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IndusInd Bank

  • Market Cap: Large Cap
  • Industry: Bank - Private
  • ISIN: INE095A01012
  • NSEID: INDUSINDBK
  • BSEID: 532187
INR
681.55
3.15 (0.46%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 27.35 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

27.35 lacs (-42.98%) Volume

Shareholding (Sep 2024)

FII

34.10%

Held by 713 FIIs

DII

35.08%

Held by 98 DIIs

Promoter

16.36%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

The company has declared negative results for the last 2 consecutive quarters

  • PAT(Q) At Rs 1,401.28 cr has Fallen at -39.0 %
  • PBDIT(Q) Lowest at Rs 1,248.67 cr.
  • OPERATING PROFIT TO NET SALES(Q) Lowest at 9.75%
2

Stock is technically in a Bearish range

3

50.86% of Promoter Shares are Pledged

4

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 53,096 Cr (Large Cap)

stock-summary
Dividend Yield

2.43%

stock-summary
CAR

15.18%

stock-summary
Return on Assets

1.45%

stock-summary
Net NPA

0.68%

stock-summary
Gross NPA

2.25%

Revenue and Profits (1 Year):
Int. Earned:
12,800.77 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1,401 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (2.43%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-49.43%
0%
-49.43%
1 Year
-56.1%
1.10%
-55.0%
2 Years
-36.54%
2.71%
-33.83%
3 Years
-30.51%
4.49%
-26.02%
4 Years
-26.23%
4.60%
-21.63%
5 Years
72.35%
13.01%
85.36%

Latest dividend: 16.5 per share ex-dividend date: Jun-28-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
11.62%
Net Profit Growth (5y)
10.05%
Advance to Deposit
86.69%
Capital Adequacy Ratio (Tier 1)
16.02%
Gross NPA (latest)
2.25%
Gross NPA (avg)
2.09%
Coverage Ratio (avg)
74.08%
Cost to Income (avg)
45.15%
Net Interest Margin (avg)
4.49%
Operating Profit to Assets (avg)
6.18%
ROA (avg)
1.29%
Valuation key factors
Factor
Value
P/E Ratio
7
Price to Book Value
0.81
PEG Ratio
NA
Dividend Yield
2.43%
ROE (Latest)
11.09%
ROA (Latest)
1.45%
Net NPA to Book Value
3.83
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
No Trend
Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

FIIs

Pledged Promoter Holdings

45.4762

Mutual Funds

Held by 36 Schemes (22.73%)

FIIs

Held by 713 FIIs (34.1%)

Promoter with highest holding

Indusind International Holdings Ltd (12.41%)

Highest Public shareholder

Life Insurance Corporation Of India (5.23%)

Individual Investors Holdings

8.37%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 10.62% vs 22.36% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -39.02% vs 17.29% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 12800.77,
          "val2": 11572.25,
          "chgp": "10.62%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "3,598.91",
          "val2": "4,002.22",
          "chgp": "-10.08%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.68%",
          "val2": "0.57%",
          "chgp": "0.11%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.25%",
          "val2": "1.92%",
          "chgp": "0.33%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,401.28",
          "val2": "2,297.85",
          "chgp": "-39.02%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 14.81% vs 30.12% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is -19.22% vs 26.99% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 25233.05,
          "val2": 21977.43,
          "chgp": "14.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "7,518.46",
          "val2": "7,710.95",
          "chgp": "-2.50%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.64%",
          "val2": "0.57%",
          "chgp": "0.07%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.11%",
          "val2": "1.93%",
          "chgp": "0.18%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "3,477.61",
          "val2": "4,305.09",
          "chgp": "-19.22%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 13.37% vs 27.34% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -26.11% vs 23.44% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 38033.82,
          "val2": 33549.68,
          "chgp": "13.37%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "11,117.37",
          "val2": "11,713.17",
          "chgp": "-5.09%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.68%",
          "val2": "0.57%",
          "chgp": "0.11%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.25%",
          "val2": "1.92%",
          "chgp": "0.33%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "4,878.89",
          "val2": "6,602.94",
          "chgp": "-26.11%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 25.79% vs 17.99% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 21.11% vs 60.26% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 45748.21,
          "val2": 36367.91,
          "chgp": "25.79%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "15,740.27",
          "val2": "14,346.48",
          "chgp": "9.72%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.57%",
          "val2": "0.59%",
          "chgp": "-0.02%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "1.92%",
          "val2": "1.98%",
          "chgp": "-0.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "8,949.78",
          "val2": "7,389.72",
          "chgp": "21.11%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
12800.77
11572.25
10.62%
Operating Profit (PBDIT)
3,598.91
4,002.22
-10.08%
% of Net NPAs
0.68%
0.57%
0.11%
% of Gross NPAs
2.25%
1.92%
0.33%
Exceptional Items
0.00
0.00
Net Profit
1,401.28
2,297.85
-39.02%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in quarter ended Dec 2024 is 10.62% vs 22.36% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in quarter ended Dec 2024 is -39.02% vs 17.29% in Dec 2023

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
25233.05
21977.43
14.81%
Operating Profit (PBDIT)
7,518.46
7,710.95
-2.50%
% of Net NPAs
0.64%
0.57%
0.07%
% of Gross NPAs
2.11%
1.93%
0.18%
Exceptional Items
0.00
0.00
Net Profit
3,477.61
4,305.09
-19.22%
Values in Rs Cr.
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 14.81% vs 30.12% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is -19.22% vs 26.99% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
38033.82
33549.68
13.37%
Operating Profit (PBDIT)
11,117.37
11,713.17
-5.09%
% of Net NPAs
0.68%
0.57%
0.11%
% of Gross NPAs
2.25%
1.92%
0.33%
Exceptional Items
0.00
0.00
Net Profit
4,878.89
6,602.94
-26.11%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 13.37% vs 27.34% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is -26.11% vs 23.44% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
45748.21
36367.91
25.79%
Operating Profit (PBDIT)
15,740.27
14,346.48
9.72%
% of Net NPAs
0.57%
0.59%
-0.02%
% of Gross NPAs
1.92%
1.98%
-0.06%
Exceptional Items
0.00
0.00
Net Profit
8,949.78
7,389.72
21.11%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 25.79% vs 17.99% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 21.11% vs 60.26% in Mar 2023

stock-summaryCompany CV
About IndusInd Bank Ltd. stock-summary
stock-summary
IndusInd Bank Ltd.
Large Cap
Bank - Private
IndusInd Bank Limited is one of the fifth largest private sector bank in India. The Bank's business lines include Corporate Banking, Retail Banking, Treasury and Foreign Exchange Operations, Investment Banking, Capital Markets, Non-Resident Indian/ High-Net-Worth Individual Banking, and Information Technology. The Bank's Business Divisions include Retail/ Consumer Banking, Consumer Finance, Global Markets Group, Corporate & Commercial Banking, Transaction Banking Group and Investment Banking.
Company Coordinates stock-summary
Company Details
2401 General Thimmayya Road, Cantonment Pune Maharashtra : 411001
stock-summary
Tel: 91-20-2623 4000/10
stock-summary
investor@indusind.com
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai