Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Mar'21
Mar'20
Sep'19
Interest Earned
442.07
385.98
320.73
278.06
261.41
242.75
215.38
Income On Investments
60.19
53.01
46.82
41.78
42.93
37.37
35.54
Interest On Balances With Rbi Other Inter Bank Funds
34.11
26.91
22.09
28.47
29.87
28.58
25.98
Interest / Discount On Advances / Bills
346.94
304.94
251.81
207.81
188.61
176.80
153.86
Others
0.83
1.12
0.01
0.00
0.00
0.00
0.00
Other Income
42.29
29.24
22.08
27.09
27.58
21.73
21.22
Total Income
484.36
415.22
342.81
305.15
288.99
264.49
236.60
Interest Expended
242.05
215.01
169.37
158.99
158.25
150.21
135.30
Net Interest Income
200.02
170.97
151.36
119.07
103.16
92.54
80.08
Total Expenditure (Excl Depreciation)
151.52
124.83
106.19
94.44
90.44
87.02
76.31
Employee Cost
73.09
61.40
56.22
52.25
48.06
46.25
38.39
Other Operating Expenses
78.43
63.43
49.97
42.19
42.38
40.77
37.92
Operating Profit Before Provisions and Contingencies
90.79
75.38
67.25
51.72
40.30
27.25
25.00
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
6.29
3.25
12.34
16.09
6.47
10.41
7.25
Profit Before Tax
84.50
72.13
54.91
35.63
33.83
16.84
17.74
Tax
21.14
17.74
13.82
8.56
8.24
4.45
4.75
Profit After Tax
63.36
54.39
41.09
27.07
25.58
12.39
12.99
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
63.36
54.39
41.09
27.07
25.58
12.39
12.99
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
416.88
372.97
272.30
Earnings per share (EPS)
14.06
15.39
12.0
7.96
7.54
3.66
4.32
Diluted Earnings per share
13.97
15.49
11.97
7.92
15.01
7.55
4.42
Operating Profit Margin (Excl OI)
64.3%
66.82%
63.04%
60.25%
62.93%
59.86%
61.2%
Gross Profit Margin
19.11%
18.69%
17.12%
12.81%
12.94%
6.94%
8.24%
PAT Margin
14.33%
14.09%
12.81%
9.74%
9.79%
5.1%
6.03%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.67%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
175.32
160.42
135.11
93.72
78.24
58.51
56.18
Amount of Net NPAs
85.44
78.67
69.42
51.30
42.14
41.25
40.72
% of Net NPAs
1.29%
1.36%
1.35%
1.23%
1.13%
1.25%
1.35%
% of Gross NPAs
2.61%
2.73%
2.6%
2.22%
2.08%
1.76%
1.85%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
182.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
180.0
0.0
0.0
0.0
0.0
0.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2024 is 14.53% vs 20.34% in Sep 2023
Net Profit
Growth in half year ended Sep 2024 is 16.49% vs 32.37% in Sep 2023
Operating Profit (PBDIT)
Growth in half year ended Sep 2024 is 20.44% vs 12.09% in Sep 2023
% of Net NPAs
Growth in half year ended Sep 2024 is -0.07% vs 0.01% in Sep 2023
% of Gross NPAs
Growth in half year ended Sep 2024 is -0.12% vs 0.13% in Sep 2023
Compare Half Yearly Results Of Capital Small With
Figures in Rs cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
442.07
1,47,050.05
-1,46,607.98
-99.7%
Income On Investments
60.19
25,175.42
-25,115.23
-99.76%
Interest On Balances With Rbi Other Inter Bank Funds
34.11
1,147.63
-1,113.52
-97.03%
Interest / Discount On Advances / Bills
346.94
1,18,104.69
-1,17,757.75
-99.71%
Others
0.83
2,622.31
-2,621.48
-99.97%
Other Income
42.29
22,150.84
-22,108.55
-99.81%
Total Income
484.36
1,69,200.89
-1,68,716.53
-99.71%
Interest Expended
242.05
87,099.01
-86,856.96
-99.72%
Net Interest Income
200.02
59,951.04
-59,751.02
-99.67%
Total Expenditure (Excl Depreciation)
151.52
33,511.50
-33,359.98
-99.55%
Employee Cost
73.09
11,834.18
-11,761.09
-99.38%
Other Operating Expenses
78.43
21,677.32
-21,598.89
-99.64%
Operating Profit Before Provisions and Contingencies
90.79
48,590.38
-48,499.59
-99.81%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
6.29
5,302.52
-5,296.23
-99.88%
Profit Before Tax
84.50
43,287.86
-43,203.36
-99.8%
Tax
21.14
10,292.14
-10,271.00
-99.79%
Profit After Tax
63.36
32,995.72
-32,932.36
-99.81%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
63.36
32,995.72
-32,932.36
-99.81%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
14.06
43.24
-29.18
-67.48%
Diluted Earnings per share
13.97
43.17
-29.20
-67.64%
Operating Profit Margin (Excl OI)
64.30%
73.60%
0.00
-9.30%
Gross Profit Margin
19.11%
29.44%
0.00
-10.33%
PAT Margin
14.33%
22.44%
0.00
-8.11%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.67%
0.96%
-0.29
-0.29%
CASA (%)
0.00%
35.00%
-35.00
-35.00%
CASA Amount
0.00
8,83,500.00
-8,83,500.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
19.77%
-19.77
-19.77%
Capital Adequacy Ratio (Tier 1)
0.00%
17.79%
-17.79
-17.79%
Provision Coverage Ratio (%)
0.00%
70.00%
-70.00
-70.00%
Amount of Gross NPAs
175.32
34,250.62
-34,075.30
-99.49%
Amount of Net NPAs
85.44
10,308.54
-10,223.10
-99.17%
% of Net NPAs
1.29%
0.41%
0.88
0.88%
% of Gross NPAs
2.61%
1.36%
1.25
1.25%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
182.00
20,993.00
-20,811.00
-99.13%
Number of Branches
180.00
9,092.00
-8,912.00
-98.02%
Half Yearly - Interest Earned
Interest Earned 442.07 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 14.53% vs 20.34% in Sep 2023
Half Yearly - Net Profit
Net Profit 63.36 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 16.49% vs 32.37% in Sep 2023
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 90.79 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 20.44% vs 12.09% in Sep 2023
Half Yearly - % of Net NPAs
% of Net NPAs 1.29%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.07% vs 0.01% in Sep 2023
Half Yearly - % of Gross NPAs
% of Gross NPAs 2.61%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.12% vs 0.13% in Sep 2023