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Indian Bank

  • Market Cap: Large Cap
  • Industry: Public Banks
  • ISIN: INE562A01011
  • NSEID: INDIANB
  • BSEID: 532814
INR
535.75
8.75 (1.66%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 3.07 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

529.30539.85

52 Week

474.05626.35
Valuation
Technical
Day's Volume

CASH

3.07 lacs (-69.67%) Volume

Shareholding (Mar 2025)

FII

4.74%

Held by 222 FIIs

DII

17.77%

Held by 59 DIIs

Promoter

73.84%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong Provisioning Practices with a Provision Coverage Ratio of 83.20%

 
2

Strong Long Term Fundamental Strength with a 67.20% CAGR growth in Net Profits

 
3

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 26.37% and Net profit at 67.20%

 
4

The company has declared Positive results for the last 11 consecutive quarters

5

Stock is technically in a Mildly Bearish range

6

With ROA of 1.3, it has a Very Attractive valuation with a 1.1 Price to Book Value

7

High Institutional Holdings at 22.51%

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Public Banks

stock-summary
Market cap

INR 72,164 Cr (Large Cap)

stock-summary
Dividend Yield

2.28%

stock-summary
CAR

13.77%

stock-summary
Return on Assets

1.32%

stock-summary
Net NPA

0.21%

stock-summary
Gross NPA

3.26%

Revenue and Profits (1 Year):
Int. Earned:
15,759.46 Cr
(Quarterly Results - Dec 2024)
Net Profit:
2,852 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (2.28%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
2.19%
0%
2.19%
1 Year
1.4%
2.18%
3.58%
2 Years
87.82%
6.53%
94.35%
3 Years
213.12%
19.63%
232.75%
4 Years
355.18%
23.18%
378.36%
5 Years
1026.71%
65.76%
1092.47%

Latest dividend: 12 per share ex-dividend date: Jun-07-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
26.37%
Net Profit Growth (5y)
67.20%
Advance to Deposit
69.97%
Capital Adequacy Ratio (Tier 1)
12.49%
Gross NPA (latest)
3.26%
Gross NPA (avg)
6.49%
Coverage Ratio (avg)
83.20%
Cost to Income (avg)
45.76%
Net Interest Margin (avg)
3.41%
Operating Profit to Assets (avg)
4.44%
ROA (avg)
0.65%
Valuation key factors
Factor
Value
P/E Ratio
7
Price to Book Value
1.11
PEG Ratio
0.17
Dividend Yield
2.28%
ROE (Latest)
15.93%
ROA (Latest)
1.32%
Net NPA to Book Value
1.76
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 32 Schemes (12.69%)

FIIs

Held by 222 FIIs (4.74%)

Promoter with highest holding

President Of India (73.84%)

Highest Public shareholder

Hdfc Mutual Fund Under Its Various Schemes (3.66%)

Individual Investors Holdings

2.87%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 2.68% vs 2.05% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 5.39% vs 12.61% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 15759.46,
          "val2": 15347.58,
          "chgp": "2.68%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "4,749.42",
          "val2": "4,728.52",
          "chgp": "0.44%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.21%",
          "val2": "0.27%",
          "chgp": "-0.06%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.26%",
          "val2": "3.48%",
          "chgp": "-0.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "2,852.36",
          "val2": "2,706.44",
          "chgp": "5.39%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 13.41% vs 28.42% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 38.23% vs 51.58% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 30386.81,
          "val2": 26792.67,
          "chgp": "13.41%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "9,230.11",
          "val2": "8,437.38",
          "chgp": "9.40%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.27%",
          "val2": "0.60%",
          "chgp": "-0.33%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.48%",
          "val2": "4.97%",
          "chgp": "-1.49%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "5,109.86",
          "val2": "3,696.59",
          "chgp": "38.23%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 12.58% vs 25.36% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 36.90% vs 51.68% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 46146.27,
          "val2": 40990.29,
          "chgp": "12.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "13,979.53",
          "val2": "12,534.57",
          "chgp": "11.53%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.21%",
          "val2": "0.53%",
          "chgp": "-0.32%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.26%",
          "val2": "4.47%",
          "chgp": "-1.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "7,962.22",
          "val2": "5,815.94",
          "chgp": "36.90%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 23.75% vs 15.66% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 52.66% vs 33.89% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 55614.78,
          "val2": 44942.21,
          "chgp": "23.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "16,839.55",
          "val2": "15,270.62",
          "chgp": "10.27%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.43%",
          "val2": "0.90%",
          "chgp": "-0.47%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.95%",
          "val2": "5.95%",
          "chgp": "-2.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "8,062.94",
          "val2": "5,281.70",
          "chgp": "52.66%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
15759.46
15347.58
2.68%
Operating Profit (PBDIT)
4,749.42
4,728.52
0.44%
% of Net NPAs
0.21%
0.27%
-0.06%
% of Gross NPAs
3.26%
3.48%
-0.22%
Exceptional Items
0.00
0.00
Net Profit
2,852.36
2,706.44
5.39%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 2.68% vs 2.05% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is 5.39% vs 12.61% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
30386.81
26792.67
13.41%
Operating Profit (PBDIT)
9,230.11
8,437.38
9.40%
% of Net NPAs
0.27%
0.60%
-0.33%
% of Gross NPAs
3.48%
4.97%
-1.49%
Exceptional Items
0.00
0.00
Net Profit
5,109.86
3,696.59
38.23%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 13.41% vs 28.42% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 38.23% vs 51.58% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
46146.27
40990.29
12.58%
Operating Profit (PBDIT)
13,979.53
12,534.57
11.53%
% of Net NPAs
0.21%
0.53%
-0.32%
% of Gross NPAs
3.26%
4.47%
-1.21%
Exceptional Items
0.00
0.00
Net Profit
7,962.22
5,815.94
36.90%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 12.58% vs 25.36% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is 36.90% vs 51.68% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
55614.78
44942.21
23.75%
Operating Profit (PBDIT)
16,839.55
15,270.62
10.27%
% of Net NPAs
0.43%
0.90%
-0.47%
% of Gross NPAs
3.95%
5.95%
-2.00%
Exceptional Items
0.00
0.00
Net Profit
8,062.94
5,281.70
52.66%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 23.75% vs 15.66% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 52.66% vs 33.89% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Indian Bank stock-summary
stock-summary
Indian Bank
Large Cap
Public Banks
A premier bank owned by the Government of India, the Indian Bank was incorporated on March 5, 1907 as Indian Bank Limited and commenced operations in 15 August 1907 as part of the Swadeshi Movement. Indian Bank has many deposit schemes tailored to suit the needs of its customers, both individuals and organisations. Credit/Advances/Loan Schemes specifically designed for its customers. Also it offers various novel services to customers, both individuals and organisations.
Company Coordinates stock-summary
Company Details
66 Rajaji Salai, P B No 1384 Chennai Tamil Nadu : 600001
stock-summary
Tel: 91-44-25233231/25231253/25231254
stock-summary
http://www.indianbank.in
stock-summary
ibinvestorrelations@indianbank.co.i
Registrar Details
Cameo Corporate Services Ltd , Subramanian Buildings No 1 , Club House Road, Chennai
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