DCB Bank

Market Cap: Small Cap
Industry: Bank - Private
ISIN: INE503A01015
NSEID: DCBBANK
BSEID: 532772

INR

118.45

3.15 (2.73%)

BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 6.31 lacs

Click here to access the older version

Half Yearly Results

Results Snapshot

Figures in Rs cr

Standalone Half Yearly Results

Sep'24

Sep'23

Sep'22

Sep'21

Sep'20

Sep'19

Mar'19

Interest Earned

3,057.65

2,543.34

1,949.26

1,714.77

1,751.58

1,736.90

1,604.40

Income On Investments

634.31

486.19

329.90

299.53

293.06

310.15

282.55

Interest On Balances With Rbi Other Inter Bank Funds

16.61

17.50

32.68

26.79

30.99

18.26

17.34

Interest / Discount On Advances / Bills

2,391.60

2,018.11

1,572.86

1,370.49

1,409.52

1,392.54

1,289.66

Others

15.13

21.54

13.82

17.96

18.01

15.95

14.85

Other Income

347.64

214.29

191.64

218.90

159.43

188.15

193.84

Total Income

3,405.29

2,757.63

2,140.90

1,933.67

1,911.01

1,925.05

1,798.24

Interest Expended

2,051.91

1,596.91

1,164.22

1,082.76

1,110.94

1,118.79

1,009.92

Net Interest Income

1,005.74

946.43

785.04

632.01

640.64

618.11

594.48

Total Expenditure (Excl Depreciation)

892.89

741.53

628.00

473.60

394.79

455.19

429.26

Employee Cost

460.45

383.99

326.77

254.89

213.69

230.84

215.16

Other Operating Expenses

432.44

357.54

301.23

218.71

181.10

224.35

214.10

Operating Profit Before Provisions and Contingencies

460.49

419.19

348.68

377.31

405.28

351.07

359.06

Exceptional Items

0.00

Provisions and contingencies

73.99

77.41

66.01

242.86

186.12

83.91

74.92

Profit Before Tax

386.50

341.78

282.67

134.45

219.16

267.16

284.14

Tax

99.67

88.06

73.17

35.75

57.49

94.69

101.71

Profit After Tax

286.83

253.72

209.50

98.70

161.67

172.47

182.43

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

286.83

253.72

209.50

98.70

161.67

172.47

182.43

Face Value

10.0

Reserves

0.00

Earnings per share (EPS)

9.15

8.13

6.73

3.18

5.21

5.56

5.89

Diluted Earnings per share

9.08

8.06

6.69

3.15

5.17

5.47

0.0

Operating Profit Margin (Excl OI)

68.38%

67.8%

64.4%

58.22%

66.84%

68.96%

68.58%

Gross Profit Margin

12.64%

13.44%

14.5%

7.84%

12.51%

15.38%

80.66%

PAT Margin

9.38%

9.98%

10.75%

5.76%

9.23%

9.93%

11.37%

Net Interest Margin

0.0%

Return on Assets

0.0%

CASA (%)

25.61%

25.04%

29.34%

25.38%

22.0%

23.0%

0.0%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

15.55%

16.55%

17.91%

19.34%

18.28%

16.16%

0.0%

Capital Adequacy Ratio (Tier 1)

13.65%

14.28%

14.94%

15.28%

14.22%

12.58%

0.0%

Provision Coverage Ratio (%)

75.62%

75.49%

72.83%

60.46%

79.06%

73.09%

0.0%

Amount of Gross NPAs

1,496.64

1,281.25

1,249.19

1,284.93

573.70

523.24

439.48

Amount of Net NPAs

521.28

476.43

482.90

706.95

205.77

237.86

153.77

% of Net NPAs

1.17%

1.28%

1.54%

2.63%

0.83%

0.96%

0.65%

% of Gross NPAs

3.29%

3.36%

3.89%

4.68%

2.27%

2.09%

1.84%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

428.0

414.0

0.0

344.0

480.0

499.0

0.0

Number of Branches

451.0

439.0

410.0

356.0

344.0

334.0

0.0

Half Yearly Analysis Highlights

Interest Earned

Growth in half year ended Sep 2024 is 20.22% vs 30.48% in Sep 2023

Net Profit

Growth in half year ended Sep 2024 is 13.05% vs 21.11% in Sep 2023

Operating Profit (PBDIT)

Growth in half year ended Sep 2024 is 9.85% vs 20.22% in Sep 2023

% of Net NPAs

Growth in half year ended Sep 2024 is -0.11% vs -0.26% in Sep 2023

% of Gross NPAs

Growth in half year ended Sep 2024 is -0.07% vs -0.53% in Sep 2023

Compare Half Yearly Results Of DCB Bank With

Select Peers

Figures in Rs cr

Standalone Half Yearly Results

Change(INR)

Change(%)

Interest Earned

3,057.65

15,449.64

-12,391.99

-80.21%

Income On Investments

634.31

2,938.08

-2,303.77

-78.41%

Interest On Balances With Rbi Other Inter Bank Funds

16.61

170.92

-154.31

-90.28%

Interest / Discount On Advances / Bills

2,391.60

11,559.18

-9,167.58

-79.31%

Others

15.13

781.46

-766.33

-98.06%

Other Income

347.64

2,605.59

-2,257.95

-86.66%

Total Income

3,405.29

18,055.23

-14,649.94

-81.14%

Interest Expended

2,051.91

11,005.16

-8,953.25

-81.36%

Net Interest Income

1,005.74

4,444.48

-3,438.74

-77.37%

Total Expenditure (Excl Depreciation)

892.89

5,189.51

-4,296.62

-82.79%

Employee Cost

460.45

1,987.72

-1,527.27

-76.84%

Other Operating Expenses

432.44

3,201.79

-2,769.35

-86.49%

Operating Profit Before Provisions and Contingencies

460.49

1,860.56

-1,400.07

-75.25%

Exceptional Items

0.00

Provisions and contingencies

73.99

508.87

-434.88

-85.46%

Profit Before Tax

386.50

1,351.69

-965.19

-71.41%

Tax

99.67

296.22

-196.55

-66.35%

Profit After Tax

286.83

1,055.47

-768.64

-72.82%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

286.83

1,055.47

-768.64

-72.82%

Face Value

10.00

2.00

0.00

Reserves

0.00

Earnings per share (EPS)

9.15

0.34

8.81

2591.18%

Diluted Earnings per share

9.08

0.34

8.74

2570.59%

Operating Profit Margin (Excl OI)

68.38%

63.12%

0.00

5.26%

Gross Profit Margin

12.64%

8.75%

0.00

3.89%

PAT Margin

9.38%

6.83%

0.00

2.55%

Net Interest Margin

0.00%

0.00

0.00%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

25.61%

32.00%

-6.39

-6.39%

CASA Amount

0.00

88,601.00

-88,601.00

-100.0%

Capital Adequacy Ratio (Total)

15.55%

15.60%

-0.05

-0.05%

Capital Adequacy Ratio (Tier 1)

13.65%

13.20%

0.45

0.45%

Provision Coverage Ratio (%)

75.62%

70.00%

5.62

5.62%

Amount of Gross NPAs

1,496.64

3,889.43

-2,392.79

-61.52%

Amount of Net NPAs

521.28

1,168.02

-646.74

-55.37%

% of Net NPAs

1.17%

1.60%

-0.43

-0.43%

% of Gross NPAs

3.29%

1.60%

1.69

1.69%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

428.00

1,325.00

-897.00

-67.7%

Number of Branches

451.00

1,237.00

-786.00

-63.54%

Half Yearly - Interest Earned

Interest Earned 3057.65 Cr

in Sep 2024

Figures in Rs Cr

Growth in half year ended Sep 2024 is 20.22% vs 30.48% in Sep 2023

Half Yearly - Net Profit

Net Profit 286.83 Cr

in Sep 2024

Figures in Rs Cr

Growth in half year ended Sep 2024 is 13.05% vs 21.11% in Sep 2023

Half Yearly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 460.49 Cr

in Sep 2024

Figures in Rs Cr

Growth in half year ended Sep 2024 is 9.85% vs 20.22% in Sep 2023

Half Yearly - % of Net NPAs

% of Net NPAs 1.17%

in Sep 2024

Figures in Rs %

Growth in half year ended Sep 2024 is -0.11% vs -0.26% in Sep 2023

Half Yearly - % of Gross NPAs

% of Gross NPAs 3.29%

in Sep 2024

Figures in Rs %

Growth in half year ended Sep 2024 is -0.07% vs -0.53% in Sep 2023