Half Yearly Results Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Mar'19
Interest Earned
30,386.81
26,792.67
20,863.56
19,098.10
20,177.33
10,445.25
9,791.80
Income On Investments
7,527.38
6,432.81
5,663.09
5,415.92
5,569.63
2,509.93
2,476.33
Interest On Balances With Rbi Other Inter Bank Funds
790.09
593.58
477.36
223.39
279.77
80.99
94.51
Interest / Discount On Advances / Bills
21,973.31
19,633.19
14,538.72
13,405.23
14,297.16
7,845.84
7,212.30
Others
96.03
133.09
184.39
53.56
30.78
8.49
8.66
Other Income
4,327.64
3,702.55
3,432.74
3,786.59
2,925.68
1,432.19
1,014.77
Total Income
34,714.45
30,495.22
24,296.30
22,884.69
23,103.01
11,877.44
10,806.57
Interest Expended
18,014.50
15,348.97
11,645.61
11,020.45
12,159.00
6,796.78
6,311.63
Net Interest Income
12,372.31
11,443.70
9,217.95
8,077.65
8,018.33
3,648.47
3,480.17
Total Expenditure (Excl Depreciation)
7,469.84
6,708.87
5,457.06
5,172.89
5,208.53
2,204.68
2,102.92
Employee Cost
4,765.53
4,295.49
3,315.88
3,179.01
3,404.40
1,255.84
1,136.52
Other Operating Expenses
2,704.31
2,413.38
2,141.18
1,993.88
1,804.13
948.84
966.41
Operating Profit Before Provisions and Contingencies
9,230.11
8,437.38
7,193.63
6,691.35
5,735.48
2,875.98
2,392.01
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2,357.54
3,291.29
4,277.48
5,105.73
4,410.42
1,704.19
2,562.51
Profit Before Tax
6,872.57
5,146.09
2,916.15
1,585.62
1,325.06
1,171.79
-170.49
Tax
1,762.71
1,449.50
477.49
-685.21
543.51
447.86
-132.98
Profit After Tax
5,109.86
3,696.59
2,438.66
2,270.83
781.55
723.93
-37.51
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
5,109.86
3,696.59
2,438.66
2,270.83
781.55
723.93
-37.51
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
51,065.97
40,620.42
36,252.34
31,527.61
18,492.62
15,813.36
15,813.36
Earnings per share (EPS)
37.94
29.68
19.58
18.23
6.92
14.73
-0.78
Diluted Earnings per share
37.94
29.68
19.58
19.06
6.92
14.82
0.0
Operating Profit Margin (Excl OI)
67.66%
62.68%
53.34%
46.18%
52.33%
62.58%
52.35%
Gross Profit Margin
22.62%
19.21%
13.98%
8.3%
6.57%
11.22%
62.72%
PAT Margin
16.82%
13.8%
11.69%
11.89%
3.87%
6.93%
-0.38%
Net Interest Margin
3.41%
3.51%
3.13%
2.87%
2.97%
2.76%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.51%
0.0%
CASA (%)
38.86%
40.11%
40.94%
41.39%
41.92%
40.0%
0.0%
CASA Amount
2,69,359.00
2,57,027.00
2,41,078.00
2,25,309.00
2,07,706.00
1,89,844.00
0.00
Capital Adequacy Ratio (Total)
16.55%
15.53%
16.15%
15.88%
13.64%
14.52%
0.0%
Capital Adequacy Ratio (Tier 1)
13.51%
12.63%
12.89%
12.34%
10.74%
12.69%
0.0%
Provision Coverage Ratio (%)
97.6%
95.64%
91.08%
83.32%
84.39%
75.53%
0.0%
Amount of Gross NPAs
19,148.00
24,487.53
31,958.83
36,886.07
36,197.97
45,449.00
13,353.45
Amount of Net NPAs
1,445.29
2,825.85
6,174.13
11,749.17
10,052.22
15,116.00
6,793.11
% of Net NPAs
0.27%
0.6%
1.5%
3.26%
2.96%
4.59%
3.75%
% of Gross NPAs
3.48%
4.97%
7.3%
9.56%
9.89%
12.64%
7.11%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
5217.0
4866.0
4825.0
5402.0
5343.0
3957.0
0.0
Number of Branches
5856.0
5819.0
5728.0
5759.0
5996.0
2884.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2024 is 13.41% vs 28.42% in Sep 2023
Net Profit
Growth in half year ended Sep 2024 is 38.23% vs 51.58% in Sep 2023
Operating Profit (PBDIT)
Growth in half year ended Sep 2024 is 9.40% vs 17.29% in Sep 2023
% of Net NPAs
Growth in half year ended Sep 2024 is -0.33% vs -0.90% in Sep 2023
% of Gross NPAs
Growth in half year ended Sep 2024 is -1.49% vs -2.33% in Sep 2023
Compare Half Yearly Results Of Indian Bank With
Figures in Rs cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
30,386.81
14,107.80
16,279.01
115.39%
Income On Investments
7,527.38
4,117.16
3,410.22
82.83%
Interest On Balances With Rbi Other Inter Bank Funds
790.09
202.44
587.65
290.28%
Interest / Discount On Advances / Bills
21,973.31
9,681.55
12,291.76
126.96%
Others
96.03
106.65
-10.62
-9.96%
Other Income
4,327.64
2,117.99
2,209.65
104.33%
Total Income
34,714.45
16,225.79
18,488.66
113.95%
Interest Expended
18,014.50
6,999.51
11,014.99
157.37%
Net Interest Income
12,372.31
7,108.29
5,264.02
74.05%
Total Expenditure (Excl Depreciation)
7,469.84
4,144.42
3,325.42
80.24%
Employee Cost
4,765.53
2,048.59
2,716.94
132.62%
Other Operating Expenses
2,704.31
2,095.83
608.48
29.03%
Operating Profit Before Provisions and Contingencies
9,230.11
5,081.86
4,148.25
81.63%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
2,357.54
111.73
2,245.81
2010.03%
Profit Before Tax
6,872.57
4,970.13
1,902.44
38.28%
Tax
1,762.71
1,414.41
348.30
24.63%
Profit After Tax
5,109.86
3,555.72
1,554.14
43.71%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
5,109.86
3,555.72
1,554.14
43.71%
Face Value
10.00
10.00
0.00
Reserves
51,065.97
0.00
51,065.97
Earnings per share (EPS)
37.94
3.31
34.63
1046.22%
Diluted Earnings per share
37.94
3.31
34.63
1046.22%
Operating Profit Margin (Excl OI)
67.66%
69.83%
0.00
-2.17%
Gross Profit Margin
22.62%
35.23%
0.00
-12.61%
PAT Margin
16.82%
25.20%
0.00
-8.38%
Net Interest Margin
3.41%
4.53%
-1.12
-1.12%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
38.86%
48.14%
-9.28
-9.28%
CASA Amount
2,69,359.00
0.00
2,69,359.00
Capital Adequacy Ratio (Total)
16.55%
21.98%
-5.43
-5.43%
Capital Adequacy Ratio (Tier 1)
13.51%
19.89%
-6.38
-6.38%
Provision Coverage Ratio (%)
97.60%
99.42%
-1.82
-1.82%
Amount of Gross NPAs
19,148.00
7,653.13
11,494.87
150.2%
Amount of Net NPAs
1,445.29
401.60
1,043.69
259.88%
% of Net NPAs
0.27%
0.20%
0.07
0.07%
% of Gross NPAs
3.48%
3.68%
-0.20
-0.20%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
5,217.00
0.00
5,217.00
Number of Branches
5,856.00
0.00
5,856.00
Half Yearly - Interest Earned
Interest Earned 30386.81 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 13.41% vs 28.42% in Sep 2023
Half Yearly - Net Profit
Net Profit 5,109.86 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 38.23% vs 51.58% in Sep 2023
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 9,230.11 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 9.40% vs 17.29% in Sep 2023
Half Yearly - % of Net NPAs
% of Net NPAs 0.27%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.33% vs -0.90% in Sep 2023
Half Yearly - % of Gross NPAs
% of Gross NPAs 3.48%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -1.49% vs -2.33% in Sep 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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