Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Mar'19
Interest Earned
25,233.05
21,977.43
16,889.80
15,225.06
14,338.94
14,111.73
11,754.91
Income On Investments
3,659.34
2,959.95
2,181.68
1,991.35
1,953.87
2,145.31
1,898.00
Interest On Balances With Rbi Other Inter Bank Funds
715.86
632.67
718.09
649.72
190.44
110.78
55.91
Interest / Discount On Advances / Bills
20,758.09
18,216.03
13,867.85
12,420.04
12,053.74
11,702.51
9,657.96
Others
99.76
168.78
122.18
163.95
140.89
153.13
143.04
Other Income
4,625.15
4,491.52
3,939.52
3,557.18
3,073.03
3,389.91
3,027.84
Total Income
29,858.20
26,468.95
20,829.32
18,782.24
17,411.97
17,501.64
14,782.75
Interest Expended
14,478.16
12,033.59
8,462.49
8,002.95
7,751.76
8,358.20
7,234.44
Net Interest Income
10,754.89
9,943.84
8,427.31
7,222.11
6,587.18
5,753.53
4,520.47
Total Expenditure (Excl Depreciation)
7,861.58
6,724.41
5,453.50
4,535.36
3,968.35
3,952.54
3,363.66
Employee Cost
2,132.33
1,819.48
1,395.09
1,209.80
1,075.74
1,162.69
933.29
Other Operating Expenses
5,729.25
4,904.93
4,058.41
3,325.56
2,892.61
2,789.85
2,430.37
Operating Profit Before Provisions and Contingencies
7,518.46
7,710.95
6,913.33
6,243.93
5,691.86
5,190.90
4,184.65
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2,869.94
1,965.40
2,392.05
3,486.28
4,223.32
1,168.33
2,167.37
Profit Before Tax
4,648.52
5,745.55
4,521.28
2,757.65
1,468.54
4,022.57
2,017.28
Tax
1,170.91
1,440.46
1,131.27
669.17
360.86
1,206.70
672.15
Profit After Tax
3,477.61
4,305.09
3,390.01
2,088.48
1,107.68
2,815.87
1,345.13
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
3,477.61
4,305.09
3,390.01
2,088.48
1,107.68
2,815.87
1,345.13
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
44.64
55.4
43.73
26.98
14.64
40.63
22.32
Diluted Earnings per share
44.61
55.37
43.69
26.94
15.74
40.47
0.0
Operating Profit Margin (Excl OI)
57.47%
60.46%
53.55%
47.31%
42.87%
63.71%
52.95%
Gross Profit Margin
18.42%
26.14%
26.77%
18.11%
10.24%
28.51%
78.71%
PAT Margin
13.78%
19.59%
20.07%
13.72%
7.72%
19.95%
11.44%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
16.51%
18.21%
18.01%
17.37%
16.55%
14.7%
0.0%
Capital Adequacy Ratio (Tier 1)
15.21%
16.33%
16.69%
16.44%
0.0%
14.27%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
7,638.52
6,164.22
5,567.12
6,245.04
4,532.15
4,370.20
3,947.41
Amount of Net NPAs
2,282.01
1,813.76
1,583.95
1,771.35
1,055.81
2,202.57
2,248.28
% of Net NPAs
0.64%
0.57%
0.61%
0.8%
0.52%
1.12%
1.21%
% of Gross NPAs
2.11%
1.93%
2.11%
2.77%
2.21%
2.19%
2.1%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2024 is 14.81% vs 30.12% in Sep 2023
Net Profit
Growth in half year ended Sep 2024 is -19.22% vs 26.99% in Sep 2023
Operating Profit (PBDIT)
Growth in half year ended Sep 2024 is -2.50% vs 11.54% in Sep 2023
% of Net NPAs
Growth in half year ended Sep 2024 is 0.07% vs -0.04% in Sep 2023
% of Gross NPAs
Growth in half year ended Sep 2024 is 0.18% vs -0.18% in Sep 2023
Compare Half Yearly Results Of IndusInd Bank With
Figures in Rs cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
25,233.05
15,449.64
9,783.41
63.32%
Income On Investments
3,659.34
2,938.08
721.26
24.55%
Interest On Balances With Rbi Other Inter Bank Funds
715.86
170.92
544.94
318.83%
Interest / Discount On Advances / Bills
20,758.09
11,559.18
9,198.91
79.58%
Others
99.76
781.46
-681.70
-87.23%
Other Income
4,625.15
2,605.59
2,019.56
77.51%
Total Income
29,858.20
18,055.23
11,802.97
65.37%
Interest Expended
14,478.16
11,005.16
3,473.00
31.56%
Net Interest Income
10,754.89
4,444.48
6,310.41
141.98%
Total Expenditure (Excl Depreciation)
7,861.58
5,189.51
2,672.07
51.49%
Employee Cost
2,132.33
1,987.72
144.61
7.28%
Other Operating Expenses
5,729.25
3,201.79
2,527.46
78.94%
Operating Profit Before Provisions and Contingencies
7,518.46
1,860.56
5,657.90
304.1%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
2,869.94
508.87
2,361.07
463.98%
Profit Before Tax
4,648.52
1,351.69
3,296.83
243.9%
Tax
1,170.91
296.22
874.69
295.28%
Profit After Tax
3,477.61
1,055.47
2,422.14
229.48%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
3,477.61
1,055.47
2,422.14
229.48%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
44.64
0.34
44.30
13029.41%
Diluted Earnings per share
44.61
0.34
44.27
13020.59%
Operating Profit Margin (Excl OI)
57.47%
63.12%
0.00
-5.65%
Gross Profit Margin
18.42%
8.75%
0.00
9.67%
PAT Margin
13.78%
6.83%
0.00
6.95%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
0.00%
32.00%
-32.00
-32.00%
CASA Amount
0.00
88,601.00
-88,601.00
-100.0%
Capital Adequacy Ratio (Total)
16.51%
15.60%
0.91
0.91%
Capital Adequacy Ratio (Tier 1)
15.21%
13.20%
2.01
2.01%
Provision Coverage Ratio (%)
0.00%
70.00%
-70.00
-70.00%
Amount of Gross NPAs
7,638.52
3,889.43
3,749.09
96.39%
Amount of Net NPAs
2,282.01
1,168.02
1,113.99
95.37%
% of Net NPAs
0.64%
1.60%
-0.96
-0.96%
% of Gross NPAs
2.11%
1.60%
0.51
0.51%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
1,325.00
-1,325.00
-100.0%
Number of Branches
0.00
1,237.00
-1,237.00
-100.0%
Half Yearly - Interest Earned
Interest Earned 25233.05 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 14.81% vs 30.12% in Sep 2023
Half Yearly - Net Profit
Net Profit 3,477.61 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is -19.22% vs 26.99% in Sep 2023
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 7,518.46 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is -2.50% vs 11.54% in Sep 2023
Half Yearly - % of Net NPAs
% of Net NPAs 0.64%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is 0.07% vs -0.04% in Sep 2023
Half Yearly - % of Gross NPAs
% of Gross NPAs 2.11%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is 0.18% vs -0.18% in Sep 2023