down arrow

Dhanlaxmi Bank

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE680A01011
  • NSEID: DHANBANK
  • BSEID: 532180
INR
28.49
0.49 (1.75%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 2.73 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Rs cr
Standalone Nine Monthly Results
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Dec'18
Interest Earned
969.26
900.76
797.13
681.74
717.98
744.65
729.64
Income On Investments
166.00
161.92
176.81
183.87
180.01
204.25
234.06
Interest On Balances With Rbi Other Inter Bank Funds
9.90
4.44
1.25
10.32
15.13
4.36
7.92
Interest / Discount On Advances / Bills
778.91
720.03
613.21
480.36
512.24
524.55
474.56
Others
14.45
14.37
5.86
7.19
10.60
11.49
13.10
Other Income
126.11
111.49
37.13
100.19
112.07
74.80
25.61
Total Income
1,095.37
1,012.25
834.26
781.93
830.05
819.45
755.25
Interest Expended
620.20
547.17
436.53
415.84
459.61
457.01
469.86
Net Interest Income
349.06
353.59
360.60
265.90
258.37
287.64
259.78
Total Expenditure (Excl Depreciation)
418.75
367.23
313.09
295.66
261.25
240.25
234.34
Employee Cost
242.59
214.83
183.19
177.46
159.81
135.34
128.47
Other Operating Expenses
176.16
152.40
129.90
118.20
101.44
104.91
105.87
Operating Profit Before Provisions and Contingencies
56.42
97.85
84.64
70.43
109.19
122.19
51.05
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
11.98
38.08
73.45
57.95
77.28
59.00
66.99
Profit Before Tax
44.44
59.77
11.19
12.48
31.91
63.19
-15.94
Tax
6.78
5.26
0.00
0.00
0.00
0.00
0.00
Profit After Tax
37.66
54.51
11.19
12.48
31.91
63.19
-15.94
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
37.66
54.51
11.19
12.48
31.91
63.19
-15.94
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
0.78
0.12
0.86
0.08
0.47
0.84
0.67
Operating Profit Margin (Excl OI)
56.8%
59.23%
60.72%
56.63%
63.61%
67.74%
67.88%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
3.89%
6.05%
1.4%
1.83%
4.44%
8.49%
-2.18%
Net Interest Margin
0.0%
0.0%
3.65%
0.0%
0.0%
3.31%
2.97%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
30.0%
31.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
12.79%
12.37%
12.52%
13.13%
14.16%
13.55%
13.52%
Capital Adequacy Ratio (Tier 1)
0.0%
10.75%
10.28%
0.0%
0.0%
10.36%
10.26%
Provision Coverage Ratio (%)
0.0%
88.64%
86.58%
0.0%
0.0%
89.31%
82.75%
Amount of Gross NPAs
401.11
495.65
539.11
569.87
395.02
490.47
507.95
Amount of Net NPAs
95.06
126.25
161.08
277.72
72.40
105.21
173.58
% of Net NPAs
0.86%
1.27%
1.82%
3.83%
1.11%
1.62%
2.93%
% of Gross NPAs
3.53%
4.81%
5.83%
7.55%
5.78%
7.13%
8.11%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
279.0
265.0
0.0
0.0
346.0
346.0
Number of Branches
0.0
259.0
249.0
0.0
0.0
247.0
250.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2024 is 7.6% vs 13.0% in Dec 2023

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2024 is -30.91% vs 387.13% in Dec 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2024 is -42.34% vs 15.61% in Dec 2023

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2024 is -0.41% vs -0.55% in Dec 2023

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2024 is -1.28% vs -1.02% in Dec 2023

Compare Nine Monthly Results Of Dhanlaxmi Bank With
Markets Mojo
Figures in Rs cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
969.26
2,23,056.93
-2,22,087.67
-99.57%
Income On Investments
166.00
38,892.52
-38,726.52
-99.57%
Interest On Balances With Rbi Other Inter Bank Funds
9.90
1,905.19
-1,895.29
-99.48%
Interest / Discount On Advances / Bills
778.91
1,78,028.64
-1,77,249.73
-99.56%
Others
14.45
4,230.58
-4,216.13
-99.66%
Other Income
126.11
33,604.40
-33,478.29
-99.62%
Total Income
1,095.37
2,56,661.33
-2,55,565.96
-99.57%
Interest Expended
620.20
1,32,452.64
-1,31,832.44
-99.53%
Net Interest Income
349.06
90,604.29
-90,255.23
-99.61%
Total Expenditure (Excl Depreciation)
418.75
50,617.91
-50,199.16
-99.17%
Employee Cost
242.59
17,784.59
-17,542.00
-98.64%
Other Operating Expenses
176.16
32,833.32
-32,657.16
-99.46%
Operating Profit Before Provisions and Contingencies
56.42
73,590.78
-73,534.36
-99.92%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
11.98
8,456.37
-8,444.39
-99.86%
Profit Before Tax
44.44
65,134.41
-65,089.97
-99.93%
Tax
6.78
15,403.19
-15,396.41
-99.96%
Profit After Tax
37.66
49,731.22
-49,693.56
-99.92%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
37.66
49,731.22
-49,693.56
-99.92%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
0.00%
0.00%
0.00
0.00%
PAT Margin
3.89%
22.30%
0.00
-18.41%
Net Interest Margin
0.00%
3.43%
-3.43
-3.43%
Return on Assets
0.00%
0.47%
-0.47
-0.47%
CASA (%)
0.00%
34.00%
-34.00
-34.00%
CASA Amount
0.00
8,72,700.00
-8,72,700.00
-100.0%
Capital Adequacy Ratio (Total)
12.79%
19.97%
-7.18
-7.18%
Capital Adequacy Ratio (Tier 1)
0.00%
18.03%
-18.03
-18.03%
Provision Coverage Ratio (%)
0.00%
68.00%
-68.00
-68.00%
Amount of Gross NPAs
401.11
36,018.58
-35,617.47
-98.89%
Amount of Net NPAs
95.06
11,587.54
-11,492.48
-99.18%
% of Net NPAs
0.86%
0.46%
0.40
0.40%
% of Gross NPAs
3.53%
1.42%
2.11
2.11%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
21,049.00
-21,049.00
-100.0%
Number of Branches
0.00
9,143.00
-9,143.00
-100.0%
Nine Monthly - Interest Earned
Interest Earned 969.26 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 7.6% vs 13.0% in Dec 2023

Nine Monthly - Net Profit
Net Profit 37.66 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is -30.91% vs 387.13% in Dec 2023

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 56.42 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is -42.34% vs 15.61% in Dec 2023

Nine Monthly - % of Net NPAs
% of Net NPAs 0.86%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.41% vs -0.55% in Dec 2023

Nine Monthly - % of Gross NPAs
% of Gross NPAs 3.53%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is -1.28% vs -1.02% in Dec 2023