Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
794.33
676.01
578.22
511.44
458.13
346.29
271.00
Income On Investments
112.16
97.62
86.03
84.68
72.91
64.34
0.00
Interest On Balances With Rbi Other Inter Bank Funds
55.64
44.84
54.89
54.33
54.57
40.27
0.00
Interest / Discount On Advances / Bills
624.35
532.86
437.30
372.43
330.66
241.68
271.00
Others
2.18
0.69
0.00
0.00
0.00
0.00
0.00
Other Income
68.08
49.47
54.18
45.83
42.96
31.31
22.86
Total Income
862.41
725.48
632.40
557.27
501.09
377.60
293.87
Interest Expended
449.18
354.02
322.94
312.83
285.51
211.15
166.49
Net Interest Income
345.15
321.99
255.28
198.61
172.62
135.14
104.51
Total Expenditure (Excl Depreciation)
258.33
222.75
196.25
172.96
163.33
132.17
94.68
Employee Cost
124.58
117.98
106.56
0.00
84.64
65.28
0.00
Other Operating Expenses
133.75
104.77
89.69
172.96
78.69
66.89
94.68
Operating Profit Before Provisions and Contingencies
154.90
148.71
113.21
71.48
52.24
34.28
32.70
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
6.69
24.55
28.72
17.75
17.66
7.35
13.68
Profit Before Tax
148.21
124.16
84.49
53.73
34.58
26.92
19.02
Tax
36.68
30.56
21.92
12.95
9.20
7.51
0.00
Profit After Tax
111.53
93.60
62.57
40.78
25.38
19.41
19.02
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
111.53
93.60
62.57
40.78
25.38
19.41
19.02
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
1,152.38
576.36
481.74
416.88
372.97
221.84
0.00
Earnings per share (EPS)
24.76
27.33
18.38
12.03
7.51
6.82
6.68
Diluted Earnings per share
30.45
27.21
18.22
11.98
8.16
6.82
6.86
Operating Profit Margin (Excl OI)
66.64%
63.42%
61.09%
62.71%
60.49%
59.71%
60.02%
Gross Profit Margin
18.66%
18.37%
14.61%
10.51%
7.55%
7.77%
7.02%
PAT Margin
14.04%
13.85%
10.82%
7.97%
5.54%
5.61%
7.02%
Net Interest Margin
3.9%
4.2%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
38.3%
41.88%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
170.18
152.62
117.13
78.24
58.51
33.96
0.00
Amount of Net NPAs
85.08
74.05
63.23
42.14
41.25
24.22
0.00
% of Net NPAs
1.4%
1.36%
1.36%
1.13%
1.25%
0.93%
0.0%
% of Gross NPAs
2.76%
2.77%
2.5%
2.08%
1.76%
1.3%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
179.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
177.0
170.0
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 17.5% vs 16.91% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 19.16% vs 49.59% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 4.16% vs 31.36% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is 0.04% vs 0.00% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -0.01% vs 0.27% in Mar 2023
Compare Annual Results Of Capital Small With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
794.33
2,58,340.56
-2,57,546.23
-99.69%
Income On Investments
112.16
44,364.28
-44,252.12
-99.75%
Interest On Balances With Rbi Other Inter Bank Funds
55.64
2,040.47
-1,984.83
-97.27%
Interest / Discount On Advances / Bills
624.35
2,07,220.01
-2,06,595.66
-99.7%
Others
2.18
4,715.80
-4,713.62
-99.95%
Other Income
68.08
49,240.99
-49,172.91
-99.86%
Total Income
862.41
3,07,581.55
-3,06,719.14
-99.72%
Interest Expended
449.18
1,49,808.10
-1,49,358.92
-99.7%
Net Interest Income
345.15
1,08,532.46
-1,08,187.31
-99.68%
Total Expenditure (Excl Depreciation)
258.33
63,386.01
-63,127.68
-99.59%
Employee Cost
124.58
22,240.21
-22,115.63
-99.44%
Other Operating Expenses
133.75
41,145.80
-41,012.05
-99.67%
Operating Profit Before Provisions and Contingencies
154.90
94,387.44
-94,232.54
-99.84%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
6.69
23,492.14
-23,485.45
-99.97%
Profit Before Tax
148.21
70,895.30
-70,747.09
-99.79%
Tax
36.68
10,083.03
-10,046.35
-99.64%
Profit After Tax
111.53
60,812.27
-60,700.74
-99.82%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
111.53
60,812.27
-60,700.74
-99.82%
Face Value
10.00
1.00
0.00
Reserves
1,152.38
4,36,833.39
-4,35,681.01
-99.74%
Earnings per share (EPS)
24.76
80.05
-55.29
-69.07%
Diluted Earnings per share
30.45
85.44
-54.99
-64.36%
Operating Profit Margin (Excl OI)
66.64%
66.37%
0.00
0.27%
Gross Profit Margin
18.66%
27.44%
0.00
-8.78%
PAT Margin
14.04%
23.54%
0.00
-9.50%
Net Interest Margin
3.90%
3.40%
0.50
0.50%
Return on Assets
0.00%
1.98%
-1.98
-1.98%
CASA (%)
38.30%
38.00%
0.30
0.30%
CASA Amount
0.00
9,08,700.00
-9,08,700.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
18.80%
-18.80
-18.80%
Capital Adequacy Ratio (Tier 1)
0.00%
16.79%
-16.79
-16.79%
Provision Coverage Ratio (%)
0.00%
74.00%
-74.00
-74.00%
Amount of Gross NPAs
170.18
31,173.32
-31,003.14
-99.45%
Amount of Net NPAs
85.08
8,091.74
-8,006.66
-98.95%
% of Net NPAs
1.40%
0.33%
1.07
1.07%
% of Gross NPAs
2.76%
1.24%
1.52
1.52%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
179.00
20,938.00
-20,759.00
-99.15%
Number of Branches
177.00
8,738.00
-8,561.00
-97.97%
Annual - Interest Earned
Interest Earned 794.33 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 17.5% vs 16.91% in Mar 2023
Annual - Net Profit
Net Profit 111.53 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 19.16% vs 49.59% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 154.90 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 4.16% vs 31.36% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 1.40%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is 0.04% vs 0.00% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 2.76%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.01% vs 0.27% in Mar 2023