Annual Results Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
12,394.30
9,676.58
8,175.79
8,329.02
8,514.38
6,300.71
4,507.57
Income On Investments
2,034.05
1,625.65
1,347.56
1,363.18
1,372.69
1,093.44
998.17
Interest On Balances With Rbi Other Inter Bank Funds
161.77
265.16
362.11
291.93
191.42
111.24
70.15
Interest / Discount On Advances / Bills
9,978.49
7,678.37
6,316.88
6,523.70
6,906.80
5,049.83
3,430.90
Others
219.99
107.40
149.24
150.21
43.47
46.20
8.35
Other Income
3,042.89
2,489.43
2,340.53
1,884.04
1,910.25
1,442.37
1,068.19
Total Income
15,437.19
12,166.01
10,516.32
10,213.06
10,424.63
7,743.08
5,575.76
Interest Expended
6,351.41
4,678.39
4,149.05
4,541.46
4,884.74
3,761.23
2,741.28
Net Interest Income
6,042.89
4,998.19
4,026.74
3,787.56
3,629.64
2,539.48
1,766.29
Total Expenditure (Excl Depreciation)
6,055.03
5,285.17
3,621.96
2,754.58
2,825.57
2,042.02
1,503.41
Employee Cost
1,492.23
1,340.34
1,001.54
845.35
768.43
636.18
550.68
Other Operating Expenses
4,562.80
3,944.83
2,620.42
1,909.23
2,057.14
1,405.84
952.73
Operating Profit Before Provisions and Contingencies
3,030.75
2,202.45
2,745.31
2,917.02
2,714.32
1,939.83
1,331.07
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
1,778.47
1,021.94
2,860.40
2,227.94
1,961.54
640.68
364.52
Profit Before Tax
1,252.28
1,180.51
-115.09
689.08
752.78
1,299.15
966.55
Tax
84.36
297.78
-40.35
181.30
247.11
432.20
331.46
Profit After Tax
1,167.92
882.73
-74.74
507.78
505.67
866.95
635.09
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,167.92
882.73
-74.74
507.78
505.67
866.95
635.09
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
14,190.80
12,976.51
12,018.21
12,063.69
10,073.36
7,119.70
6,263.36
Earnings per share (EPS)
19.3
14.72
-1.25
8.49
9.94
20.32
15.13
Diluted Earnings per share
19.04
14.66
-1.25
9.28
11.1
20.04
15.18
Operating Profit Margin (Excl OI)
36.8%
34.82%
20.71%
40.18%
43.78%
57.42%
58.56%
Gross Profit Margin
10.1%
12.2%
-1.41%
8.27%
8.84%
20.62%
21.44%
PAT Margin
9.42%
9.12%
-0.91%
6.1%
5.94%
13.76%
14.09%
Net Interest Margin
0.0%
4.7%
4.45%
4.48%
4.6%
4.14%
3.8%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
35.2%
37.4%
35.8%
31.8%
29.6%
25.0%
24.32%
CASA Amount
36,449.00
31,717.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
16.18%
16.92%
16.82%
17.5%
16.45%
13.46%
15.33%
Capital Adequacy Ratio (Tier 1)
14.38%
15.3%
16.2%
16.6%
15.3%
12.1%
14.1%
Provision Coverage Ratio (%)
72.7%
68.1%
70.4%
52.3%
64.04%
65.3%
57.57%
Amount of Gross NPAs
2,270.97
2,419.86
2,728.39
2,601.53
2,136.52
754.62
566.73
Amount of Net NPAs
619.30
772.54
806.56
1,241.35
1,189.37
372.74
312.56
% of Net NPAs
0.74%
1.1%
1.34%
2.12%
2.05%
0.69%
0.78%
% of Gross NPAs
2.65%
3.37%
4.4%
4.34%
3.62%
1.38%
1.4%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
395.0
414.0
414.0
412.0
389.0
341.0
388.0
Number of Branches
545.0
517.0
502.0
429.0
386.0
324.0
265.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 28.09% vs 18.36% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 32.31% vs 1,281.07% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 37.61% vs -19.77% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is -0.36% vs -0.24% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -0.72% vs -1.03% in Mar 2023
Compare Annual Results Of RBL Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
12,394.30
27,585.94
-15,191.64
-55.07%
Income On Investments
2,034.05
4,958.26
-2,924.21
-58.98%
Interest On Balances With Rbi Other Inter Bank Funds
161.77
458.40
-296.63
-64.71%
Interest / Discount On Advances / Bills
9,978.49
21,087.49
-11,109.00
-52.68%
Others
219.99
1,081.79
-861.80
-79.66%
Other Income
3,042.89
5,114.30
-2,071.41
-40.5%
Total Income
15,437.19
32,700.24
-17,263.05
-52.79%
Interest Expended
6,351.41
19,491.32
-13,139.91
-67.41%
Net Interest Income
6,042.89
8,094.62
-2,051.73
-25.35%
Total Expenditure (Excl Depreciation)
6,055.03
9,822.66
-3,767.63
-38.36%
Employee Cost
1,492.23
3,774.28
-2,282.05
-60.46%
Other Operating Expenses
4,562.80
6,048.38
-1,485.58
-24.56%
Operating Profit Before Provisions and Contingencies
3,030.75
3,386.26
-355.51
-10.5%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
1,778.47
1,886.28
-107.81
-5.72%
Profit Before Tax
1,252.28
1,499.98
-247.70
-16.51%
Tax
84.36
248.90
-164.54
-66.11%
Profit After Tax
1,167.92
1,251.08
-83.16
-6.65%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,167.92
1,251.08
-83.16
-6.65%
Face Value
10.00
2.00
0.00
Reserves
14,190.80
35,443.42
-21,252.62
-59.96%
Earnings per share (EPS)
19.30
0.43
18.87
4388.37%
Diluted Earnings per share
19.04
0.43
18.61
4327.91%
Operating Profit Margin (Excl OI)
36.80%
57.55%
0.00
-20.75%
Gross Profit Margin
10.10%
5.44%
0.00
4.66%
PAT Margin
9.42%
4.54%
0.00
4.88%
Net Interest Margin
0.00%
2.40%
-2.40
-2.40%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
35.20%
30.90%
4.30
4.30%
CASA Amount
36,449.00
82,317.00
-45,868.00
-55.72%
Capital Adequacy Ratio (Total)
16.18%
15.40%
0.78
0.78%
Capital Adequacy Ratio (Tier 1)
14.38%
12.20%
2.18
2.18%
Provision Coverage Ratio (%)
72.70%
79.30%
-6.60
-6.60%
Amount of Gross NPAs
2,270.97
3,982.56
-1,711.59
-42.98%
Amount of Net NPAs
619.30
1,329.73
-710.43
-53.43%
% of Net NPAs
0.74%
0.60%
0.14
0.14%
% of Gross NPAs
2.65%
1.70%
0.95
0.95%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
395.00
1,290.00
-895.00
-69.38%
Number of Branches
545.00
1,234.00
-689.00
-55.83%
Annual - Interest Earned
Interest Earned 12394.3 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 28.09% vs 18.36% in Mar 2023
Annual - Net Profit
Net Profit 1,167.92 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 32.31% vs 1,281.07% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 3,030.75 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 37.61% vs -19.77% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 0.74%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.36% vs -0.24% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 2.65%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.72% vs -1.03% in Mar 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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