Annual Results Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
30,722.23
25,541.89
22,801.65
22,730.23
23,562.47
22,638.57
24,035.51
Income On Investments
9,510.39
8,715.09
9,263.56
10,008.96
9,915.64
8,454.24
7,137.36
Interest On Balances With Rbi Other Inter Bank Funds
1,120.29
1,443.82
1,238.11
676.04
480.89
872.81
2,058.54
Interest / Discount On Advances / Bills
19,707.16
14,921.60
11,500.66
11,638.34
12,505.46
12,949.75
14,478.75
Others
384.39
461.38
799.32
406.89
660.48
361.77
360.86
Other Income
4,711.28
4,083.71
2,968.48
3,115.67
3,636.82
2,412.94
2,622.35
Total Income
35,433.51
29,625.60
25,770.13
25,845.90
27,199.29
25,051.51
26,657.86
Interest Expended
17,825.91
13,855.10
13,314.88
14,485.19
15,933.62
15,866.39
17,518.51
Net Interest Income
12,896.32
11,686.79
9,486.77
8,245.04
7,628.85
6,772.18
6,517.00
Total Expenditure (Excl Depreciation)
10,244.92
8,886.74
6,713.58
6,782.22
6,921.52
6,058.63
6,406.37
Employee Cost
6,312.15
5,603.96
3,927.39
4,141.31
4,216.72
3,565.22
3,983.37
Other Operating Expenses
3,932.77
3,282.78
2,786.19
2,640.91
2,704.80
2,493.41
2,423.00
Operating Profit Before Provisions and Contingencies
7,362.68
6,883.76
5,741.67
4,578.49
4,344.15
3,126.49
2,732.98
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,309.30
4,238.42
3,480.19
5,902.10
5,253.64
11,296.71
10,628.96
Profit Before Tax
4,053.38
2,645.34
1,716.96
-1,323.61
-909.49
-8,170.22
-7,895.98
Tax
1,504.32
1,063.14
672.13
-436.03
211.86
-2,528.74
-2,791.07
Profit After Tax
2,549.06
1,582.20
1,044.83
-887.58
-1,121.35
-5,641.48
-5,104.91
Extraordinary Items
0.00
0.00
-331.36
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
2,549.06
1,582.20
1,376.19
-887.58
-1,121.35
-5,641.48
-5,104.91
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
19,382.31
16,778.38
15,130.82
12,037.25
12,757.11
27,997.79
12,237.14
Earnings per share (EPS)
2.94
1.82
1.2
-1.51
-1.96
-13.94
-19.5
Diluted Earnings per share
2.94
1.82
1.83
-1.53
-2.4
-20.19
-26.34
Operating Profit Margin (Excl OI)
55.88%
48.61%
52.91%
44.2%
48.33%
23.34%
29.12%
Gross Profit Margin
13.19%
10.36%
7.53%
-5.82%
-3.86%
-36.09%
-32.85%
PAT Margin
8.3%
6.19%
4.58%
-3.9%
-4.76%
-24.92%
-21.24%
Net Interest Margin
3.4%
3.64%
3.21%
2.78%
2.78%
2.54%
2.47%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
50.02%
50.39%
50.58%
49.24%
46.83%
46.39%
42.26%
CASA Amount
1,91,969.00
1,80,312.00
1,72,480.00
1,61,926.00
1,45,279.00
1,37,234.00
1,25,196.00
Capital Adequacy Ratio (Total)
15.08%
14.12%
13.84%
12.78%
11.72%
9.61%
9.04%
Capital Adequacy Ratio (Tier 1)
12.46%
12.11%
11.48%
10.79%
9.33%
7.49%
7.01%
Provision Coverage Ratio (%)
93.58%
92.48%
86.69%
82.54%
77.29%
76.6%
63.31%
Amount of Gross NPAs
11,340.34
18,386.12
28,156.22
29,276.96
32,589.08
32,356.04
38,130.70
Amount of Net NPAs
3,001.95
3,591.72
6,675.17
9,036.46
11,534.46
11,333.24
17,377.87
% of Net NPAs
1.23%
1.77%
3.97%
5.77%
7.63%
7.73%
11.1%
% of Gross NPAs
4.5%
8.44%
14.84%
16.55%
18.92%
19.29%
21.48%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
4084.0
3752.0
2976.0
3644.0
3642.0
3966.0
4886.0
Number of Branches
4500.0
4493.0
4528.0
4608.0
4651.0
4659.0
4685.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 20.28% vs 12.02% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 61.11% vs 14.97% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 6.96% vs 19.89% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is -0.54% vs -2.20% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -3.94% vs -6.40% in Mar 2023
Compare Annual Results Of Central Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
30,722.23
4,15,130.66
-3,84,408.43
-92.6%
Income On Investments
9,510.39
1,08,640.51
-99,130.12
-91.25%
Interest On Balances With Rbi Other Inter Bank Funds
1,120.29
5,090.19
-3,969.90
-77.99%
Interest / Discount On Advances / Bills
19,707.16
2,88,038.24
-2,68,331.08
-93.16%
Others
384.39
13,361.72
-12,977.33
-97.12%
Other Income
4,711.28
51,682.16
-46,970.88
-90.88%
Total Income
35,433.51
4,66,812.82
-4,31,379.31
-92.41%
Interest Expended
17,825.91
2,55,254.83
-2,37,428.92
-93.02%
Net Interest Income
12,896.32
1,59,875.83
-1,46,979.51
-91.93%
Total Expenditure (Excl Depreciation)
10,244.92
1,17,760.81
-1,07,515.89
-91.3%
Employee Cost
6,312.15
71,236.98
-64,924.83
-91.14%
Other Operating Expenses
3,932.77
46,523.83
-42,591.06
-91.55%
Operating Profit Before Provisions and Contingencies
7,362.68
93,797.18
-86,434.50
-92.15%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,309.30
4,914.22
-1,604.92
-32.66%
Profit Before Tax
4,053.38
81,782.96
-77,729.58
-95.04%
Tax
1,504.32
20,706.34
-19,202.02
-92.73%
Profit After Tax
2,549.06
61,076.62
-58,527.56
-95.83%
Extraordinary Items
0.00
-5,302.38
5,302.38
100.0%
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
2,549.06
66,379.00
-63,829.94
-96.16%
Face Value
10.00
1.00
0.00
Reserves
19,382.31
3,48,798.42
-3,29,416.11
-94.44%
Earnings per share (EPS)
2.94
68.44
-65.50
-95.7%
Diluted Earnings per share
2.94
76.39
-73.45
-96.15%
Operating Profit Margin (Excl OI)
55.88%
68.74%
0.00
-12.86%
Gross Profit Margin
13.19%
19.70%
0.00
-6.51%
PAT Margin
8.30%
14.71%
0.00
-6.41%
Net Interest Margin
3.40%
3.28%
0.12
0.12%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
50.02%
41.11%
8.91
8.91%
CASA Amount
1,91,969.00
19,41,996.00
-17,50,027.00
-90.11%
Capital Adequacy Ratio (Total)
15.08%
14.28%
0.80
0.80%
Capital Adequacy Ratio (Tier 1)
12.46%
11.93%
0.53
0.53%
Provision Coverage Ratio (%)
93.58%
75.02%
18.56
18.56%
Amount of Gross NPAs
11,340.34
84,276.33
-72,935.99
-86.54%
Amount of Net NPAs
3,001.95
21,051.08
-18,049.13
-85.74%
% of Net NPAs
1.23%
0.57%
0.66
0.66%
% of Gross NPAs
4.50%
2.24%
2.26
2.26%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
4,084.00
63,580.00
-59,496.00
-93.58%
Number of Branches
4,500.00
22,542.00
-18,042.00
-80.04%
Annual - Interest Earned
Interest Earned 30722.23 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 20.28% vs 12.02% in Mar 2023
Annual - Net Profit
Net Profit 2,549.06 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 61.11% vs 14.97% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 7,362.68 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 6.96% vs 19.89% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 1.23%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.54% vs -2.20% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 4.50%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -3.94% vs -6.40% in Mar 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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