Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
2,58,340.56
1,61,585.55
1,27,753.11
1,20,858.23
1,14,812.65
98,972.05
80,241.35
Income On Investments
44,364.28
31,311.16
26,046.13
23,214.27
20,633.32
19,997.46
16,222.37
Interest On Balances With Rbi Other Inter Bank Funds
2,040.47
996.79
2,552.37
2,341.25
1,828.93
635.70
523.88
Interest / Discount On Advances / Bills
2,07,220.01
1,27,095.86
98,512.02
94,834.54
91,787.88
77,544.19
62,661.79
Others
4,715.80
2,181.74
642.59
468.17
562.52
794.70
833.31
Other Income
49,240.99
31,214.83
29,509.90
25,204.89
23,260.82
17,625.87
15,220.31
Total Income
3,07,581.55
1,92,800.38
1,57,263.01
1,46,063.12
1,38,073.47
1,16,597.92
95,461.66
Interest Expended
1,49,808.10
74,743.31
55,743.54
55,978.66
58,626.40
50,728.83
40,146.49
Net Interest Income
1,08,532.46
86,842.24
72,009.57
64,879.57
56,186.25
48,243.22
40,094.86
Total Expenditure (Excl Depreciation)
63,386.01
47,652.09
37,442.19
32,722.62
30,697.52
26,119.37
22,690.36
Employee Cost
22,240.21
15,512.36
12,031.69
10,364.79
9,525.67
7,761.76
6,805.74
Other Operating Expenses
41,145.80
32,139.73
25,410.50
22,357.83
21,171.85
18,357.61
15,884.62
Operating Profit Before Provisions and Contingencies
94,387.44
70,404.98
64,077.28
57,361.84
48,749.55
39,749.72
32,624.81
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
23,492.14
11,919.67
15,061.83
15,702.85
12,142.39
7,550.08
5,927.49
Profit Before Tax
70,895.30
58,485.31
49,015.45
41,658.99
36,607.16
32,199.64
26,697.32
Tax
10,083.03
14,376.60
12,054.12
10,542.46
10,349.84
11,121.50
9,210.57
Profit After Tax
60,812.27
44,108.71
36,961.33
31,116.53
26,257.32
21,078.14
17,486.75
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
60,812.27
44,108.71
36,961.33
31,116.53
26,257.32
21,078.14
17,486.75
Face Value
1.0
1.0
1.0
1.0
1.0
2.0
2.0
Reserves
4,36,833.39
2,78,574.03
2,39,538.38
2,03,169.53
1,70,437.69
1,48,661.66
1,05,776.01
Earnings per share (EPS)
80.05
79.05
66.65
56.44
47.89
38.7
33.69
Diluted Earnings per share
85.44
78.89
66.3
56.3
47.7
38.95
33.4
Operating Profit Margin (Excl OI)
66.37%
63.13%
58.9%
59.93%
62.69%
65.98%
64.34%
Gross Profit Margin
27.44%
36.19%
38.37%
34.47%
31.88%
32.53%
33.27%
PAT Margin
23.54%
27.3%
28.93%
25.75%
22.87%
21.3%
21.79%
Net Interest Margin
3.4%
4.1%
4.1%
4.2%
0.0%
4.3%
4.3%
Return on Assets
1.98%
2.07%
2.03%
1.97%
2.01%
1.9%
1.93%
CASA (%)
38.0%
44.4%
48.2%
46.1%
42.2%
42.4%
43.5%
CASA Amount
9,08,700.00
8,35,989.00
7,51,050.00
6,15,682.00
4,84,625.00
3,91,198.00
3,43,093.00
Capital Adequacy Ratio (Total)
18.8%
19.26%
18.9%
18.79%
18.52%
17.11%
14.82%
Capital Adequacy Ratio (Tier 1)
16.79%
17.13%
17.87%
17.56%
17.23%
15.78%
13.25%
Provision Coverage Ratio (%)
74.0%
76.0%
73.0%
69.81%
72.0%
71.0%
69.78%
Amount of Gross NPAs
31,173.32
18,019.03
16,140.96
15,086.00
12,649.97
11,224.16
8,606.97
Amount of Net NPAs
8,091.74
4,368.43
4,407.68
4,554.82
3,542.36
3,214.52
2,601.02
% of Net NPAs
0.33%
0.27%
0.32%
0.4%
0.36%
0.39%
0.4%
% of Gross NPAs
1.24%
1.12%
1.17%
1.32%
1.26%
1.36%
1.3%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
20938.0
19727.0
18130.0
16087.0
14901.0
13489.0
12635.0
Number of Branches
8738.0
7821.0
6342.0
5608.0
5416.0
5103.0
4787.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 59.88% vs 26.48% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 37.87% vs 19.34% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 34.06% vs 9.88% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is 0.06% vs -0.05% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is 0.12% vs -0.05% in Mar 2023
Compare Annual Results Of HDFC Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
2,58,340.56
1,42,890.94
1,15,449.62
80.8%
Income On Investments
44,364.28
28,630.99
15,733.29
54.95%
Interest On Balances With Rbi Other Inter Bank Funds
2,040.47
1,791.39
249.08
13.9%
Interest / Discount On Advances / Bills
2,07,220.01
1,10,943.93
96,276.08
86.78%
Others
4,715.80
1,524.63
3,191.17
209.31%
Other Income
49,240.99
22,957.77
26,283.22
114.49%
Total Income
3,07,581.55
1,65,848.71
1,41,732.84
85.46%
Interest Expended
1,49,808.10
68,585.22
81,222.88
118.43%
Net Interest Income
1,08,532.46
74,305.72
34,226.74
46.06%
Total Expenditure (Excl Depreciation)
63,386.01
39,132.73
24,253.28
61.98%
Employee Cost
22,240.21
15,141.99
7,098.22
46.88%
Other Operating Expenses
41,145.80
23,990.74
17,155.06
71.51%
Operating Profit Before Provisions and Contingencies
94,387.44
58,130.76
36,256.68
62.37%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
23,492.14
3,642.93
19,849.21
544.87%
Profit Before Tax
70,895.30
54,487.83
16,407.47
30.11%
Tax
10,083.03
13,599.56
-3,516.53
-25.86%
Profit After Tax
60,812.27
40,888.27
19,924.00
48.73%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
60,812.27
40,888.27
19,924.00
48.73%
Face Value
1.00
2.00
0.00
Reserves
4,36,833.39
2,32,505.97
2,04,327.42
87.88%
Earnings per share (EPS)
80.05
58.22
21.83
37.5%
Diluted Earnings per share
85.44
57.33
28.11
49.03%
Operating Profit Margin (Excl OI)
66.37%
70.06%
0.00
-3.69%
Gross Profit Margin
27.44%
38.13%
0.00
-10.69%
PAT Margin
23.54%
28.62%
0.00
-5.08%
Net Interest Margin
3.40%
4.53%
-1.13
-1.13%
Return on Assets
1.98%
0.00%
1.98
1.98%
CASA (%)
38.00%
38.90%
-0.90
-0.90%
CASA Amount
9,08,700.00
5,95,872.00
3,12,828.00
52.5%
Capital Adequacy Ratio (Total)
18.80%
16.33%
2.47
2.47%
Capital Adequacy Ratio (Tier 1)
16.79%
15.60%
1.19
1.19%
Provision Coverage Ratio (%)
74.00%
80.30%
-6.30
-6.30%
Amount of Gross NPAs
31,173.32
27,961.68
3,211.64
11.49%
Amount of Net NPAs
8,091.74
5,377.79
2,713.95
50.47%
% of Net NPAs
0.33%
0.42%
-0.09
-0.09%
% of Gross NPAs
1.24%
2.16%
-0.92
-0.92%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
20,938.00
17,190.00
3,748.00
21.8%
Number of Branches
8,738.00
6,523.00
2,215.00
33.96%
Annual - Interest Earned
Interest Earned 258340.56 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 59.88% vs 26.48% in Mar 2023
Annual - Net Profit
Net Profit 60,812.27 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 37.87% vs 19.34% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 94,387.44 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 34.06% vs 9.88% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 0.33%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is 0.06% vs -0.05% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 1.24%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is 0.12% vs -0.05% in Mar 2023