Quarterly Results Results Snapshot
YoYQoQ
Figures in Rs cr
Standalone Quarterly Results
Dec'24
Sep'24
Jun'24
Mar'24
Dec'23
Sep'23
Jun'23
Interest Earned
2,243.02
2,234.13
2,277.99
2,200.56
2,112.61
2,026.59
1,958.74
Income On Investments
346.98
356.43
382.60
383.49
383.49
370.90
362.30
Interest On Balances With Rbi Other Inter Bank Funds
18.62
13.36
4.75
0.66
4.43
6.89
6.08
Interest / Discount On Advances / Bills
1,759.33
1,769.77
1,715.32
1,732.67
1,656.85
1,596.48
1,538.78
Others
118.09
94.57
175.32
83.74
67.84
52.32
51.58
Other Income
292.36
269.92
279.01
419.41
326.08
249.59
323.84
Total Income
2,535.38
2,504.05
2,557.00
2,619.97
2,438.69
2,276.18
2,282.58
Interest Expended
1,450.24
1,400.57
1,374.63
1,366.53
1,285.01
1,204.18
1,144.06
Net Interest Income
792.78
833.56
903.36
834.03
827.60
822.41
814.68
Total Expenditure (Excl Depreciation)
652.07
643.12
623.78
753.65
613.48
549.85
537.35
Employee Cost
342.72
349.94
319.83
436.80
336.31
307.15
292.58
Other Operating Expenses
309.35
293.18
303.95
316.85
277.17
242.70
244.77
Operating Profit Before Provisions and Contingencies
433.07
460.36
558.59
499.79
540.20
522.15
601.17
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
83.77
31.33
40.26
184.73
144.41
119.87
151.57
Profit Before Tax
349.30
429.03
518.33
315.06
395.79
402.28
449.60
Tax
65.70
92.96
118.00
40.82
64.71
72.02
78.90
Profit After Tax
283.60
336.07
400.33
274.24
331.08
330.26
370.70
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
283.60
336.07
400.33
274.24
331.08
330.26
370.70
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
9,966.42
0.00
0.00
0.00
Earnings per share (EPS)
7.5
8.9
10.61
7.27
9.55
10.56
11.86
Diluted Earnings per share
7.49
8.87
10.57
7.84
9.74
10.5
11.8
Operating Profit Margin (Excl OI)
67.19%
69.81%
70.85%
57.36%
64.13%
66.95%
64.83%
Gross Profit Margin
15.57%
19.2%
22.75%
14.32%
18.73%
19.85%
22.95%
PAT Margin
12.64%
15.04%
17.57%
12.46%
15.67%
16.3%
18.93%
Net Interest Margin
3.02%
3.23%
3.54%
3.3%
3.48%
3.58%
3.68%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
30.32%
30.82%
30.54%
31.97%
31.45%
31.91%
32.19%
CASA Amount
30,352.00
30,812.00
30,589.00
31,348.00
28,994.00
0.00
27,997.00
Capital Adequacy Ratio (Total)
17.64%
17.58%
17.64%
18.0%
15.88%
16.2%
17.0%
Capital Adequacy Ratio (Tier 1)
16.01%
15.93%
15.9%
16.17%
13.66%
13.11%
13.8%
Provision Coverage Ratio (%)
80.64%
80.14%
77.97%
79.22%
80.75%
83.22%
83.47%
Amount of Gross NPAs
2,419.06
2,414.92
2,668.45
2,578.42
2,536.72
2,324.19
2,315.88
Amount of Net NPAs
1,063.57
1,083.08
1,228.25
1,129.18
1,060.06
888.94
877.71
% of Net NPAs
1.39%
1.46%
1.66%
1.58%
1.55%
1.36%
1.43%
% of Gross NPAs
3.11%
3.21%
3.54%
3.53%
3.64%
3.47%
3.68%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
1506.0
1505.0
1504.0
1504.0
1482.0
1480.0
0.0
Number of Branches
937.0
931.0
927.0
925.0
904.0
903.0
0.0
Quarterly Analysis Highlights - QoQ
Interest Earned
QoQ Growth in quarter ended Dec 2024 is 0.4% vs -1.93% in Sep 2024
Net Profit
QoQ Growth in quarter ended Dec 2024 is -15.61% vs -16.05% in Sep 2024
Operating Profit (PBDIT)
QoQ Growth in quarter ended Dec 2024 is -5.93% vs -17.59% in Sep 2024
% of Net NPAs
QoQ Growth in quarter ended Dec 2024 is -0.07% vs -0.20% in Sep 2024
% of Gross NPAs
QoQ Growth in quarter ended Dec 2024 is -0.10% vs -0.33% in Sep 2024
Compare Quarterly Results Of Karnataka Bank With
Figures in Rs cr
Standalone Quarterly Results
Change(INR)
Change(%)
Interest Earned
2,243.02
7,829.14
-5,586.12
-71.35%
Income On Investments
346.98
1,416.82
-1,069.84
-75.51%
Interest On Balances With Rbi Other Inter Bank Funds
18.62
120.48
-101.86
-84.55%
Interest / Discount On Advances / Bills
1,759.33
5,904.92
-4,145.59
-70.21%
Others
118.09
386.92
-268.83
-69.48%
Other Income
292.36
1,512.01
-1,219.65
-80.66%
Total Income
2,535.38
9,341.15
-6,805.77
-72.86%
Interest Expended
1,450.24
5,605.62
-4,155.38
-74.13%
Net Interest Income
792.78
2,223.52
-1,430.74
-64.35%
Total Expenditure (Excl Depreciation)
652.07
2,656.51
-2,004.44
-75.45%
Employee Cost
342.72
1,003.87
-661.15
-65.86%
Other Operating Expenses
309.35
1,652.64
-1,343.29
-81.28%
Operating Profit Before Provisions and Contingencies
433.07
1,079.02
-645.95
-59.86%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
83.77
258.68
-174.91
-67.62%
Profit Before Tax
349.30
820.34
-471.04
-57.42%
Tax
65.70
208.07
-142.37
-68.42%
Profit After Tax
283.60
612.27
-328.67
-53.68%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
283.60
612.27
-328.67
-53.68%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
7.50
0.20
7.30
3650.0%
Diluted Earnings per share
7.49
0.19
7.30
3842.11%
Operating Profit Margin (Excl OI)
67.19%
62.76%
0.00
4.43%
Gross Profit Margin
15.57%
10.48%
0.00
5.09%
PAT Margin
12.64%
7.82%
0.00
4.82%
Net Interest Margin
3.02%
2.40%
0.62
0.62%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
30.32%
33.10%
-2.78
-2.78%
CASA Amount
30,352.00
91,650.00
-61,298.00
-66.88%
Capital Adequacy Ratio (Total)
17.64%
15.20%
2.44
2.44%
Capital Adequacy Ratio (Tier 1)
16.01%
12.59%
3.42
3.42%
Provision Coverage Ratio (%)
80.64%
71.20%
9.44
9.44%
Amount of Gross NPAs
2,419.06
3,963.47
-1,544.41
-38.97%
Amount of Net NPAs
1,063.57
1,142.62
-79.05
-6.92%
% of Net NPAs
1.39%
0.50%
0.89
0.89%
% of Gross NPAs
3.11%
1.60%
1.51
1.51%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
1,506.00
1,326.00
180.00
13.57%
Number of Branches
937.00
1,247.00
-310.00
-24.86%
Quarterly - Interest Earned
Interest Earned 2243.02 Cr
in Dec 2024Figures in Rs Cr
QoQ Growth in quarter ended Dec 2024 is 0.4% vs -1.93% in Sep 2024
YoY Growth in quarter ended Dec 2024 is 6.17% vs 14.15% in Dec 2023
Quarterly - Net Profit
Net Profit 283.60 Cr
in Dec 2024Figures in Rs Cr
QoQ Growth in quarter ended Dec 2024 is -15.61% vs -16.05% in Sep 2024
YoY Growth in quarter ended Dec 2024 is -14.34% vs 10.11% in Dec 2023
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 433.07 Cr
in Dec 2024Figures in Rs Cr
QoQ Growth in quarter ended Dec 2024 is -5.93% vs -17.59% in Sep 2024
YoY Growth in quarter ended Dec 2024 is -19.83% vs 1.57% in Dec 2023
Quarterly - % of Net NPAs
% of Net NPAs 1.39%
in Dec 2024Figures in Rs %
QoQ Growth in quarter ended Dec 2024 is -0.07% vs -0.20% in Sep 2024
YoY Growth in quarter ended Dec 2024 is -0.16% vs -0.11% in Dec 2023
Quarterly - % of Gross NPAs
% of Gross NPAs 3.11%
in Dec 2024Figures in Rs %
QoQ Growth in quarter ended Dec 2024 is -0.10% vs -0.33% in Sep 2024
YoY Growth in quarter ended Dec 2024 is -0.53% vs 0.36% in Dec 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
