
8.2%
7.8%
8.13%
10.4%
9.7%
Return on Assets
0.0%
0.0%
0.0%
2.13%
0.0%
4.23%
0.0%
CASA (%)
37.1%
39.3%
41.6%
43.4%
36.84%
40.8%
34.32%
CASA Amount
50,150.00
42,460.00
40,080.00
33,830.00
21,028.00
17,618.00
11,624.00
Capital Adequacy Ratio (Total)
18.28%
19.76%
20.1%
23.47%
27.43%
29.2%
31.48%
Capital Adequacy Ratio (Tier 1)
17.2%
18.7%
18.9%
22.5%
25.2%
27.88%
30.3%
Provision Coverage Ratio (%)
71.8%
76.8%
75.5%
50.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
4,784.88
5,298.62
6,380.00
5,757.76
992.78
819.56
373.14
Amount of Net NPAs
1,347.61
1,228.27
1,564.23
2,861.03
389.40
228.32
172.90
% of Net NPAs
1.11%
1.17%
1.66%
3.51%
0.58%
0.58%
0.58%
% of Gross NPAs
3.84%
4.87%
6.46%
6.81%
1.48%
2.04%
1.25%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
438.0
0.0
471.0
487.0
485.0
481.0
460.0
Number of Branches
1700.0
0.0
1189.0
1147.0
1018.0
986.0
936.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 18.64% vs 14.66% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 1.59% vs 1,644.69% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is -6.37% vs -11.51% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is -0.06% vs -0.49% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -1.03% vs -1.59% in Mar 2023
Compare Annual Results Of Bandhan Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
18,869.62
27,585.94
-8,716.32
-31.6%
Income On Investments
2,013.57
4,958.26
-2,944.69
-59.39%
Interest On Balances With Rbi Other Inter Bank Funds
77.81
458.40
-380.59
-83.03%
Interest / Discount On Advances / Bills
16,506.20
21,087.49
-4,581.29
-21.73%
Others
272.03
1,081.79
-809.76
-74.85%
Other Income
2,164.65
5,114.30
-2,949.65
-57.67%
Total Income
21,034.27
32,700.24
-11,665.97
-35.68%
Interest Expended
8,544.01
19,491.32
-10,947.31
-56.17%
Net Interest Income
10,325.61
8,094.62
2,230.99
27.56%
Total Expenditure (Excl Depreciation)
5,850.78
9,822.66
-3,971.88
-40.44%
Employee Cost
3,542.92
3,774.28
-231.36
-6.13%
Other Operating Expenses
2,307.86
6,048.38
-3,740.52
-61.84%
Operating Profit Before Provisions and Contingencies
6,639.48
3,386.26
3,253.22
96.07%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,696.57
1,886.28
1,810.29
95.97%
Profit Before Tax
2,942.91
1,499.98
1,442.93
96.2%
Tax
713.35
248.90
464.45
186.6%
Profit After Tax
2,229.56
1,251.08
978.48
78.21%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
2,229.56
1,251.08
978.48
78.21%
Face Value
10.00
2.00
0.00
Reserves
19,954.48
35,443.42
-15,488.94
-43.7%
Earnings per share (EPS)
13.84
0.43
13.41
3118.6%
Diluted Earnings per share
13.84
0.43
13.41
3118.6%
Operating Profit Margin (Excl OI)
49.40%
57.55%
0.00
-8.15%
Gross Profit Margin
15.60%
5.44%
0.00
10.16%
PAT Margin
11.82%
4.54%
0.00
7.28%
Net Interest Margin
7.30%
2.40%
4.90
4.90%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
37.10%
30.90%
6.20
6.20%
CASA Amount
50,150.00
82,317.00
-32,167.00
-39.08%
Capital Adequacy Ratio (Total)
18.28%
15.40%
2.88
2.88%
Capital Adequacy Ratio (Tier 1)
17.20%
12.20%
5.00
5.00%
Provision Coverage Ratio (%)
71.80%
79.30%
-7.50
-7.50%
Amount of Gross NPAs
4,784.88
3,982.56
802.32
20.15%
Amount of Net NPAs
1,347.61
1,329.73
17.88
1.34%
% of Net NPAs
1.11%
0.60%
0.51
0.51%
% of Gross NPAs
3.84%
1.70%
2.14
2.14%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
438.00
1,290.00
-852.00
-66.05%
Number of Branches
1,700.00
1,234.00
466.00
37.76%
Annual - Interest Earned
Interest Earned 18869.62 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 18.64% vs 14.66% in Mar 2023
Annual - Net Profit
Net Profit 2,229.56 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 1.59% vs 1,644.69% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 6,639.48 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is -6.37% vs -11.51% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 1.11%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.06% vs -0.49% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 3.84%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -1.03% vs -1.59% in Mar 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
