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RBL Bank

  • Market Cap: Mid Cap
  • Industry: Bank - Private
  • ISIN: INE976G01028
  • NSEID: RBLBANK
  • BSEID: 540065
INR
173.20
5.1 (3.03%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 25.02 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

25.02 lacs (-28.47%) Volume

Shareholding (Dec 2024)

FII

13.39%

Held by 168 FIIs

DII

18.08%

Held by 42 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Negative results in Dec 24

  • PBT LESS OI(Q) At Rs -1,265.60 cr has Fallen at -169.01 %
  • PAT(Q) At Rs 32.63 cr has Fallen at -86.0 %
  • PBDIT(Q) Lowest at Rs -76.70 cr.
2

Stock is technically in a Mildly Bearish range

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 10,530 Cr (Mid Cap)

stock-summary
Dividend Yield

0.89%

stock-summary
CAR

13.68%

stock-summary
Return on Assets

0.76%

stock-summary
Net NPA

0.53%

stock-summary
Gross NPA

2.92%

Revenue and Profits (1 Year):
Int. Earned:
3,536.33 Cr
(Quarterly Results - Dec 2024)
Net Profit:
33 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.89%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-15.22%
0%
-15.22%
1 Year
-33.33%
0.56%
-32.77%
2 Years
19.82%
1.97%
21.79%
3 Years
31.91%
2.95%
34.86%
4 Years
-17.93%
1.52%
-16.41%
5 Years
43.38%
2.80%
46.18%

Latest dividend: 1.5 per share ex-dividend date: Jul-26-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
14.53%
Net Profit Growth (5y)
8.93%
Advance to Deposit
84.05%
Capital Adequacy Ratio (Tier 1)
15.34%
Gross NPA (latest)
2.92%
Gross NPA (avg)
3.27%
Coverage Ratio (avg)
69.97%
Cost to Income (avg)
60.59%
Net Interest Margin (avg)
4.73%
Operating Profit to Assets (avg)
6.80%
ROA (avg)
0.51%
Valuation key factors
Factor
Value
P/E Ratio
10
Price to Book Value
0.67
PEG Ratio
NA
Dividend Yield
0.89%
ROE (Latest)
6.39%
ROA (Latest)
0.76%
Net NPA to Book Value
3.14
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 19 Schemes (12.44%)

FIIs

Held by 168 FIIs (13.39%)

Promoter with highest holding

None

Highest Public shareholder

Quant Mutual Fund - Quant Small Cap Fund (6.65%)

Individual Investors Holdings

41.93%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 10.81% vs 27.77% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -86.00% vs 11.54% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 3536.33,
          "val2": 3191.38,
          "chgp": "10.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "996.63",
          "val2": "765.25",
          "chgp": "30.24%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.53%",
          "val2": "0.80%",
          "chgp": "-0.27%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.92%",
          "val2": "3.12%",
          "chgp": "-0.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "32.63",
          "val2": "233.09",
          "chgp": "-86.00%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 19.84% vs 29.26% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 2.04% vs 44.57% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 7027.17,
          "val2": 5863.83,
          "chgp": "19.84%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,768.97",
          "val2": "1,378.47",
          "chgp": "28.33%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.79%",
          "val2": "0.78%",
          "chgp": "0.01%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.88%",
          "val2": "3.12%",
          "chgp": "-0.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "594.04",
          "val2": "582.19",
          "chgp": "2.04%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 16.66% vs 28.73% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -23.13% vs 33.29% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 10563.5,
          "val2": 9055.21,
          "chgp": "16.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "2,765.60",
          "val2": "2,143.72",
          "chgp": "29.01%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.53%",
          "val2": "0.80%",
          "chgp": "-0.27%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.92%",
          "val2": "3.12%",
          "chgp": "-0.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "626.67",
          "val2": "815.28",
          "chgp": "-23.13%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 28.09% vs 18.36% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 32.31% vs 1,281.07% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 12394.3,
          "val2": 9676.58,
          "chgp": "28.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "3,030.75",
          "val2": "2,202.45",
          "chgp": "37.61%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.74%",
          "val2": "1.10%",
          "chgp": "-0.36%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.65%",
          "val2": "3.37%",
          "chgp": "-0.72%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,167.92",
          "val2": "882.73",
          "chgp": "32.31%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
3536.33
3191.38
10.81%
Operating Profit (PBDIT)
996.63
765.25
30.24%
% of Net NPAs
0.53%
0.80%
-0.27%
% of Gross NPAs
2.92%
3.12%
-0.20%
Exceptional Items
0.00
0.00
Net Profit
32.63
233.09
-86.00%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in quarter ended Dec 2024 is 10.81% vs 27.77% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in quarter ended Dec 2024 is -86.00% vs 11.54% in Dec 2023

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
7027.17
5863.83
19.84%
Operating Profit (PBDIT)
1,768.97
1,378.47
28.33%
% of Net NPAs
0.79%
0.78%
0.01%
% of Gross NPAs
2.88%
3.12%
-0.24%
Exceptional Items
0.00
0.00
Net Profit
594.04
582.19
2.04%
Values in Rs Cr.
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 19.84% vs 29.26% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 2.04% vs 44.57% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
10563.5
9055.21
16.66%
Operating Profit (PBDIT)
2,765.60
2,143.72
29.01%
% of Net NPAs
0.53%
0.80%
-0.27%
% of Gross NPAs
2.92%
3.12%
-0.20%
Exceptional Items
0.00
0.00
Net Profit
626.67
815.28
-23.13%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 16.66% vs 28.73% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is -23.13% vs 33.29% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
12394.3
9676.58
28.09%
Operating Profit (PBDIT)
3,030.75
2,202.45
37.61%
% of Net NPAs
0.74%
1.10%
-0.36%
% of Gross NPAs
2.65%
3.37%
-0.72%
Exceptional Items
0.00
0.00
Net Profit
1,167.92
882.73
32.31%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 28.09% vs 18.36% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 32.31% vs 1,281.07% in Mar 2023

stock-summaryCompany CV
About RBL Bank Ltd stock-summary
stock-summary
RBL Bank Ltd
Mid Cap
Bank - Private
RBL Bank Limited (formerly known as Ratnakar Bank), incorporated in 1943 in Kolhapur, Maharashtra, is one of India's fastest growing private sector banks with an expanding presence across the country. The Bank is engaged in providing a wide range of banking and financial services including wholesale banking, retail banking, treasury operations and other banking related activities.
Company Coordinates stock-summary
Company Details
1st Lane Shahupuri , Kolhapur Maharashtra : 416001
stock-summary
Tel: 91-231-2653006
stock-summary
investorgrievances@rblbank.com/cust
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai