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Central Bank

  • Market Cap: Large Cap
  • Industry: Public Banks
  • ISIN: INE483A01010
  • NSEID: CENTRALBK
  • BSEID: 532885
INR
34.67
0.82 (2.42%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 69.52 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

69.52 lacs (-46.01%) Volume

Shareholding (Mar 2025)

FII

1.26%

Held by 64 FIIs

DII

5.87%

Held by 79 DIIs

Promoter

89.27%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Stock is technically in a Bearish range

  • The technical trend has deteriorated from Mildly Bearish on 26-Mar-25 and has generated -19.6% returns since then
  • Multiple factors for the stock are Bearish like MACD, Bollinger Band and KST
2

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Public Banks

stock-summary
Market cap

INR 31,381 Cr (Large Cap)

stock-summary
Dividend Yield

0.00%

stock-summary
CAR

14.21%

stock-summary
Return on Assets

0.82%

stock-summary
Net NPA

0.59%

stock-summary
Gross NPA

3.86%

Revenue and Profits (1 Year):
Int. Earned:
8,509.44 Cr
(Quarterly Results - Dec 2024)
Net Profit:
959 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-39.16%
0%
-39.16%
1 Year
-46.82%
0%
-46.82%
2 Years
38.96%
0%
38.96%
3 Years
72.49%
0%
72.49%
4 Years
91.02%
0%
91.02%
5 Years
168.76%
0%
168.76%

Latest dividend: 0.5 per share ex-dividend date: Jun-23-2015

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
11.48%
Net Profit Growth (5y)
30.05%
Advance to Deposit
55.87%
Capital Adequacy Ratio (Tier 1)
12.11%
Gross NPA (latest)
3.86%
Gross NPA (avg)
9.73%
Coverage Ratio (avg)
76.92%
Cost to Income (avg)
58.40%
Net Interest Margin (avg)
3.02%
Operating Profit to Assets (avg)
3.87%
ROA (avg)
0.26%
Valuation key factors
Factor
Value
P/E Ratio
9
Price to Book Value
0.90
PEG Ratio
0.18
Dividend Yield
NA
ROE (Latest)
10.48%
ROA (Latest)
0.82%
Net NPA to Book Value
4.58
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 15 Schemes (0.22%)

FIIs

Held by 64 FIIs (1.26%)

Promoter with highest holding

President Of India (89.27%)

Highest Public shareholder

Life Insurance Corporation Of India (3.16%)

Individual Investors Holdings

3.23%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 3.74% vs -1.59% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 5.05% vs 3.74% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
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      "body": [
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          "field": "Interest Earned",
          "val1": 8509.44,
          "val2": 8202.62,
          "chgp": "3.74%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,963.31",
          "val2": "2,164.93",
          "chgp": "-9.31%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.59%",
          "val2": "0.69%",
          "chgp": "-0.10%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.86%",
          "val2": "4.59%",
          "chgp": "-0.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "958.93",
          "val2": "912.84",
          "chgp": "5.05%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 13.46% vs 24.78% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 75.10% vs 85.16% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 16537.41,
          "val2": 14575.94,
          "chgp": "13.46%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "4,158.04",
          "val2": "3,368.32",
          "chgp": "23.45%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.69%",
          "val2": "1.64%",
          "chgp": "-0.95%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.59%",
          "val2": "4.62%",
          "chgp": "-0.03%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,792.78",
          "val2": "1,023.86",
          "chgp": "75.10%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 11.89% vs 21.67% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 57.99% vs 72.25% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 25046.85,
          "val2": 22385.15,
          "chgp": "11.89%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "6,121.35",
          "val2": "5,299.33",
          "chgp": "15.51%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.59%",
          "val2": "1.27%",
          "chgp": "-0.68%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.86%",
          "val2": "4.50%",
          "chgp": "-0.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "2,751.71",
          "val2": "1,741.72",
          "chgp": "57.99%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 20.28% vs 12.02% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 61.11% vs 14.97% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 30722.23,
          "val2": 25541.89,
          "chgp": "20.28%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "7,362.68",
          "val2": "6,883.76",
          "chgp": "6.96%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.23%",
          "val2": "1.77%",
          "chgp": "-0.54%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.50%",
          "val2": "8.44%",
          "chgp": "-3.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "2,549.06",
          "val2": "1,582.20",
          "chgp": "61.11%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
8509.44
8202.62
3.74%
Operating Profit (PBDIT)
1,963.31
2,164.93
-9.31%
% of Net NPAs
0.59%
0.69%
-0.10%
% of Gross NPAs
3.86%
4.59%
-0.73%
Exceptional Items
0.00
0.00
Net Profit
958.93
912.84
5.05%
Values in Rs Cr.
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 3.74% vs -1.59% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is 5.05% vs 3.74% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
16537.41
14575.94
13.46%
Operating Profit (PBDIT)
4,158.04
3,368.32
23.45%
% of Net NPAs
0.69%
1.64%
-0.95%
% of Gross NPAs
4.59%
4.62%
-0.03%
Exceptional Items
0.00
0.00
Net Profit
1,792.78
1,023.86
75.10%
Values in Rs Cr.
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 13.46% vs 24.78% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 75.10% vs 85.16% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
25046.85
22385.15
11.89%
Operating Profit (PBDIT)
6,121.35
5,299.33
15.51%
% of Net NPAs
0.59%
1.27%
-0.68%
% of Gross NPAs
3.86%
4.50%
-0.64%
Exceptional Items
0.00
0.00
Net Profit
2,751.71
1,741.72
57.99%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 11.89% vs 21.67% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is 57.99% vs 72.25% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
30722.23
25541.89
20.28%
Operating Profit (PBDIT)
7,362.68
6,883.76
6.96%
% of Net NPAs
1.23%
1.77%
-0.54%
% of Gross NPAs
4.50%
8.44%
-3.94%
Exceptional Items
0.00
0.00
Net Profit
2,549.06
1,582.20
61.11%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 20.28% vs 12.02% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 61.11% vs 14.97% in Mar 2023

stock-summaryCompany CV
About Central Bank of India stock-summary
stock-summary
Central Bank of India
Large Cap
Public Banks
Central Bank of India, a public sector banking institution is one of the oldest and largest commercial banks in India. The principal business is providing banking and financial services with wide range of products and services to individuals, commercial enterprises, large corporates, public bodies and institutional customers. The Bank's deposit taking and lending business is divided into three main areas, namely retail, agriculture and corporate.
Company Coordinates stock-summary
Company Details
9th Floor Chandermukhi, Nariman Point Mumbai Maharashtra : 400021
stock-summary
Tel: 91-22-6638 7818
stock-summary
investors@centralbank.co.in
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai