Annual Results Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
1,206.99
1,071.23
916.64
930.75
987.59
971.49
1,013.32
Income On Investments
220.62
235.10
245.63
241.23
269.24
308.83
292.43
Interest On Balances With Rbi Other Inter Bank Funds
7.26
2.52
11.43
17.57
8.48
11.64
10.61
Interest / Discount On Advances / Bills
962.45
825.42
650.12
658.52
694.26
634.03
692.22
Others
16.66
8.19
9.46
13.43
15.61
16.99
18.06
Other Income
152.56
74.52
169.12
122.22
112.85
52.73
102.47
Total Income
1,359.55
1,145.75
1,085.76
1,052.97
1,100.44
1,024.22
1,115.79
Interest Expended
748.54
595.48
554.32
601.10
614.41
624.72
667.52
Net Interest Income
458.45
475.75
362.32
329.65
373.18
346.77
345.80
Total Expenditure (Excl Depreciation)
541.75
427.07
397.14
366.04
324.06
304.57
302.09
Employee Cost
331.20
247.25
234.61
225.37
184.62
161.43
163.58
Other Operating Expenses
210.55
179.82
162.53
140.67
139.44
143.14
138.51
Operating Profit Before Provisions and Contingencies
69.26
123.20
134.30
85.83
161.97
94.93
146.18
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
-1.22
91.59
97.21
43.20
115.89
83.26
171.05
Profit Before Tax
70.48
31.61
37.09
42.63
46.08
11.67
-24.87
Tax
12.66
-17.75
1.19
5.44
-19.70
0.00
0.00
Profit After Tax
57.82
49.36
35.90
37.19
65.78
11.67
-24.87
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
57.82
49.36
35.90
37.19
65.78
11.67
-24.87
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
617.38
548.03
508.92
472.43
434.75
368.44
356.23
Earnings per share (EPS)
1.85
1.58
1.15
1.19
2.11
0.46
-0.8
Diluted Earnings per share
1.86
1.58
1.15
1.19
2.11
0.46
-0.79
Operating Profit Margin (Excl OI)
55.22%
51.58%
46.07%
56.03%
55.45%
60.08%
53.31%
Gross Profit Margin
5.84%
2.95%
4.05%
4.58%
4.67%
1.2%
-2.45%
PAT Margin
4.79%
4.61%
3.92%
4.0%
6.66%
1.2%
-2.45%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
3.0%
2.9%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
30.66%
31.91%
0.0%
33.0%
0.0%
32.0%
31.0%
CASA Amount
4,381.00
4,260.00
4,252.00
3,908.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
12.71%
12.32%
12.98%
14.47%
14.41%
13.75%
13.87%
Capital Adequacy Ratio (Tier 1)
11.36%
10.55%
10.31%
11.31%
0.0%
10.57%
10.6%
Provision Coverage Ratio (%)
88.32%
90.61%
80.64%
74.2%
89.87%
84.72%
80.02%
Amount of Gross NPAs
421.21
511.14
533.54
657.21
401.22
495.84
469.30
Amount of Net NPAs
126.47
109.20
232.16
322.92
100.94
151.71
194.65
% of Net NPAs
1.25%
1.16%
2.85%
4.58%
1.55%
2.41%
3.19%
% of Gross NPAs
4.05%
5.19%
6.32%
9.23%
5.9%
7.47%
7.35%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
282.0
270.0
258.0
257.0
0.0
346.0
346.0
Number of Branches
261.0
253.0
249.0
245.0
0.0
250.0
258.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 12.67% vs 16.86% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 17.14% vs 37.49% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is -43.78% vs -8.27% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is 0.09% vs -1.69% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -1.14% vs -1.13% in Mar 2023
Compare Annual Results Of Dhanlaxmi Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
1,206.99
2,58,340.56
-2,57,133.57
-99.53%
Income On Investments
220.62
44,364.28
-44,143.66
-99.5%
Interest On Balances With Rbi Other Inter Bank Funds
7.26
2,040.47
-2,033.21
-99.64%
Interest / Discount On Advances / Bills
962.45
2,07,220.01
-2,06,257.56
-99.54%
Others
16.66
4,715.80
-4,699.14
-99.65%
Other Income
152.56
49,240.99
-49,088.43
-99.69%
Total Income
1,359.55
3,07,581.55
-3,06,222.00
-99.56%
Interest Expended
748.54
1,49,808.10
-1,49,059.56
-99.5%
Net Interest Income
458.45
1,08,532.46
-1,08,074.01
-99.58%
Total Expenditure (Excl Depreciation)
541.75
63,386.01
-62,844.26
-99.15%
Employee Cost
331.20
22,240.21
-21,909.01
-98.51%
Other Operating Expenses
210.55
41,145.80
-40,935.25
-99.49%
Operating Profit Before Provisions and Contingencies
69.26
94,387.44
-94,318.18
-99.93%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
-1.22
23,492.14
-23,493.36
-100.01%
Profit Before Tax
70.48
70,895.30
-70,824.82
-99.9%
Tax
12.66
10,083.03
-10,070.37
-99.87%
Profit After Tax
57.82
60,812.27
-60,754.45
-99.9%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
57.82
60,812.27
-60,754.45
-99.9%
Face Value
10.00
1.00
0.00
Reserves
617.38
4,36,833.39
-4,36,216.01
-99.86%
Earnings per share (EPS)
1.85
80.05
-78.20
-97.69%
Diluted Earnings per share
1.86
85.44
-83.58
-97.82%
Operating Profit Margin (Excl OI)
55.22%
66.37%
0.00
-11.15%
Gross Profit Margin
5.84%
27.44%
0.00
-21.60%
PAT Margin
4.79%
23.54%
0.00
-18.75%
Net Interest Margin
0.00%
3.40%
-3.40
-3.40%
Return on Assets
0.00%
1.98%
-1.98
-1.98%
CASA (%)
30.66%
38.00%
-7.34
-7.34%
CASA Amount
4,381.00
9,08,700.00
-9,04,319.00
-99.52%
Capital Adequacy Ratio (Total)
12.71%
18.80%
-6.09
-6.09%
Capital Adequacy Ratio (Tier 1)
11.36%
16.79%
-5.43
-5.43%
Provision Coverage Ratio (%)
88.32%
74.00%
14.32
14.32%
Amount of Gross NPAs
421.21
31,173.32
-30,752.11
-98.65%
Amount of Net NPAs
126.47
8,091.74
-7,965.27
-98.44%
% of Net NPAs
1.25%
0.33%
0.92
0.92%
% of Gross NPAs
4.05%
1.24%
2.81
2.81%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
282.00
20,938.00
-20,656.00
-98.65%
Number of Branches
261.00
8,738.00
-8,477.00
-97.01%
Annual - Interest Earned
Interest Earned 1206.99 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 12.67% vs 16.86% in Mar 2023
Annual - Net Profit
Net Profit 57.82 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 17.14% vs 37.49% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 69.26 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is -43.78% vs -8.27% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 1.25%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is 0.09% vs -1.69% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 4.05%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -1.14% vs -1.13% in Mar 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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