down arrow

Capital Small

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE646H01017
  • NSEID: CAPITALSFB
  • BSEID: 544120
INR
277.15
9.15 (3.41%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 11.86 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

11.86 k (-16.57%) Volume

Shareholding (Dec 2024)

FII

1.36%

Held by 6 FIIs

DII

31.32%

Held by 12 DIIs

Promoter

18.77%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong lending practices with low Gross NPA ratio of 2.67%

 
2

Healthy long term growth as Net profit has grown by an annual rate of 21.71%

 
3

Positive results in Dec 24

4

Stock is technically in a Bearish range

5

With ROA of 1.4, it has a Very Attractive valuation with a 0.9 Price to Book Value

6

High Institutional Holdings at 32.68%

7

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 1,254 Cr (Small Cap)

stock-summary
Dividend Yield

0.45%

stock-summary
CAR

0.00%

stock-summary
Return on Assets

1.42%

stock-summary
Net NPA

1.35%

stock-summary
Gross NPA

2.67%

Revenue and Profits (1 Year):
Int. Earned:
234.97 Cr
(Quarterly Results - Dec 2024)
Net Profit:
34 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.45%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-5.51%
0%
-5.51%
1 Year
-23.31%
0.34%
-22.97%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

Latest dividend: 1.2 per share ex-dividend date: Aug-16-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
15.45%
Net Profit Growth (5y)
21.71%
Advance to Deposit
76.21%
Capital Adequacy Ratio (Tier 1)
0
Gross NPA (latest)
2.67%
Gross NPA (avg)
2.77%
Coverage Ratio (avg)
47.14%
Cost to Income (avg)
61.40%
Net Interest Margin (avg)
4.44%
Operating Profit to Assets (avg)
6.04%
ROA (avg)
1.37%
Valuation key factors
Factor
Value
P/E Ratio
10
Price to Book Value
0.93
PEG Ratio
NA
Dividend Yield
0.45%
ROE (Latest)
9.65%
ROA (Latest)
1.42%
Net NPA to Book Value
6.96
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 2 Schemes (4.86%)

FIIs

Held by 6 FIIs (1.36%)

Promoter with highest holding

Sarvjit Singh Samra (9.23%)

Highest Public shareholder

Oman India Joint Investment Fund Ii (5.55%)

Individual Investors Holdings

25.55%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 5.09% vs 2.34% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 2.13% vs 11.06% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 234.97,
          "val2": 223.59,
          "chgp": "5.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "47.80",
          "val2": "48.24",
          "chgp": "-0.91%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.35%",
          "val2": "1.29%",
          "chgp": "0.06%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.67%",
          "val2": "2.61%",
          "chgp": "0.06%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "34.05",
          "val2": "33.34",
          "chgp": "2.13%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 14.53% vs 20.34% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 16.49% vs 32.37% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 442.07,
          "val2": 385.98,
          "chgp": "14.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "90.79",
          "val2": "75.38",
          "chgp": "20.44%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.29%",
          "val2": "1.36%",
          "chgp": "-0.07%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.61%",
          "val2": "2.73%",
          "chgp": "-0.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "63.36",
          "val2": "54.39",
          "chgp": "16.49%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 14.73% vs 18.64% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 16.91% vs 20.14% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 677.04,
          "val2": 590.13,
          "chgp": "14.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "138.59",
          "val2": "115.45",
          "chgp": "20.04%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.35%",
          "val2": "1.53%",
          "chgp": "-0.18%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.67%",
          "val2": "2.97%",
          "chgp": "-0.30%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "97.41",
          "val2": "83.32",
          "chgp": "16.91%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 17.5% vs 16.91% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 19.16% vs 49.59% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 794.33,
          "val2": 676.01,
          "chgp": "17.5%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "154.90",
          "val2": "148.71",
          "chgp": "4.16%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.40%",
          "val2": "1.36%",
          "chgp": "0.04%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "2.76%",
          "val2": "2.77%",
          "chgp": "-0.01%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "111.53",
          "val2": "93.60",
          "chgp": "19.16%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
234.97
223.59
5.09%
Operating Profit (PBDIT)
47.80
48.24
-0.91%
% of Net NPAs
1.35%
1.29%
0.06%
% of Gross NPAs
2.67%
2.61%
0.06%
Exceptional Items
0.00
0.00
Net Profit
34.05
33.34
2.13%
Values in Rs Cr.
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 5.09% vs 2.34% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is 2.13% vs 11.06% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
442.07
385.98
14.53%
Operating Profit (PBDIT)
90.79
75.38
20.44%
% of Net NPAs
1.29%
1.36%
-0.07%
% of Gross NPAs
2.61%
2.73%
-0.12%
Exceptional Items
0.00
0.00
Net Profit
63.36
54.39
16.49%
Values in Rs Cr.
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 14.53% vs 20.34% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 16.49% vs 32.37% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
677.04
590.13
14.73%
Operating Profit (PBDIT)
138.59
115.45
20.04%
% of Net NPAs
1.35%
1.53%
-0.18%
% of Gross NPAs
2.67%
2.97%
-0.30%
Exceptional Items
0.00
0.00
Net Profit
97.41
83.32
16.91%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 14.73% vs 18.64% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is 16.91% vs 20.14% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
794.33
676.01
17.5%
Operating Profit (PBDIT)
154.90
148.71
4.16%
% of Net NPAs
1.40%
1.36%
0.04%
% of Gross NPAs
2.76%
2.77%
-0.01%
Exceptional Items
0.00
0.00
Net Profit
111.53
93.60
19.16%
Values in Rs Cr.
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 17.5% vs 16.91% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 19.16% vs 49.59% in Mar 2023

stock-summaryCompany CV
About Capital Small Finance Bank Ltd stock-summary
stock-summary
Capital Small Finance Bank Ltd
Small Cap
Bank - Private
Capital Small Finance Bank Limited was incorporated as `Capital Local Area Bank Limited' on May 31, 1999 at Phagwara, Dist. Kapurthala, Punjab, as a Public Limited Company. The name of Bank was changed to `Capital Small Finance Bank Limited' pursuant to Reserve Bank of India approval dated March 4, 2016, and a fresh Certificate of Incorporation was granted by RoC in Punjab and Chandigarh on April 15, 2016.
Company Coordinates stock-summary
Icon
No Company Details Available