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Karnataka Bank

  • Market Cap: Mid Cap
  • Industry: Bank - Private
  • ISIN: INE614B01018
  • NSEID: KTKBANK
  • BSEID: 532652
INR
182.75
1.9 (1.05%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 4.95 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

180.25184.25

52 Week

162.20245.00
Valuation
Technical
Day's Volume

CASH

4.95 lacs (-40.30%) Volume

Shareholding (Mar 2025)

FII

12.88%

Held by 145 FIIs

DII

18.16%

Held by 29 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

The company has declared negative results in Dec'2024 after 2 consecutive positive quarters

  • PBT LESS OI(Q) At Rs 56.94 cr has Fallen at -37.4 %
  • PAT(Q) At Rs 283.60 cr has Fallen at -15.5 %
  • NII(Q) Lowest at Rs 792.78 cr
2

Stock is technically in a Mildly Bearish range

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 6,907 Cr (Mid Cap)

stock-summary
Dividend Yield

3.04%

stock-summary
CAR

16.01%

stock-summary
Return on Assets

1.20%

stock-summary
Net NPA

1.39%

stock-summary
Gross NPA

3.11%

Revenue and Profits (1 Year):
Int. Earned:
2,243.02 Cr
(Quarterly Results - Dec 2024)
Net Profit:
284 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (3.04%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-19.9%
0%
-19.9%
1 Year
-21.3%
2.36%
-18.94%
2 Years
40.74%
7.90%
48.64%
3 Years
184.88%
24.25%
209.13%
4 Years
184.88%
24.29%
209.17%
5 Years
311.6%
45.47%
357.07%

Latest dividend: 5.5 per share ex-dividend date: Sep-03-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
7.90%
Net Profit Growth (5y)
22.66%
Advance to Deposit
73.52%
Capital Adequacy Ratio (Tier 1)
12.99%
Gross NPA (latest)
3.11%
Gross NPA (avg)
3.46%
Coverage Ratio (avg)
50.37%
Cost to Income (avg)
51.36%
Net Interest Margin (avg)
3.27%
Operating Profit to Assets (avg)
4.22%
ROA (avg)
0.83%
Valuation key factors
Factor
Value
P/E Ratio
5
Price to Book Value
0.59
PEG Ratio
NA
Dividend Yield
3.04%
ROE (Latest)
11.21%
ROA (Latest)
1.20%
Net NPA to Book Value
9.21
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 16 Schemes (8.31%)

FIIs

Held by 145 FIIs (12.88%)

Promoter with highest holding

None

Highest Public shareholder

Quant Mutual Fund - Quant Small Cap Fund (3.9%)

Individual Investors Holdings

61.15%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 0.4% vs -1.93% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -15.61% vs -16.05% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 2243.02,
          "val2": 2234.13,
          "chgp": "0.4%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "433.07",
          "val2": "460.36",
          "chgp": "-5.93%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.39%",
          "val2": "1.46%",
          "chgp": "-0.07%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.11%",
          "val2": "3.21%",
          "chgp": "-0.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "283.60",
          "val2": "336.07",
          "chgp": "-15.61%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 13.22% vs 17.21% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 5.06% vs 33.31% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 4512.12,
          "val2": 3985.33,
          "chgp": "13.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,018.95",
          "val2": "1,123.32",
          "chgp": "-9.29%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.46%",
          "val2": "1.36%",
          "chgp": "0.10%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.21%",
          "val2": "3.47%",
          "chgp": "-0.26%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "736.40",
          "val2": "700.96",
          "chgp": "5.06%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 10.78% vs 16.13% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -1.17% vs 24.87% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 6755.14,
          "val2": 6097.94,
          "chgp": "10.78%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,452.02",
          "val2": "1,663.52",
          "chgp": "-12.71%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.39%",
          "val2": "1.55%",
          "chgp": "-0.16%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.11%",
          "val2": "3.64%",
          "chgp": "-0.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,020.00",
          "val2": "1,032.04",
          "chgp": "-1.17%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 14.93% vs 16.05% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 10.68% vs 132.05% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 8298.5,
          "val2": 7220.23,
          "chgp": "14.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "2,163.31",
          "val2": "2,208.23",
          "chgp": "-2.03%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.58%",
          "val2": "1.70%",
          "chgp": "-0.12%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.53%",
          "val2": "3.74%",
          "chgp": "-0.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,306.28",
          "val2": "1,180.24",
          "chgp": "10.68%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
2243.02
2234.13
0.4%
Operating Profit (PBDIT)
433.07
460.36
-5.93%
% of Net NPAs
1.39%
1.46%
-0.07%
% of Gross NPAs
3.11%
3.21%
-0.10%
Exceptional Items
0.00
0.00
Net Profit
283.60
336.07
-15.61%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 0.4% vs -1.93% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is -15.61% vs -16.05% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
4512.12
3985.33
13.22%
Operating Profit (PBDIT)
1,018.95
1,123.32
-9.29%
% of Net NPAs
1.46%
1.36%
0.10%
% of Gross NPAs
3.21%
3.47%
-0.26%
Exceptional Items
0.00
0.00
Net Profit
736.40
700.96
5.06%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 13.22% vs 17.21% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 5.06% vs 33.31% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
6755.14
6097.94
10.78%
Operating Profit (PBDIT)
1,452.02
1,663.52
-12.71%
% of Net NPAs
1.39%
1.55%
-0.16%
% of Gross NPAs
3.11%
3.64%
-0.53%
Exceptional Items
0.00
0.00
Net Profit
1,020.00
1,032.04
-1.17%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 10.78% vs 16.13% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is -1.17% vs 24.87% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
8298.5
7220.23
14.93%
Operating Profit (PBDIT)
2,163.31
2,208.23
-2.03%
% of Net NPAs
1.58%
1.70%
-0.12%
% of Gross NPAs
3.53%
3.74%
-0.21%
Exceptional Items
0.00
0.00
Net Profit
1,306.28
1,180.24
10.68%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 14.93% vs 16.05% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 10.68% vs 132.05% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Karnataka Bank Ltd stock-summary
stock-summary
Karnataka Bank Ltd
Mid Cap
Bank - Private
Karnataka Bank Limited, a premier private sector bank, is a leading 'A' Class Scheduled Commercial Bank in India. The Bank is engaged in providing, a wide range of banking and financial services involving retail, corporate / wholesale banking, para-banking activities, treasury operation and foreign exchange business. Karnataka Bank Limited was incorporated on February 18, 1924 as The Karnataka Bank Limited at Karnataka in Mangalore.
Company Coordinates stock-summary
Company Details
P O Box 599 Mahaveera Circle, Kankanady Mangalore Karnataka : 575002
stock-summary
Tel: 91-824-2228222
stock-summary
http://www.karnatakabank.com
stock-summary
investor.grievance@ktkbank.com
Registrar Details
Integrated Enterprises (India) Ltd , 30, Ramana Residency, 4th Cross, Sampige Road, Malleswaram, Bangalore
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