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PB Fintech.

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE417T01026
  • NSEID: POLICYBZR
  • BSEID: 543390
INR
1,529.70
62.05 (4.23%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 5.28 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

1,498.901,541.40

52 Week

1,160.452,254.95
Valuation
Technical
Day's Volume

CASH

5.28 lacs (-41.94%) Volume

Shareholding (Dec 2024)

FII

47.79%

Held by 869 FIIs

DII

20.57%

Held by 63 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Stock is technically in a Bearish range

  • The technical trend has deteriorated from Mildly Bearish on 09-Apr-25 and has generated 4.35% returns since then
  • The stocks MACD and Bollinger Band technical factors are also Bearish
2

With ROE of 2.9, it has a Very Expensive valuation with a 11 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 70,253 Cr (Large Cap)

stock-summary
P/E

324.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.05

stock-summary
Return on Equity

2.86%

stock-summary
Price to Book

11.04

Revenue and Profits (1 Year):
Net Sales:
1,292 Cr
(Quarterly Results - Dec 2024)
Net Profit:
72 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-6.89%
0%
-6.89%
1 Year
14.75%
0%
14.75%
2 Years
156.0%
0%
156.0%
3 Years
96.49%
0%
96.49%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

PB Fintech. for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
58.02%
EBIT Growth (5y)
34.28%
Net Debt to Equity (avg)
0
Institutional Holding
68.36%
ROE (avg)
1.43%
Valuation key factors
Factor
Value
P/E Ratio
324
Industry P/E
20
Price to Book Value
11.04
EV to EBIT
-532.96
EV to EBITDA
-4806.59
EV to Capital Employed
11.74
EV to Sales
14.70
PEG Ratio
0.04
Dividend Yield
NA
ROCE (Latest)
-2.95%
ROE (Latest)
2.86%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

FIIs

Pledged Promoter Holdings

None

Mutual Funds

Held by 32 Schemes (14.32%)

FIIs

Held by 869 FIIs (47.79%)

Promoter with highest holding

None

Highest Public shareholder

Makesense Technologies Ltd (13.04%)

Individual Investors Holdings

4.66%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 10.66% vs 15.51% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 41.19% vs -15.80% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,291.62",
          "val2": "1,167.23",
          "chgp": "10.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "27.68",
          "val2": "-7.79",
          "chgp": "455.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "9.31",
          "val2": "8.98",
          "chgp": "3.67%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "71.54",
          "val2": "50.67",
          "chgp": "41.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "2.14%",
          "val2": "-0.67%",
          "chgp": "2.81%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 47.42% vs 36.95% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 450.13% vs 91.90% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,177.72",
          "val2": "1,477.21",
          "chgp": "47.42%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-47.04",
          "val2": "-166.20",
          "chgp": "71.70%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "15.35",
          "val2": "13.45",
          "chgp": "14.13%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "41.05",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "110.85",
          "val2": "-31.66",
          "chgp": "450.13%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-2.16%",
          "val2": "-11.25%",
          "chgp": "9.09%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 47.75% vs 39.04% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 2,754.30% vs 101.34% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,469.34",
          "val2": "2,348.10",
          "chgp": "47.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-19.36",
          "val2": "-191.70",
          "chgp": "89.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "24.66",
          "val2": "19.89",
          "chgp": "23.98%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "41.05",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "182.39",
          "val2": "6.39",
          "chgp": "2,754.30%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-0.56%",
          "val2": "-8.16%",
          "chgp": "7.60%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 34.40% vs 79.51% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 113.75% vs 41.50% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,437.68",
          "val2": "2,557.85",
          "chgp": "34.40%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-186.26",
          "val2": "-661.60",
          "chgp": "71.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "26.46",
          "val2": "21.36",
          "chgp": "23.88%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "66.98",
          "val2": "-487.22",
          "chgp": "113.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-5.42%",
          "val2": "-25.87%",
          "chgp": "20.45%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
1,291.62
1,167.23
10.66%
Operating Profit (PBDIT) excl Other Income
27.68
-7.79
455.33%
Interest
9.31
8.98
3.67%
Exceptional Items
0.00
0.00
Consolidate Net Profit
71.54
50.67
41.19%
Operating Profit Margin (Excl OI)
2.14%
-0.67%
2.81%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 10.66% vs 15.51% in Sep 2024

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is 41.19% vs -15.80% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
2,177.72
1,477.21
47.42%
Operating Profit (PBDIT) excl Other Income
-47.04
-166.20
71.70%
Interest
15.35
13.45
14.13%
Exceptional Items
41.05
0.00
Consolidate Net Profit
110.85
-31.66
450.13%
Operating Profit Margin (Excl OI)
-2.16%
-11.25%
9.09%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 47.42% vs 36.95% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 450.13% vs 91.90% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
3,469.34
2,348.10
47.75%
Operating Profit (PBDIT) excl Other Income
-19.36
-191.70
89.90%
Interest
24.66
19.89
23.98%
Exceptional Items
41.05
0.00
Consolidate Net Profit
182.39
6.39
2,754.30%
Operating Profit Margin (Excl OI)
-0.56%
-8.16%
7.60%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 47.75% vs 39.04% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 2,754.30% vs 101.34% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
3,437.68
2,557.85
34.40%
Operating Profit (PBDIT) excl Other Income
-186.26
-661.60
71.85%
Interest
26.46
21.36
23.88%
Exceptional Items
0.00
0.00
Consolidate Net Profit
66.98
-487.22
113.75%
Operating Profit Margin (Excl OI)
-5.42%
-25.87%
20.45%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 34.40% vs 79.51% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 113.75% vs 41.50% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About PB Fintech Ltd stock-summary
stock-summary
PB Fintech Ltd
Large Cap
Finance/NBFC
PB Fintech Limited was incorporated as 'Etechaces Marketing and Consulting Private Limited' on 04 June 2008. Subsequently, name of the Company changed to PB Fintech Private Limited on 18 September 2020. Upon the conversion of Company to a Public Limited Company pursuant to a Special Resolution passed by the Shareholders on 19th June 2021, name of the Company again was changed to PB Fintech Limited on 30 June, 2021.
Company Coordinates stock-summary
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InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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