ScoreWhy is PB Fintech Ltd ?
1
Stock is technically in a Bearish range
- The technical trend has deteriorated from Mildly Bearish on 09-Apr-25 and has generated 4.35% returns since then
- The stocks MACD and Bollinger Band technical factors are also Bearish
2
With ROE of 2.9, it has a Very Expensive valuation with a 11 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 14.89%, its profits have risen by 8232.8% ; the PEG ratio of the company is 0
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is PB Fintech. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
PB Fintech.
14.75%
0.33
45.59%
SENSEX
0.45%
0.04
14.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
324
Industry P/E
20
Price to Book Value
11.04
EV to EBIT
-532.96
EV to EBITDA
-4806.59
EV to Capital Employed
11.74
EV to Sales
14.70
PEG Ratio
0.04
Dividend Yield
NA
ROCE (Latest)
-2.95%
ROE (Latest)
2.86%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend27What is working for the Company
PAT(Q)
At Rs 71.54 cr has Grown at 63.8 %
NET SALES(Q)
Highest at Rs 1,291.62 cr
PBDIT(Q)
Highest at Rs 27.68 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 2.14%
PBT LESS OI(Q)
Highest at Rs -15.26 cr.
EPS(Q)
Highest at Rs 1.56
-3What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 318.43 cr
NON-OPERATING INCOME(Q)
is 117.93 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for PB Fintech.
Profit After Tax (PAT) - Quarterly
At Rs 71.54 cr has Grown at 63.8 %
over average PAT of the previous four quarters of Rs 43.68 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 1,291.62 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 1,291.62 cr has Grown at 24.8 %
over average Net Sales of the previous four quarters of Rs 1,034.55 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 27.68 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 2.14%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs -15.26 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 71.54 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.56
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for PB Fintech.
Non Operating Income - Quarterly
is 117.93 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 318.43 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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