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CSB Bank

  • Market Cap: Mid Cap
  • Industry: Bank - Private
  • ISIN: INE679A01013
  • NSEID: CSBBANK
  • BSEID: 542867
INR
326.10
6.25 (1.95%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 2.52 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Rs cr
Standalone Quarterly Results
Dec'24
Sep'24
Jun'24
Mar'24
Dec'23
Sep'23
Jun'23
Interest Earned
919.38
864.85
832.02
794.87
761.83
687.34
683.49
Income On Investments
157.91
143.38
137.55
123.25
112.60
96.38
91.75
Interest On Balances With Rbi Other Inter Bank Funds
4.69
3.51
4.85
4.50
3.29
3.52
3.45
Interest / Discount On Advances / Bills
755.72
711.68
675.73
660.18
644.14
584.69
571.13
Others
1.06
6.28
13.89
6.94
1.80
2.75
17.16
Other Income
219.37
199.38
171.84
196.51
125.34
142.54
119.90
Total Income
1,138.75
1,064.23
1,003.86
991.38
887.17
829.88
803.39
Interest Expended
543.93
497.37
470.05
408.84
379.16
343.65
319.48
Net Interest Income
375.45
367.48
361.97
386.03
382.67
343.69
364.01
Total Expenditure (Excl Depreciation)
374.17
366.51
361.32
354.54
312.14
311.60
302.48
Employee Cost
196.13
184.83
176.95
190.01
172.81
175.74
176.15
Other Operating Expenses
178.04
181.68
184.37
164.53
139.33
135.86
126.33
Operating Profit Before Provisions and Contingencies
220.65
200.35
172.49
228.00
195.87
174.63
181.43
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
16.53
13.91
20.06
21.60
-4.54
-3.33
4.73
Profit Before Tax
204.12
186.44
152.43
206.40
200.41
177.96
176.70
Tax
52.49
48.03
39.11
54.94
50.44
44.79
44.47
Profit After Tax
151.63
138.41
113.32
151.46
149.97
133.17
132.23
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
151.63
138.41
113.32
151.46
149.97
133.17
132.23
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
8.74
7.98
6.53
8.73
8.64
7.67
7.62
Diluted Earnings per share
8.74
7.98
6.53
8.73
8.64
7.68
7.62
Operating Profit Margin (Excl OI)
57.5%
56.01%
54.16%
52.68%
59.62%
55.15%
55.05%
Gross Profit Margin
22.2%
21.56%
18.32%
25.97%
26.31%
25.89%
25.85%
PAT Margin
16.49%
16.0%
13.62%
19.05%
19.69%
19.37%
19.35%
Net Interest Margin
4.11%
4.3%
4.36%
5.04%
5.1%
4.84%
5.4%
Return on Assets
1.48%
1.48%
0.0%
0.0%
1.84%
0.0%
0.0%
CASA (%)
24.07%
24.09%
24.9%
27.2%
27.58%
29.28%
30.84%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
21.08%
22.74%
23.61%
24.47%
22.99%
23.96%
25.99%
Capital Adequacy Ratio (Tier 1)
19.73%
21.37%
22.23%
23.1%
21.6%
22.56%
24.8%
Provision Coverage Ratio (%)
81.47%
81.49%
82.53%
86.44%
91.85%
91.75%
92.54%
Amount of Gross NPAs
458.17
452.12
423.99
361.07
278.73
284.76
270.66
Amount of Net NPAs
182.71
183.32
169.11
124.90
70.23
72.49
67.77
% of Net NPAs
0.64%
0.69%
0.68%
0.51%
0.31%
0.33%
0.32%
% of Gross NPAs
1.58%
1.68%
1.69%
1.47%
1.22%
1.27%
1.27%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
777.0
770.0
757.0
731.0
570.0
546.0
540.0
Number of Branches
807.0
802.0
794.0
779.0
747.0
719.0
706.0
Quarterly Analysis Highlights - QoQ
stock-summary

Interest Earned

QoQ Growth in quarter ended Dec 2024 is 6.31% vs 3.95% in Sep 2024

stock-summary

Net Profit

QoQ Growth in quarter ended Dec 2024 is 9.55% vs 22.14% in Sep 2024

stock-summary

Operating Profit (PBDIT)

QoQ Growth in quarter ended Dec 2024 is 10.13% vs 16.15% in Sep 2024

stock-summary

% of Net NPAs

QoQ Growth in quarter ended Dec 2024 is -0.05% vs 0.01% in Sep 2024

stock-summary

% of Gross NPAs

QoQ Growth in quarter ended Dec 2024 is -0.10% vs -0.01% in Sep 2024

Compare Quarterly Results Of CSB Bank With
Markets Mojo
Figures in Rs cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
919.38
7,829.14
-6,909.76
-88.26%
Income On Investments
157.91
1,416.82
-1,258.91
-88.85%
Interest On Balances With Rbi Other Inter Bank Funds
4.69
120.48
-115.79
-96.11%
Interest / Discount On Advances / Bills
755.72
5,904.92
-5,149.20
-87.2%
Others
1.06
386.92
-385.86
-99.73%
Other Income
219.37
1,512.01
-1,292.64
-85.49%
Total Income
1,138.75
9,341.15
-8,202.40
-87.81%
Interest Expended
543.93
5,605.62
-5,061.69
-90.3%
Net Interest Income
375.45
2,223.52
-1,848.07
-83.11%
Total Expenditure (Excl Depreciation)
374.17
2,656.51
-2,282.34
-85.91%
Employee Cost
196.13
1,003.87
-807.74
-80.46%
Other Operating Expenses
178.04
1,652.64
-1,474.60
-89.23%
Operating Profit Before Provisions and Contingencies
220.65
1,079.02
-858.37
-79.55%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
16.53
258.68
-242.15
-93.61%
Profit Before Tax
204.12
820.34
-616.22
-75.12%
Tax
52.49
208.07
-155.58
-74.77%
Profit After Tax
151.63
612.27
-460.64
-75.23%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
151.63
612.27
-460.64
-75.23%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
8.74
0.20
8.54
4270.0%
Diluted Earnings per share
8.74
0.19
8.55
4500.0%
Operating Profit Margin (Excl OI)
57.50%
62.76%
0.00
-5.26%
Gross Profit Margin
22.20%
10.48%
0.00
11.72%
PAT Margin
16.49%
7.82%
0.00
8.67%
Net Interest Margin
4.11%
2.40%
1.71
1.71%
Return on Assets
1.48%
0.00%
1.48
1.48%
CASA (%)
24.07%
33.10%
-9.03
-9.03%
CASA Amount
0.00
91,650.00
-91,650.00
-100.0%
Capital Adequacy Ratio (Total)
21.08%
15.20%
5.88
5.88%
Capital Adequacy Ratio (Tier 1)
19.73%
12.59%
7.14
7.14%
Provision Coverage Ratio (%)
81.47%
71.20%
10.27
10.27%
Amount of Gross NPAs
458.17
3,963.47
-3,505.30
-88.44%
Amount of Net NPAs
182.71
1,142.62
-959.91
-84.01%
% of Net NPAs
0.64%
0.50%
0.14
0.14%
% of Gross NPAs
1.58%
1.60%
-0.02
-0.02%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
777.00
1,326.00
-549.00
-41.4%
Number of Branches
807.00
1,247.00
-440.00
-35.28%
Quarterly - Interest Earned
Interest Earned 919.38 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is 6.31% vs 3.95% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 20.68% vs 28.68% in Dec 2023

Quarterly - Net Profit
Net Profit 151.63 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is 9.55% vs 22.14% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 1.11% vs -3.83% in Dec 2023

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 220.65 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is 10.13% vs 16.15% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 12.65% vs 1.26% in Dec 2023

Quarterly - % of Net NPAs
% of Net NPAs 0.64%
in Dec 2024

Figures in Rs %
stock-summary

QoQ Growth in quarter ended Dec 2024 is -0.05% vs 0.01% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 0.33% vs -0.11% in Dec 2023

Quarterly - % of Gross NPAs
% of Gross NPAs 1.58%
in Dec 2024

Figures in Rs %
stock-summary

QoQ Growth in quarter ended Dec 2024 is -0.10% vs -0.01% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 0.36% vs -0.23% in Dec 2023