ScoreWhy is Cholamandalam Investment & Finance Company Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 16.97%
- Healthy long term growth as Net Sales has grown by an annual rate of 23.45% and Operating profit at 21.69%
2
The company has declared Positive results for the last 9 consecutive quarters
- NET SALES(Q) Highest at Rs 6,732.98 cr
- PBDIT(Q) Highest at Rs 4,694.88 cr.
- CASH AND CASH EQUIVALENTS(HY) Highest at Rs 8,709.19 cr
3
Stock is technically in a Mildly Bullish range
- The technical trend has improved from Sideways on 28-Mar-25 and has generated -1.79% returns since then
- The stocks MACD and KST technical factors are also Bullish
4
High Institutional Holdings at 43.53%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
5
Consistent Returns over the last 3 years
- Along with generating 25.27% returns in the last 1 year, the stock has outperformed BSE 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Cholaman.Inv.&Fn should be less than 10%
- Overall Portfolio exposure to Finance/NBFC should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Cholaman.Inv.&Fn for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Cholaman.Inv.&Fn
24.02%
0.72
34.93%
SENSEX
0.45%
0.02
14.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
30
Industry P/E
20
Price to Book Value
5.62
EV to EBIT
15.95
EV to EBITDA
15.71
EV to Capital Employed
1.58
EV to Sales
11.12
PEG Ratio
1.11
Dividend Yield
0.14%
ROCE (Latest)
9.26%
ROE (Latest)
17.99%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NET SALES(Q)
Highest at Rs 6,732.98 cr
PBDIT(Q)
Highest at Rs 4,694.88 cr.
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 8,709.19 cr
PAT(Q)
Highest at Rs 1,088.21 cr.
EPS(Q)
Highest at Rs 12.94
-1What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Cholaman.Inv.&Fn
Net Sales - Quarterly
Highest at Rs 6,732.98 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 4,694.88 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 1,088.21 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 12.94
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 8,709.19 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Cholaman.Inv.&Fn
Non Operating Income - Quarterly
Highest at Rs 103.78 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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