down arrow

Cholaman.Inv.&Fn

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE121A01024
  • NSEID: CHOLAFIN
  • BSEID: 511243
INR
1,477.40
47.55 (3.33%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 10.24 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationResults Declared: Cholaman.Inv.&Fn has declared results on 25 Apr 2025! Click here to unlock the latest financial performance
stock-summaryPrice Point
High/Low

1Day

1,461.751,497.55

52 Week

1,099.051,650.00
Valuation
Technical
Day's Volume

CASH

10.24 lacs (-14.04%) Volume

Shareholding (Dec 2024)

FII

27.43%

Held by 754 FIIs

DII

16.10%

Held by 67 DIIs

Promoter

49.93%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 16.97%

  • Healthy long term growth as Net Sales has grown by an annual rate of 23.45% and Operating profit at 21.69%
2

The company has declared Positive results for the last 9 consecutive quarters

3

Stock is technically in a Mildly Bullish range

4

High Institutional Holdings at 43.53%

5

Consistent Returns over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 124,241 Cr (Large Cap)

stock-summary
P/E

30.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.14%

stock-summary
Debt Equity

7.38

stock-summary
Return on Equity

17.99%

stock-summary
Price to Book

5.62

Revenue and Profits (1 Year):
Net Sales:
6,733 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1,088 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.14%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-1.65%
0.10%
-1.55%
1 Year
24.02%
0.15%
24.17%
2 Years
75.66%
0.27%
75.93%
3 Years
98.62%
0.77%
99.39%
4 Years
164.98%
1.23%
166.21%
5 Years
759.95%
6.49%
766.44%

Latest dividend: 1.3 per share ex-dividend date: Feb-07-2025

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
23.45%
EBIT Growth (5y)
21.69%
Net Debt to Equity (avg)
0
Institutional Holding
43.53%
ROE (avg)
16.97%
Valuation key factors
Factor
Value
P/E Ratio
30
Industry P/E
20
Price to Book Value
5.62
EV to EBIT
15.95
EV to EBITDA
15.71
EV to Capital Employed
1.58
EV to Sales
11.12
PEG Ratio
1.11
Dividend Yield
0.14%
ROCE (Latest)
9.26%
ROE (Latest)
17.99%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 35 Schemes (13.37%)

FIIs

Held by 754 FIIs (27.43%)

Promoter with highest holding

Cholamandalam Financial Holdings Limited (formerly Tifinancial Holdings Ltd) (44.35%)

Highest Public shareholder

Axis Mutual Fund Trustee Limited A/c Axis Mutual Fund (2.57%)

Individual Investors Holdings

5.2%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 7.64% vs 7.62% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 12.44% vs 2.18% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "6,732.98",
          "val2": "6,255.12",
          "chgp": "7.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4,694.88",
          "val2": "4,358.19",
          "chgp": "7.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3,274.93",
          "val2": "3,058.57",
          "chgp": "7.07%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,088.21",
          "val2": "967.80",
          "chgp": "12.44%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "69.73%",
          "val2": "69.67%",
          "chgp": "0.06%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 38.63% vs 50.42% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 29.14% vs 31.83% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "12,067.43",
          "val2": "8,704.64",
          "chgp": "38.63%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "8,443.60",
          "val2": "6,146.99",
          "chgp": "37.36%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "5,854.93",
          "val2": "4,210.36",
          "chgp": "39.06%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,914.95",
          "val2": "1,482.81",
          "chgp": "29.14%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "69.97%",
          "val2": "70.62%",
          "chgp": "-0.65%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 37.11% vs 49.97% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 27.53% vs 30.13% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "18,800.41",
          "val2": "13,712.06",
          "chgp": "37.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "13,138.48",
          "val2": "9,742.93",
          "chgp": "34.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "9,129.86",
          "val2": "6,651.35",
          "chgp": "37.26%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,003.16",
          "val2": "2,354.83",
          "chgp": "27.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "69.88%",
          "val2": "71.05%",
          "chgp": "-1.17%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 48.55% vs 27.05% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 28.34% vs 23.74% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "19,139.62",
          "val2": "12,884.10",
          "chgp": "48.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "13,753.87",
          "val2": "9,262.22",
          "chgp": "48.49%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "9,230.75",
          "val2": "5,748.03",
          "chgp": "60.59%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,420.06",
          "val2": "2,664.85",
          "chgp": "28.34%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "71.86%",
          "val2": "71.89%",
          "chgp": "-0.03%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
6,732.98
6,255.12
7.64%
Operating Profit (PBDIT) excl Other Income
4,694.88
4,358.19
7.73%
Interest
3,274.93
3,058.57
7.07%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,088.21
967.80
12.44%
Operating Profit Margin (Excl OI)
69.73%
69.67%
0.06%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 7.64% vs 7.62% in Sep 2024

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is 12.44% vs 2.18% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
12,067.43
8,704.64
38.63%
Operating Profit (PBDIT) excl Other Income
8,443.60
6,146.99
37.36%
Interest
5,854.93
4,210.36
39.06%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,914.95
1,482.81
29.14%
Operating Profit Margin (Excl OI)
69.97%
70.62%
-0.65%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 38.63% vs 50.42% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 29.14% vs 31.83% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
18,800.41
13,712.06
37.11%
Operating Profit (PBDIT) excl Other Income
13,138.48
9,742.93
34.85%
Interest
9,129.86
6,651.35
37.26%
Exceptional Items
0.00
0.00
Consolidate Net Profit
3,003.16
2,354.83
27.53%
Operating Profit Margin (Excl OI)
69.88%
71.05%
-1.17%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 37.11% vs 49.97% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 27.53% vs 30.13% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
19,139.62
12,884.10
48.55%
Operating Profit (PBDIT) excl Other Income
13,753.87
9,262.22
48.49%
Interest
9,230.75
5,748.03
60.59%
Exceptional Items
0.00
0.00
Consolidate Net Profit
3,420.06
2,664.85
28.34%
Operating Profit Margin (Excl OI)
71.86%
71.89%
-0.03%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 48.55% vs 27.05% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 28.34% vs 23.74% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Cholamandalam Investment & Finance Company Ltd stock-summary
stock-summary
Cholamandalam Investment & Finance Company Ltd
Large Cap
Finance/NBFC
Cholamandalam Investment and Finance Company Limited(CIFCL) is comprehensive financial services provider offering vehicle finance, home loans, SME loans, consumer & small enterprise loan, loan against property, insurance agency, home equity loans, secured business & personal loan, wealth management, stock broking, mutual fund distribution and a variety of other financial services to customers.
Company Coordinates stock-summary
Company Details
Dare House No 2 N S C Bose Rd, Parrys Chennai Tamil Nadu : 600001
stock-summary
Tel: 91-044-30007172
stock-summary
http://www.cholamandalam.com
stock-summary
investors@chola.murugappa.com
Registrar Details
Karvy Computershare Pvt Ltd, Plot No 17-24 , Near Image Hospital,, Reliance Cybervilae,Vithalrao Nagar,, Madhapur, Hyderabad
Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."