CSB Bank

Market Cap: Mid Cap
Industry: Bank - Private
ISIN: INE679A01013
NSEID: CSBBANK
BSEID: 542867

INR

326.10

6.25 (1.95%)

BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 2.52 lacs

Click here to access the older version

Upcoming Result: CSB Bank will declare its result soon on 28 Apr 2025

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

2.52 lacs (-63.56%) Volume

Shareholding (Mar 2025)

FII

13.07%

Held by 68 FIIs

DII

16.88%

Held by 21 DIIs

Promoter

40.00%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Flat results in Dec 24

PBT LESS OI(Q) At Rs -15.25 cr has Fallen at -215.9 %
NON-OPERATING INCOME(Q) is 107.47 % of Profit Before Tax (PBT)

Stock is technically in a Mildly Bearish range

Underperformed the market in the last 1 year

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Bank - Private

Market cap

INR 5,657 Cr (Mid Cap)

Dividend Yield

0.00%

CAR

19.73%

Return on Assets

1.53%

Net NPA

0.64%

Gross NPA

1.58%

Revenue and Profits (1 Year):

Int. Earned:

919.38 Cr

(Quarterly Results - Dec 2024)

Net Profit:

152 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

6 Months

6.1%

1 Year

-17.1%

2 Years

25.96%

3 Years

46.92%

4 Years

21.5%

5 Years

176.71%

CSB Bank for the last several years.

Risk Adjusted Returns v/s Sensex

Returns Beta

Beta has not been calculated since enough price history is not available

Key Factors

Quality key factors

Factor

Value

Net Interest Income Growth (5y)

25.35%

Net Profit Growth (5y)

55.50%

Advance to Deposit

77.31%

Capital Adequacy Ratio (Tier 1)

20.95%

Gross NPA (latest)

1.58%

Gross NPA (avg)

1.73%

Coverage Ratio (avg)

63.37%

Cost to Income (avg)

59.10%

Net Interest Margin (avg)

4.87%

Operating Profit to Assets (avg)

6.22%

ROA (avg)

1.49%

Valuation key factors

Factor

Value

P/E Ratio

Price to Book Value

1.34

PEG Ratio

Dividend Yield

ROE (Latest)

13.40%

ROA (Latest)

1.53%

Net NPA to Book Value

4.41

Tecnicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2025

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 14 Schemes (15.93%)

FIIs

Held by 68 FIIs (13.07%)

Promoter with highest holding

Fih Mauritius Investments Ltd (40.0%)

Highest Public shareholder

Sbi Small Cap Fund (8.66%)

Individual Investors Holdings

17.47%

Financial

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        "suffix": " Growth in half year ended Sep 2024 is 23.78% vs 25.64% in Sep 2023",
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          "val2": "551.93",
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Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ

Dec'24

Sep'24

Change(%)

Interest Earned

919.38

864.85

6.31%

Operating Profit (PBDIT)

220.65

200.35

10.13%

% of Net NPAs

0.64%

0.69%

-0.05%

% of Gross NPAs

1.58%

1.68%

-0.10%

Exceptional Items

0.00

Net Profit

151.63

138.41

9.55%

Values in Rs Cr.

Compare with Peers

Interest Earned

QoQ Growth in quarter ended Dec 2024 is 6.31% vs 3.95% in Sep 2024

Net Profit

QoQ Growth in quarter ended Dec 2024 is 9.55% vs 22.14% in Sep 2024

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'24

Sep'24

Sep'23

Change(%)

Interest Earned

1696.87

1370.83

23.78%

Operating Profit (PBDIT)

372.84

356.06

4.71%

% of Net NPAs

0.69%

0.33%

0.36%

% of Gross NPAs

1.68%

1.27%

0.41%

Exceptional Items

0.00

Net Profit

251.73

265.39

-5.15%

Values in Rs Cr.

Compare with Peers

Interest Earned

Growth in half year ended Sep 2024 is 23.78% vs 25.64% in Sep 2023

Net Profit

Growth in half year ended Sep 2024 is -5.15% vs 12.90% in Sep 2023

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'24

Dec'24

Dec'23

Change(%)

Interest Earned

2616.25

2132.66

22.68%

Operating Profit (PBDIT)

593.49

551.93

7.53%

% of Net NPAs

0.64%

0.31%

0.33%

% of Gross NPAs

1.58%

1.22%

0.36%

Exceptional Items

0.00

Net Profit

403.36

415.36

-2.89%

Values in Rs Cr.

Compare with Peers

Interest Earned

YoY Growth in nine months ended Dec 2024 is 22.68% vs 26.71% in Dec 2023

Net Profit

YoY Growth in nine months ended Dec 2024 is -2.89% vs 6.22% in Dec 2023

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'24

Mar'24

Mar'23

Change(%)

Interest Earned

2927.54

2319.65

26.21%

Operating Profit (PBDIT)

779.92

707.40

10.25%

% of Net NPAs

0.51%

0.35%

0.16%

% of Gross NPAs

1.47%

1.26%

0.21%

Exceptional Items

0.00

Net Profit

566.82

547.36

3.56%

Values in Rs Cr.

Compare with Peers

Interest Earned

YoY Growth in year ended Mar 2024 is 26.21% vs 13.8% in Mar 2023

Net Profit

YoY Growth in year ended Mar 2024 is 3.56% vs 19.38% in Mar 2023

All Annual Results

Company CV

About CSB Bank Ltd

CSB Bank Ltd

Mid Cap

Bank - Private

CSB Bank Limited is one of the fastest growing private sector banks in India with a significant branch presence in the Thrissur district of Kerala and steadily increasing network across India with a special thrust on Northern and Western part of the country. The Bank has a network of 779 branches in India and provide a range of banking and financial services including SME Banking, Retail Banking, Corporate Banking and Treasury Operations.

Company Coordinates

No Company Details Available