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Karur Vysya Bank

  • Market Cap: Mid Cap
  • Industry: Bank - Private
  • ISIN: INE036D01028
  • NSEID: KARURVYSYA
  • BSEID: 590003
INR
208.15
2.9 (1.41%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 8.32 lacs

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  • Score
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  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Rs cr
Standalone Nine Monthly Results
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Dec'18
Interest Earned
7,154.54
6,019.37
4,748.23
4,178.40
4,121.11
4,533.82
4,342.23
Income On Investments
1,201.07
977.36
806.74
683.40
722.09
874.15
868.97
Interest On Balances With Rbi Other Inter Bank Funds
10.30
18.41
71.74
105.48
35.84
111.41
27.82
Interest / Discount On Advances / Bills
5,919.63
5,019.43
3,866.03
3,387.35
3,357.06
3,521.10
3,435.10
Others
23.54
4.17
3.72
2.17
6.12
27.16
10.34
Other Income
1,327.79
1,029.84
758.13
559.29
734.97
807.63
690.32
Total Income
8,482.33
7,049.21
5,506.36
4,737.69
4,856.08
5,341.45
5,032.55
Interest Expended
3,991.45
3,205.63
2,292.00
2,172.96
2,374.20
2,776.36
2,598.64
Net Interest Income
3,163.09
2,813.74
2,456.23
2,005.44
1,746.91
1,757.46
1,743.59
Total Expenditure (Excl Depreciation)
2,113.52
1,881.35
1,477.62
1,380.12
1,407.54
1,304.07
1,187.89
Employee Cost
1,064.28
1,021.28
725.31
721.86
802.47
642.23
548.89
Other Operating Expenses
1,049.24
860.07
752.31
658.26
605.07
661.84
639.00
Operating Profit Before Provisions and Contingencies
2,377.36
1,962.23
1,736.74
1,184.61
1,074.34
1,261.02
1,246.02
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
460.21
435.54
745.92
554.88
718.30
1,059.40
1,036.21
Profit Before Tax
1,917.15
1,526.69
990.82
629.73
356.04
201.62
209.81
Tax
488.87
377.98
222.55
169.93
101.02
50.30
58.96
Profit After Tax
1,428.28
1,148.71
768.27
459.80
255.02
151.32
150.85
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,428.28
1,148.71
768.27
459.80
255.02
151.32
150.85
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
6.16
5.12
3.6
2.32
0.43
0.19
0.27
Operating Profit Margin (Excl OI)
70.46%
68.75%
68.88%
66.97%
65.85%
71.24%
72.64%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
19.96%
19.08%
16.18%
11.0%
6.19%
3.34%
3.47%
Net Interest Margin
4.03%
4.32%
4.36%
3.68%
0.0%
3.33%
3.6%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
28.41%
31.53%
34.0%
36.0%
0.0%
31.0%
30.0%
CASA Amount
28,167.00
27,012.00
25,800.00
24,127.00
0.00
19,063.00
17,468.00
Capital Adequacy Ratio (Total)
15.91%
15.39%
17.62%
18.79%
18.52%
15.87%
14.59%
Capital Adequacy Ratio (Tier 1)
15.03%
13.87%
16.0%
16.76%
0.0%
14.14%
14.08%
Provision Coverage Ratio (%)
96.87%
94.81%
90.87%
78.81%
0.0%
65.43%
56.09%
Amount of Gross NPAs
690.92
1,151.86
1,674.34
3,887.52
3,842.47
4,423.97
4,055.73
Amount of Net NPAs
166.69
305.27
550.43
1,355.57
1,263.11
1,945.68
2,295.60
% of Net NPAs
0.2%
0.42%
0.9%
2.55%
2.55%
4.13%
4.99%
% of Gross NPAs
0.83%
1.58%
2.7%
6.97%
7.37%
8.92%
8.49%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
2197.0
2251.0
2233.0
2227.0
0.0
2212.0
2183.0
Number of Branches
866.0
831.0
792.0
781.0
0.0
779.0
782.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2024 is 18.86% vs 26.77% in Dec 2023

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2024 is 24.34% vs 49.52% in Dec 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2024 is 21.16% vs 12.98% in Dec 2023

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2024 is -0.22% vs -0.48% in Dec 2023

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2024 is -0.75% vs -1.12% in Dec 2023

Compare Nine Monthly Results Of Karur Vysya Bank With
Markets Mojo
Figures in Rs cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
7,154.54
23,278.78
-16,124.24
-69.27%
Income On Investments
1,201.07
4,354.90
-3,153.83
-72.42%
Interest On Balances With Rbi Other Inter Bank Funds
10.30
291.40
-281.10
-96.47%
Interest / Discount On Advances / Bills
5,919.63
17,464.10
-11,544.47
-66.1%
Others
23.54
1,168.38
-1,144.84
-97.99%
Other Income
1,327.79
4,117.60
-2,789.81
-67.75%
Total Income
8,482.33
27,396.38
-18,914.05
-69.04%
Interest Expended
3,991.45
16,610.78
-12,619.33
-75.97%
Net Interest Income
3,163.09
6,668.00
-3,504.91
-52.56%
Total Expenditure (Excl Depreciation)
2,113.52
7,846.02
-5,732.50
-73.06%
Employee Cost
1,064.28
2,991.59
-1,927.31
-64.42%
Other Operating Expenses
1,049.24
4,854.43
-3,805.19
-78.39%
Operating Profit Before Provisions and Contingencies
2,377.36
2,939.58
-562.22
-19.13%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
460.21
767.55
-307.34
-40.04%
Profit Before Tax
1,917.15
2,172.03
-254.88
-11.73%
Tax
488.87
504.29
-15.42
-3.06%
Profit After Tax
1,428.28
1,667.74
-239.46
-14.36%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,428.28
1,667.74
-239.46
-14.36%
Face Value
2.00
2.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
0.00%
0.00%
0.00
0.00%
PAT Margin
19.96%
7.16%
0.00
12.80%
Net Interest Margin
4.03%
2.40%
1.63
1.63%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
28.41%
33.10%
-4.69
-4.69%
CASA Amount
28,167.00
91,650.00
-63,483.00
-69.27%
Capital Adequacy Ratio (Total)
15.91%
15.20%
0.71
0.71%
Capital Adequacy Ratio (Tier 1)
15.03%
12.59%
2.44
2.44%
Provision Coverage Ratio (%)
96.87%
71.20%
25.67
25.67%
Amount of Gross NPAs
690.92
3,963.47
-3,272.55
-82.57%
Amount of Net NPAs
166.69
1,142.62
-975.93
-85.41%
% of Net NPAs
0.20%
0.50%
-0.30
-0.30%
% of Gross NPAs
0.83%
1.60%
-0.77
-0.77%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
2,197.00
1,326.00
871.00
65.69%
Number of Branches
866.00
1,247.00
-381.00
-30.55%
Nine Monthly - Interest Earned
Interest Earned 7154.54 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 18.86% vs 26.77% in Dec 2023

Nine Monthly - Net Profit
Net Profit 1,428.28 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 24.34% vs 49.52% in Dec 2023

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 2,377.36 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 21.16% vs 12.98% in Dec 2023

Nine Monthly - % of Net NPAs
% of Net NPAs 0.20%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.22% vs -0.48% in Dec 2023

Nine Monthly - % of Gross NPAs
% of Gross NPAs 0.83%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.75% vs -1.12% in Dec 2023