Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
1,08,687.93
84,424.78
69,410.25
69,239.79
48,934.99
46,810.34
41,252.09
Income On Investments
22,672.52
19,532.08
16,972.27
16,859.20
11,335.88
10,937.51
10,412.10
Interest On Balances With Rbi Other Inter Bank Funds
4,246.08
2,950.20
2,155.12
1,851.53
1,400.27
828.01
646.99
Interest / Discount On Advances / Bills
78,188.44
61,356.58
49,862.11
50,405.00
36,075.88
34,319.28
29,096.44
Others
3,580.89
585.92
420.75
124.06
122.96
725.54
1,096.56
Other Income
18,966.44
18,762.20
16,496.90
15,285.29
7,813.15
6,574.96
6,942.85
Total Income
1,27,654.37
1,03,186.98
85,907.15
84,525.08
56,748.14
53,385.30
48,194.94
Interest Expended
72,121.99
52,989.49
43,026.26
45,177.62
35,811.08
32,332.22
29,088.76
Net Interest Income
36,565.94
31,435.29
26,383.99
24,062.17
13,123.91
14,478.12
12,163.33
Total Expenditure (Excl Depreciation)
26,119.79
22,481.48
19,791.91
19,338.19
11,577.24
10,462.21
9,557.94
Employee Cost
16,434.18
13,743.83
12,703.64
12,689.96
7,134.18
5,675.11
5,444.12
Other Operating Expenses
9,685.61
8,737.65
7,088.27
6,648.23
4,443.06
4,787.10
4,113.82
Operating Profit Before Provisions and Contingencies
29,412.59
27,716.01
23,088.98
20,009.27
9,359.82
10,590.87
9,548.24
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
9,707.61
13,543.01
12,772.49
16,302.05
11,115.39
12,918.28
16,109.10
Profit Before Tax
19,704.98
14,173.00
8,961.59
3,707.22
-1,755.57
-2,327.41
-6,560.86
Tax
5,150.65
3,569.24
3,283.17
1,149.64
480.15
-2,674.43
-2,338.62
Profit After Tax
14,554.33
10,603.76
5,678.42
2,557.58
-2,235.72
347.02
-4,222.24
Extraordinary Items
0.00
0.00
-858.52
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
14,554.33
10,603.76
6,536.94
2,557.58
-2,235.72
347.02
-4,222.24
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
76,036.15
64,318.01
55,790.95
48,953.95
31,929.94
28,975.82
28,346.86
Earnings per share (EPS)
16.05
58.45
31.3
15.53
-21.7
4.61
-11.52
Diluted Earnings per share
16.05
58.45
32.49
16.91
-26.5
4.71
-14.09
Operating Profit Margin (Excl OI)
67.04%
57.33%
51.13%
48.53%
53.63%
50.05%
37.78%
Gross Profit Margin
18.13%
16.79%
12.91%
5.35%
-3.59%
-4.97%
-15.9%
PAT Margin
13.39%
12.56%
8.18%
3.69%
-4.57%
0.74%
-10.24%
Net Interest Margin
3.05%
2.95%
2.82%
5.75%
2.29%
2.76%
2.42%
Return on Assets
0.0%
0.0%
0.48%
0.0%
0.0%
0.0%
0.0%
CASA (%)
32.29%
33.48%
0.0%
35.0%
32.59%
30.86%
34.28%
CASA Amount
3,92,327.00
3,66,472.00
3,68,732.00
3,30,656.00
1,96,207.00
1,74,809.00
1,67,035.00
Capital Adequacy Ratio (Total)
16.28%
16.68%
14.9%
13.18%
13.65%
11.9%
13.22%
Capital Adequacy Ratio (Tier 1)
13.95%
13.78%
11.91%
10.08%
10.12%
9.03%
10.3%
Provision Coverage Ratio (%)
89.1%
87.31%
84.17%
79.68%
75.86%
68.13%
58.06%
Amount of Gross NPAs
40,604.57
46,159.51
55,651.58
60,287.84
37,041.15
39,224.12
47,468.47
Amount of Net NPAs
11,822.83
14,349.33
18,668.02
24,442.07
18,250.95
22,955.11
28,542.40
% of Net NPAs
1.27%
1.73%
2.65%
3.82%
4.22%
5.37%
7.48%
% of Gross NPAs
4.23%
5.35%
7.51%
8.93%
8.21%
8.83%
11.84%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
10209.0
10726.0
10817.0
13452.0
8850.0
8851.0
9395.0
Number of Branches
22775.0
22627.0
18643.0
10491.0
6334.0
6315.0
6212.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 28.74% vs 21.63% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 37.26% vs 62.21% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 6.12% vs 20.04% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is -0.46% vs -0.92% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -1.12% vs -2.16% in Mar 2023
Compare Annual Results Of Canara Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
1,08,687.93
26,426.13
82,261.80
311.29%
Income On Investments
22,672.52
7,737.61
14,934.91
193.02%
Interest On Balances With Rbi Other Inter Bank Funds
4,246.08
339.85
3,906.23
1149.4%
Interest / Discount On Advances / Bills
78,188.44
17,970.67
60,217.77
335.09%
Others
3,580.89
378.00
3,202.89
847.33%
Other Income
18,966.44
3,610.91
15,355.53
425.25%
Total Income
1,27,654.37
30,037.04
97,617.33
324.99%
Interest Expended
72,121.99
12,239.69
59,882.30
489.25%
Net Interest Income
36,565.94
14,186.44
22,379.50
157.75%
Total Expenditure (Excl Depreciation)
26,119.79
8,205.29
17,914.50
218.33%
Employee Cost
16,434.18
4,254.44
12,179.74
286.28%
Other Operating Expenses
9,685.61
3,950.85
5,734.76
145.15%
Operating Profit Before Provisions and Contingencies
29,412.59
9,592.06
19,820.53
206.63%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
9,707.61
1,396.64
8,310.97
595.07%
Profit Before Tax
19,704.98
8,195.42
11,509.56
140.44%
Tax
5,150.65
2,561.33
2,589.32
101.09%
Profit After Tax
14,554.33
5,634.09
8,920.24
158.33%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
14,554.33
5,634.09
8,920.24
158.33%
Face Value
10.00
10.00
0.00
Reserves
76,036.15
31,196.01
44,840.14
143.74%
Earnings per share (EPS)
16.05
5.24
10.81
206.3%
Diluted Earnings per share
16.05
5.24
10.81
206.3%
Operating Profit Margin (Excl OI)
67.04%
63.67%
0.00
3.37%
Gross Profit Margin
18.13%
31.01%
0.00
-12.88%
PAT Margin
13.39%
21.32%
0.00
-7.93%
Net Interest Margin
3.05%
4.93%
-1.88
-1.88%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
32.29%
50.43%
-18.14
-18.14%
CASA Amount
3,92,327.00
1,40,027.00
2,52,300.00
180.18%
Capital Adequacy Ratio (Total)
16.28%
22.26%
-5.98
-5.98%
Capital Adequacy Ratio (Tier 1)
13.95%
20.11%
-6.16
-6.16%
Provision Coverage Ratio (%)
89.10%
99.09%
-9.99
-9.99%
Amount of Gross NPAs
40,604.57
8,916.84
31,687.73
355.37%
Amount of Net NPAs
11,822.83
643.83
11,179.00
1736.33%
% of Net NPAs
1.27%
0.34%
0.93
0.93%
% of Gross NPAs
4.23%
4.53%
-0.30
-0.30%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
10,209.00
0.00
10,209.00
Number of Branches
22,775.00
0.00
22,775.00
Annual - Interest Earned
Interest Earned 108687.93 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 28.74% vs 21.63% in Mar 2023
Annual - Net Profit
Net Profit 14,554.33 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 37.26% vs 62.21% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 29,412.59 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 6.12% vs 20.04% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 1.27%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.46% vs -0.92% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 4.23%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -1.12% vs -2.16% in Mar 2023