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IndusInd Bank

  • Market Cap: Large Cap
  • Industry: Bank - Private
  • ISIN: INE095A01012
  • NSEID: INDUSINDBK
  • BSEID: 532187
INR
681.55
3.15 (0.46%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 27.35 lacs

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  • Score
  • Mojo Parameters
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  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Rs cr
Standalone Nine Monthly Results
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Dec'18
Interest Earned
38,033.82
33,549.68
26,347.20
22,962.55
21,580.44
21,396.26
16,269.71
Income On Investments
5,665.07
4,549.14
3,394.50
3,014.51
2,884.59
3,251.72
2,697.89
Interest On Balances With Rbi Other Inter Bank Funds
964.36
868.62
1,102.04
965.48
406.69
140.51
74.05
Interest / Discount On Advances / Bills
31,251.33
27,910.50
21,640.38
18,755.03
17,964.40
17,784.83
13,361.94
Others
153.06
221.42
210.28
227.53
324.76
219.20
135.83
Other Income
6,975.39
6,887.37
6,015.86
5,434.11
4,778.49
5,179.31
4,087.73
Total Income
45,009.21
40,437.05
32,363.06
28,396.66
26,358.93
26,575.57
20,357.44
Interest Expended
22,050.84
18,310.21
13,424.55
11,946.87
11,587.16
12,568.71
9,655.91
Net Interest Income
15,982.98
15,239.47
12,922.65
11,015.68
9,993.28
8,827.55
6,613.80
Total Expenditure (Excl Depreciation)
11,841.00
10,413.67
8,344.80
7,000.64
6,106.63
6,070.32
4,681.00
Employee Cost
3,201.87
2,846.17
2,194.27
1,829.82
1,618.44
1,712.79
1,372.27
Other Operating Expenses
8,639.13
7,567.50
6,150.53
5,170.82
4,488.19
4,357.53
3,308.73
Operating Profit Before Provisions and Contingencies
11,117.37
11,713.17
10,593.71
9,449.15
8,665.14
7,936.54
6,020.53
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,613.57
2,899.63
3,456.78
5,140.48
6,076.84
2,211.78
1,546.96
Profit Before Tax
6,503.80
8,813.54
7,136.93
4,308.67
2,588.30
5,724.76
4,473.57
Tax
1,624.91
2,210.60
1,787.72
1,058.92
627.86
1,608.69
1,532.57
Profit After Tax
4,878.89
6,602.94
5,349.21
3,249.75
1,960.44
4,116.07
2,941.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
4,878.89
6,602.94
5,349.21
3,249.75
1,960.44
4,116.07
2,941.00
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
68.87%
68.96%
68.33%
69.51%
71.7%
71.63%
71.23%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
12.83%
19.68%
20.3%
14.15%
9.08%
19.24%
18.08%
Net Interest Margin
0.0%
0.0%
0.0%
4.1%
4.12%
4.15%
3.83%
Return on Assets
0.0%
0.0%
0.0%
0.0%
1.05%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
42.0%
40.4%
42.4%
43.6%
CASA Amount
0.00
0.00
0.00
0.00
96,646.00
91,865.00
76,549.00
Capital Adequacy Ratio (Total)
16.46%
17.86%
18.01%
18.06%
16.34%
13.92%
14.19%
Capital Adequacy Ratio (Tier 1)
15.18%
16.47%
16.47%
16.37%
15.62%
13.49%
13.78%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
72.0%
87.0%
0.0%
48.0%
Amount of Gross NPAs
8,375.29
6,377.05
5,710.78
5,779.27
3,650.66
4,578.43
1,968.15
Amount of Net NPAs
2,495.76
1,875.18
1,681.45
1,633.21
464.21
2,173.29
1,029.27
% of Net NPAs
0.68%
0.57%
0.62%
0.71%
0.22%
1.05%
0.59%
% of Gross NPAs
2.25%
1.92%
2.06%
2.48%
1.74%
2.18%
1.13%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
2861.0
2835.0
2721.0
2453.0
Number of Branches
0.0
0.0
0.0
2103.0
1915.0
1851.0
1558.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2024 is 13.37% vs 27.34% in Dec 2023

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2024 is -26.11% vs 23.44% in Dec 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2024 is -5.09% vs 10.57% in Dec 2023

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2024 is 0.11% vs -0.05% in Dec 2023

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2024 is 0.33% vs -0.14% in Dec 2023

Compare Nine Monthly Results Of IndusInd Bank With
Markets Mojo
Figures in Rs cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
38,033.82
23,278.78
14,755.04
63.38%
Income On Investments
5,665.07
4,354.90
1,310.17
30.08%
Interest On Balances With Rbi Other Inter Bank Funds
964.36
291.40
672.96
230.94%
Interest / Discount On Advances / Bills
31,251.33
17,464.10
13,787.23
78.95%
Others
153.06
1,168.38
-1,015.32
-86.9%
Other Income
6,975.39
4,117.60
2,857.79
69.4%
Total Income
45,009.21
27,396.38
17,612.83
64.29%
Interest Expended
22,050.84
16,610.78
5,440.06
32.75%
Net Interest Income
15,982.98
6,668.00
9,314.98
139.7%
Total Expenditure (Excl Depreciation)
11,841.00
7,846.02
3,994.98
50.92%
Employee Cost
3,201.87
2,991.59
210.28
7.03%
Other Operating Expenses
8,639.13
4,854.43
3,784.70
77.96%
Operating Profit Before Provisions and Contingencies
11,117.37
2,939.58
8,177.79
278.2%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,613.57
767.55
3,846.02
501.08%
Profit Before Tax
6,503.80
2,172.03
4,331.77
199.43%
Tax
1,624.91
504.29
1,120.62
222.22%
Profit After Tax
4,878.89
1,667.74
3,211.15
192.55%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
4,878.89
1,667.74
3,211.15
192.55%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
PAT Margin
12.83%
7.16%
0.00
5.67%
Net Interest Margin
0.00%
2.40%
-2.40
-2.40%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
0.00%
33.10%
-33.10
-33.10%
CASA Amount
0.00
91,650.00
-91,650.00
-100.0%
Capital Adequacy Ratio (Total)
16.46%
15.20%
1.26
1.26%
Capital Adequacy Ratio (Tier 1)
15.18%
12.59%
2.59
2.59%
Provision Coverage Ratio (%)
0.00%
71.20%
-71.20
-71.20%
Amount of Gross NPAs
8,375.29
3,963.47
4,411.82
111.31%
Amount of Net NPAs
2,495.76
1,142.62
1,353.14
118.42%
% of Net NPAs
0.68%
0.50%
0.18
0.18%
% of Gross NPAs
2.25%
1.60%
0.65
0.65%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
1,326.00
-1,326.00
-100.0%
Number of Branches
0.00
1,247.00
-1,247.00
-100.0%
Nine Monthly - Interest Earned
Interest Earned 38033.82 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 13.37% vs 27.34% in Dec 2023

Nine Monthly - Net Profit
Net Profit 4,878.89 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is -26.11% vs 23.44% in Dec 2023

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 11,117.37 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is -5.09% vs 10.57% in Dec 2023

Nine Monthly - % of Net NPAs
% of Net NPAs 0.68%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is 0.11% vs -0.05% in Dec 2023

Nine Monthly - % of Gross NPAs
% of Gross NPAs 2.25%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is 0.33% vs -0.14% in Dec 2023