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DCB Bank

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE503A01015
  • NSEID: DCBBANK
  • BSEID: 532772
INR
118.45
3.15 (2.73%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 6.31 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

115.50118.70

52 Week

101.35145.95
Valuation
Technical
Day's Volume

CASH

6.31 lacs (-1.96%) Volume

Shareholding (Dec 2024)

FII

10.86%

Held by 118 FIIs

DII

27.89%

Held by 37 DIIs

Promoter

14.72%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong Provisioning Practices with a Provision Coverage Ratio of 61.84%

 
2

Positive results in Dec 24

3

Stock is technically in a Mildly Bearish range

4

With ROA of 0.9, it has a Attractive valuation with a 0.7 Price to Book Value

5

High Institutional Holdings at 38.75%

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 3,723 Cr (Small Cap)

stock-summary
Dividend Yield

1.04%

stock-summary
CAR

13.54%

stock-summary
Return on Assets

0.90%

stock-summary
Net NPA

1.18%

stock-summary
Gross NPA

3.11%

Revenue and Profits (1 Year):
Int. Earned:
1,671.05 Cr
(Quarterly Results - Dec 2024)
Net Profit:
151 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.04%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
1.02%
0%
1.02%
1 Year
-5.54%
0.86%
-4.68%
2 Years
16.47%
2.15%
18.62%
3 Years
37.17%
4.12%
41.29%
4 Years
16.53%
3.45%
19.98%
5 Years
36.78%
5.62%
42.4%

Latest dividend: 1.2 per share ex-dividend date: May-10-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
10.92%
Net Profit Growth (5y)
10.20%
Advance to Deposit
84.40%
Capital Adequacy Ratio (Tier 1)
14.21%
Gross NPA (latest)
3.11%
Gross NPA (avg)
3.38%
Coverage Ratio (avg)
61.84%
Cost to Income (avg)
58.71%
Net Interest Margin (avg)
3.62%
Operating Profit to Assets (avg)
4.45%
ROA (avg)
0.83%
Valuation key factors
Factor
Value
P/E Ratio
6
Price to Book Value
0.68
PEG Ratio
0.47
Dividend Yield
1.04%
ROE (Latest)
11.11%
ROA (Latest)
0.90%
Net NPA to Book Value
10.52
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 10 Schemes (19.53%)

FIIs

Held by 118 FIIs (10.86%)

Promoter with highest holding

Aga Khan Fund For Economic Development Sa (13.94%)

Highest Public shareholder

Hdfc Small Cap Fund (5.28%)

Individual Investors Holdings

37.13%

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 6.54% vs 5.31% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -2.59% vs 18.35% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 1671.05,
          "val2": 1568.4,
          "chgp": "6.54%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "271.11",
          "val2": "255.12",
          "chgp": "6.27%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.18%",
          "val2": "1.17%",
          "chgp": "0.01%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.11%",
          "val2": "3.29%",
          "chgp": "-0.18%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "151.44",
          "val2": "155.47",
          "chgp": "-2.59%",
          "chgp_class": "negative"
        }
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  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 20.22% vs 30.48% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 13.05% vs 21.11% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 3057.65,
          "val2": 2543.34,
          "chgp": "20.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "460.49",
          "val2": "419.19",
          "chgp": "9.85%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.17%",
          "val2": "1.28%",
          "chgp": "-0.11%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.29%",
          "val2": "3.36%",
          "chgp": "-0.07%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "286.83",
          "val2": "253.72",
          "chgp": "13.05%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 20.71% vs 29.67% in Dec 2023",
        "dir": -1
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      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 15.24% vs 17.61% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 4728.7,
          "val2": 3917.44,
          "chgp": "20.71%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "731.60",
          "val2": "630.70",
          "chgp": "16.00%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.18%",
          "val2": "1.22%",
          "chgp": "-0.04%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.11%",
          "val2": "3.43%",
          "chgp": "-0.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "438.27",
          "val2": "380.30",
          "chgp": "15.24%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
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        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 27.66% vs 19.57% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 15.12% vs 61.93% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
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          "field": "Interest Earned",
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          "val2": 4200.27,
          "chgp": "27.66%",
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          "field": "Operating Profit (PBDIT)",
          "val1": "864.44",
          "val2": "786.73",
          "chgp": "9.88%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.11%",
          "val2": "1.04%",
          "chgp": "0.07%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.23%",
          "val2": "3.19%",
          "chgp": "0.04%",
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        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Net Profit",
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          "val2": "465.56",
          "chgp": "15.12%",
          "chgp_class": "positive"
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      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
1671.05
1568.4
6.54%
Operating Profit (PBDIT)
271.11
255.12
6.27%
% of Net NPAs
1.18%
1.17%
0.01%
% of Gross NPAs
3.11%
3.29%
-0.18%
Exceptional Items
0.00
0.00
Net Profit
151.44
155.47
-2.59%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 6.54% vs 5.31% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is -2.59% vs 18.35% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
3057.65
2543.34
20.22%
Operating Profit (PBDIT)
460.49
419.19
9.85%
% of Net NPAs
1.17%
1.28%
-0.11%
% of Gross NPAs
3.29%
3.36%
-0.07%
Exceptional Items
0.00
0.00
Net Profit
286.83
253.72
13.05%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 20.22% vs 30.48% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 13.05% vs 21.11% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
4728.7
3917.44
20.71%
Operating Profit (PBDIT)
731.60
630.70
16.00%
% of Net NPAs
1.18%
1.22%
-0.04%
% of Gross NPAs
3.11%
3.43%
-0.32%
Exceptional Items
0.00
0.00
Net Profit
438.27
380.30
15.24%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 20.71% vs 29.67% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is 15.24% vs 17.61% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
5362.04
4200.27
27.66%
Operating Profit (PBDIT)
864.44
786.73
9.88%
% of Net NPAs
1.11%
1.04%
0.07%
% of Gross NPAs
3.23%
3.19%
0.04%
Exceptional Items
0.00
0.00
Net Profit
535.97
465.56
15.12%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 27.66% vs 19.57% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 15.12% vs 61.93% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About DCB Bank Ltd. stock-summary
stock-summary
DCB Bank Ltd.
Small Cap
Bank - Private
DCB Bank Limited, (formerly known as Development Credit Bank Limited) was established in May, 1995. The name of the Bank was changed from Development Credit Bank Limited to DCB Bank Limited on December 30, 2013. The Bank is one of the new generation private sector banks in India.
Company Coordinates stock-summary
Company Details
601& 602 Peninsula Business Pk, Tower A 6th Floor Lower Parel Mumbai Maharashtra : 400013
stock-summary
Tel: 91-022-6618 7000
stock-summary
http://www.dcbbank.com
stock-summary
investorgrievance@dcbbank.com
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai
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