Annual Results Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
5,362.04
4,200.27
3,512.77
3,458.21
3,536.63
3,041.49
2,412.99
Income On Investments
1,049.93
707.82
590.66
583.16
622.79
535.43
420.79
Interest On Balances With Rbi Other Inter Bank Funds
32.13
63.50
57.15
53.73
37.08
30.67
18.03
Interest / Discount On Advances / Bills
4,237.96
3,394.82
2,831.77
2,785.54
2,843.19
2,447.86
1,940.27
Others
42.02
34.13
33.19
35.78
33.57
27.53
33.90
Other Income
474.24
409.39
452.04
445.83
391.10
350.16
310.27
Total Income
5,836.28
4,609.66
3,964.81
3,904.04
3,927.73
3,391.65
2,723.26
Interest Expended
3,434.14
2,483.26
2,155.26
2,171.60
2,271.72
1,892.20
1,417.56
Net Interest Income
1,927.90
1,717.01
1,357.51
1,286.61
1,264.91
1,149.29
995.43
Total Expenditure (Excl Depreciation)
1,537.70
1,339.67
1,012.57
846.63
902.95
852.85
780.73
Employee Cost
794.33
692.90
539.14
433.50
458.80
433.99
381.23
Other Operating Expenses
743.37
646.77
473.43
413.13
444.15
418.86
399.50
Operating Profit Before Provisions and Contingencies
864.44
786.73
796.98
885.81
753.06
646.60
524.97
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
142.48
159.17
407.43
433.01
261.14
140.06
138.80
Profit Before Tax
721.96
627.56
389.55
452.80
491.92
506.54
386.17
Tax
185.99
162.00
102.05
117.01
153.98
181.17
140.83
Profit After Tax
535.97
465.56
287.50
335.79
337.94
325.37
245.34
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
535.97
465.56
287.50
335.79
337.94
325.37
245.34
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
4,464.99
3,954.61
3,511.20
3,215.74
2,873.36
2,560.52
2,247.90
Earnings per share (EPS)
17.13
14.95
9.24
10.81
10.89
10.51
7.96
Diluted Earnings per share
16.99
14.79
9.19
10.7
10.74
10.36
7.85
Operating Profit Margin (Excl OI)
68.67%
64.32%
59.58%
63.0%
67.08%
67.35%
61.89%
Gross Profit Margin
13.46%
14.94%
11.09%
13.09%
13.91%
16.65%
16.0%
PAT Margin
10.0%
11.08%
8.18%
9.71%
9.56%
10.7%
10.17%
Net Interest Margin
3.65%
3.93%
3.56%
3.59%
3.67%
3.83%
4.16%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
26.02%
26.42%
26.75%
22.85%
21.0%
23.95%
24.33%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
16.59%
17.55%
18.92%
19.67%
17.75%
16.81%
16.47%
Capital Adequacy Ratio (Tier 1)
14.53%
15.18%
15.84%
15.49%
13.9%
13.1%
12.72%
Provision Coverage Ratio (%)
77.3%
79.34%
67.84%
62.35%
70.81%
78.77%
75.72%
Amount of Gross NPAs
1,353.47
1,122.84
1,289.93
1,083.44
631.51
439.48
369.03
Amount of Net NPAs
454.33
356.92
573.23
594.15
293.51
153.77
146.72
% of Net NPAs
1.11%
1.04%
1.97%
2.31%
1.16%
0.65%
0.72%
% of Gross NPAs
3.23%
3.19%
4.32%
4.13%
2.46%
1.84%
1.79%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
418.0
396.0
349.0
410.0
504.0
504.0
533.0
Number of Branches
442.0
427.0
400.0
352.0
336.0
333.0
318.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 27.66% vs 19.57% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 15.12% vs 61.93% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 9.88% vs -1.29% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is 0.07% vs -0.93% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is 0.04% vs -1.13% in Mar 2023
Compare Annual Results Of DCB Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
5,362.04
27,585.94
-22,223.90
-80.56%
Income On Investments
1,049.93
4,958.26
-3,908.33
-78.82%
Interest On Balances With Rbi Other Inter Bank Funds
32.13
458.40
-426.27
-92.99%
Interest / Discount On Advances / Bills
4,237.96
21,087.49
-16,849.53
-79.9%
Others
42.02
1,081.79
-1,039.77
-96.12%
Other Income
474.24
5,114.30
-4,640.06
-90.73%
Total Income
5,836.28
32,700.24
-26,863.96
-82.15%
Interest Expended
3,434.14
19,491.32
-16,057.18
-82.38%
Net Interest Income
1,927.90
8,094.62
-6,166.72
-76.18%
Total Expenditure (Excl Depreciation)
1,537.70
9,822.66
-8,284.96
-84.35%
Employee Cost
794.33
3,774.28
-2,979.95
-78.95%
Other Operating Expenses
743.37
6,048.38
-5,305.01
-87.71%
Operating Profit Before Provisions and Contingencies
864.44
3,386.26
-2,521.82
-74.47%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
142.48
1,886.28
-1,743.80
-92.45%
Profit Before Tax
721.96
1,499.98
-778.02
-51.87%
Tax
185.99
248.90
-62.91
-25.28%
Profit After Tax
535.97
1,251.08
-715.11
-57.16%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
535.97
1,251.08
-715.11
-57.16%
Face Value
10.00
2.00
0.00
Reserves
4,464.99
35,443.42
-30,978.43
-87.4%
Earnings per share (EPS)
17.13
0.43
16.70
3883.72%
Diluted Earnings per share
16.99
0.43
16.56
3851.16%
Operating Profit Margin (Excl OI)
68.67%
57.55%
0.00
11.12%
Gross Profit Margin
13.46%
5.44%
0.00
8.02%
PAT Margin
10.00%
4.54%
0.00
5.46%
Net Interest Margin
3.65%
2.40%
1.25
1.25%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
26.02%
30.90%
-4.88
-4.88%
CASA Amount
0.00
82,317.00
-82,317.00
-100.0%
Capital Adequacy Ratio (Total)
16.59%
15.40%
1.19
1.19%
Capital Adequacy Ratio (Tier 1)
14.53%
12.20%
2.33
2.33%
Provision Coverage Ratio (%)
77.30%
79.30%
-2.00
-2.00%
Amount of Gross NPAs
1,353.47
3,982.56
-2,629.09
-66.02%
Amount of Net NPAs
454.33
1,329.73
-875.40
-65.83%
% of Net NPAs
1.11%
0.60%
0.51
0.51%
% of Gross NPAs
3.23%
1.70%
1.53
1.53%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
418.00
1,290.00
-872.00
-67.6%
Number of Branches
442.00
1,234.00
-792.00
-64.18%
Annual - Interest Earned
Interest Earned 5362.04 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 27.66% vs 19.57% in Mar 2023
Annual - Net Profit
Net Profit 535.97 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 15.12% vs 61.93% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 864.44 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 9.88% vs -1.29% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 1.11%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is 0.07% vs -0.93% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 3.23%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is 0.04% vs -1.13% in Mar 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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