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Karur Vysya Bank

  • Market Cap: Mid Cap
  • Industry: Bank - Private
  • ISIN: INE036D01028
  • NSEID: KARURVYSYA
  • BSEID: 590003
INR
208.15
2.9 (1.41%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 8.32 lacs

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

203.95208.55

52 Week

165.15246.15
Valuation
Technical
Day's Volume

CASH

8.32 lacs (-50.41%) Volume

Shareholding (Dec 2024)

FII

14.80%

Held by 257 FIIs

DII

38.47%

Held by 90 DIIs

Promoter

2.13%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong lending practices with low Gross NPA ratio of 0.83%

 
2

The Bank has a high Capital Adequacy Ratio of 15.42% signifying high buffers against its risk based assets

 
3

Healthy long term growth as Net profit has grown by an annual rate of 54.89%

 
4

The company has declared Positive results for the last 14 consecutive quarters

5

Stock is technically in a Mildly Bearish range

6

With ROA of 1.8, it has a Fair valuation with a 1.5 Price to Book Value

7

High Institutional Holdings at 53.26%

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 16,755 Cr (Mid Cap)

stock-summary
Dividend Yield

1.17%

stock-summary
CAR

15.03%

stock-summary
Return on Assets

1.76%

stock-summary
Net NPA

0.20%

stock-summary
Gross NPA

0.83%

Revenue and Profits (1 Year):
Int. Earned:
2,486.01 Cr
(Quarterly Results - Dec 2024)
Net Profit:
496 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.17%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
4.52%
0%
4.52%
1 Year
8.33%
1.18%
9.51%
2 Years
114.48%
4.63%
119.11%
3 Years
302.61%
14.13%
316.74%
4 Years
249.54%
11.07%
260.61%
5 Years
639.43%
28.14%
667.57%

Latest dividend: 2.4 per share ex-dividend date: Aug-01-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
12.09%
Net Profit Growth (5y)
54.89%
Advance to Deposit
79.58%
Capital Adequacy Ratio (Tier 1)
15.42%
Gross NPA (latest)
0.83%
Gross NPA (avg)
3.89%
Coverage Ratio (avg)
69.75%
Cost to Income (avg)
50.77%
Net Interest Margin (avg)
3.92%
Operating Profit to Assets (avg)
5.23%
ROA (avg)
0.97%
Valuation key factors
Factor
Value
P/E Ratio
9
Price to Book Value
1.52
PEG Ratio
0.33
Dividend Yield
1.17%
ROE (Latest)
17.29%
ROA (Latest)
1.76%
Net NPA to Book Value
1.53
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

4.6473

Mutual Funds

Held by 29 Schemes (31.63%)

FIIs

Held by 257 FIIs (14.8%)

Promoter with highest holding

Suriyanarayana A J (0.37%)

Highest Public shareholder

Hdfc Mutual Fund (various Funds) (7.02%)

Individual Investors Holdings

39.51%

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 4.28% vs 4.35% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 4.74% vs 3.26% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 2486.01,
          "val2": 2384,
          "chgp": "4.28%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "815.27",
          "val2": "816.24",
          "chgp": "-0.12%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.20%",
          "val2": "0.28%",
          "chgp": "-0.08%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "0.83%",
          "val2": "1.10%",
          "chgp": "-0.27%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "496.03",
          "val2": "473.60",
          "chgp": "4.74%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 20.32% vs 27.09% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 26.48% vs 53.89% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 4668.53,
          "val2": 3879.99,
          "chgp": "20.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,562.09",
          "val2": "1,286.33",
          "chgp": "21.44%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.28%",
          "val2": "0.47%",
          "chgp": "-0.19%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "1.10%",
          "val2": "1.73%",
          "chgp": "-0.63%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "932.25",
          "val2": "737.08",
          "chgp": "26.48%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 18.86% vs 26.77% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 24.34% vs 49.52% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 7154.54,
          "val2": 6019.37,
          "chgp": "18.86%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "2,377.36",
          "val2": "1,962.23",
          "chgp": "21.16%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.20%",
          "val2": "0.42%",
          "chgp": "-0.22%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "0.83%",
          "val2": "1.58%",
          "chgp": "-0.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,428.28",
          "val2": "1,148.71",
          "chgp": "24.34%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 25.89% vs 16.62% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 45.09% vs 64.29% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 8203.94,
          "val2": 6516.55,
          "chgp": "25.89%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "2,829.14",
          "val2": "2,475.79",
          "chgp": "14.27%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.40%",
          "val2": "0.74%",
          "chgp": "-0.34%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "1.40%",
          "val2": "2.27%",
          "chgp": "-0.87%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,604.81",
          "val2": "1,106.09",
          "chgp": "45.09%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
2486.01
2384
4.28%
Operating Profit (PBDIT)
815.27
816.24
-0.12%
% of Net NPAs
0.20%
0.28%
-0.08%
% of Gross NPAs
0.83%
1.10%
-0.27%
Exceptional Items
0.00
0.00
Net Profit
496.03
473.60
4.74%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 4.28% vs 4.35% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is 4.74% vs 3.26% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
4668.53
3879.99
20.32%
Operating Profit (PBDIT)
1,562.09
1,286.33
21.44%
% of Net NPAs
0.28%
0.47%
-0.19%
% of Gross NPAs
1.10%
1.73%
-0.63%
Exceptional Items
0.00
0.00
Net Profit
932.25
737.08
26.48%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 20.32% vs 27.09% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 26.48% vs 53.89% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
7154.54
6019.37
18.86%
Operating Profit (PBDIT)
2,377.36
1,962.23
21.16%
% of Net NPAs
0.20%
0.42%
-0.22%
% of Gross NPAs
0.83%
1.58%
-0.75%
Exceptional Items
0.00
0.00
Net Profit
1,428.28
1,148.71
24.34%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 18.86% vs 26.77% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is 24.34% vs 49.52% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
8203.94
6516.55
25.89%
Operating Profit (PBDIT)
2,829.14
2,475.79
14.27%
% of Net NPAs
0.40%
0.74%
-0.34%
% of Gross NPAs
1.40%
2.27%
-0.87%
Exceptional Items
0.00
0.00
Net Profit
1,604.81
1,106.09
45.09%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 25.89% vs 16.62% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 45.09% vs 64.29% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Karur Vysya Bank Ltd. stock-summary
stock-summary
Karur Vysya Bank Ltd.
Mid Cap
Bank - Private
Karur Vysya Bank Limited, incorporated on June 22, 1916 is a privately held Indian bank, headquartered in Karur in Tamil Nadu. The Bank is engaged in providing a wide range of banking and financial services including commercial banking and treasury operations. The Bank operates in four business segments: Treasury Operations, Corporate/ Wholesale Banking Operations, Retail Banking Operations and Other Banking Operations.
Company Coordinates stock-summary
Company Details
No 20 Erode Road, Vadivel nagar Karur Tamil Nadu : 639002
stock-summary
Tel: 91-4324-269440-43
stock-summary
http://www.kvb.co.in
stock-summary
kvb_sig@kvbmail.com
Registrar Details
SKDC Consultants Ltd , Kanapathy Towers, 3rd Floor, Ganapathy, Coimbatore
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