Half Yearly Results Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Mar'19
Interest Earned
634.67
593.04
520.87
447.11
480.62
493.77
486.92
Income On Investments
116.17
107.00
117.80
117.11
122.73
138.13
149.81
Interest On Balances With Rbi Other Inter Bank Funds
3.18
2.73
0.62
8.13
8.88
2.44
6.78
Interest / Discount On Advances / Bills
503.02
470.97
398.40
316.90
341.55
345.44
322.46
Others
12.30
12.34
4.05
4.97
7.46
7.76
7.88
Other Income
83.91
75.79
1.21
65.66
63.22
39.83
54.20
Total Income
718.58
668.83
522.08
512.77
543.84
533.60
541.13
Interest Expended
413.95
353.45
287.13
276.95
312.90
303.03
308.72
Net Interest Income
220.72
239.59
233.74
170.16
167.72
190.74
178.20
Total Expenditure (Excl Depreciation)
274.79
239.84
204.62
193.71
153.97
154.01
151.46
Employee Cost
160.22
141.60
120.97
117.40
89.54
85.21
76.27
Other Operating Expenses
114.57
98.24
83.65
76.31
64.43
68.80
75.19
Operating Profit Before Provisions and Contingencies
29.84
75.54
30.33
42.11
76.97
76.56
80.95
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
5.28
18.82
40.87
31.66
56.87
34.65
36.44
Profit Before Tax
24.56
56.72
-10.54
10.45
20.10
41.91
44.51
Tax
6.75
5.26
0.00
0.00
0.00
0.00
0.00
Profit After Tax
17.81
51.46
-10.54
10.45
20.10
41.91
44.51
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
17.81
51.46
-10.54
10.45
20.10
41.91
44.51
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
0.57
1.65
-0.42
0.41
0.79
1.66
1.76
Diluted Earnings per share
0.57
1.65
-0.42
0.41
0.79
1.66
0.0
Operating Profit Margin (Excl OI)
55.87%
56.38%
52.87%
49.59%
56.13%
61.79%
61.41%
Gross Profit Margin
3.87%
9.56%
-2.02%
2.34%
4.18%
8.49%
72.54%
PAT Margin
2.81%
8.68%
-2.02%
2.34%
4.18%
8.49%
9.14%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
31.66%
31.06%
0.0%
0.0%
0.0%
32.0%
0.0%
CASA Amount
4,633.00
4,291.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
13.06%
12.23%
12.32%
13.64%
13.72%
13.77%
0.0%
Capital Adequacy Ratio (Tier 1)
12.1%
10.56%
0.0%
0.0%
0.0%
10.53%
0.0%
Provision Coverage Ratio (%)
88.8%
89.11%
0.0%
0.0%
0.0%
89.16%
0.0%
Amount of Gross NPAs
421.26
552.59
549.75
604.15
448.72
476.08
495.84
Amount of Net NPAs
120.32
127.34
202.85
329.55
111.45
105.34
151.71
% of Net NPAs
1.12%
1.29%
2.32%
4.92%
1.66%
1.65%
2.41%
% of Gross NPAs
3.82%
5.36%
6.04%
8.67%
6.36%
7.06%
7.47%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
282.0
275.0
0.0
0.0
0.0
346.0
0.0
Number of Branches
261.0
255.0
0.0
0.0
0.0
250.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2024 is 7.02% vs 13.86% in Sep 2023
Net Profit
Growth in half year ended Sep 2024 is -65.39% vs 588.24% in Sep 2023
Operating Profit (PBDIT)
Growth in half year ended Sep 2024 is -60.50% vs 149.06% in Sep 2023
% of Net NPAs
Growth in half year ended Sep 2024 is -0.17% vs -1.03% in Sep 2023
% of Gross NPAs
Growth in half year ended Sep 2024 is -1.54% vs -0.68% in Sep 2023
Compare Half Yearly Results Of Dhanlaxmi Bank With
Figures in Rs cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
634.67
1,47,050.05
-1,46,415.38
-99.57%
Income On Investments
116.17
25,175.42
-25,059.25
-99.54%
Interest On Balances With Rbi Other Inter Bank Funds
3.18
1,147.63
-1,144.45
-99.72%
Interest / Discount On Advances / Bills
503.02
1,18,104.69
-1,17,601.67
-99.57%
Others
12.30
2,622.31
-2,610.01
-99.53%
Other Income
83.91
22,150.84
-22,066.93
-99.62%
Total Income
718.58
1,69,200.89
-1,68,482.31
-99.58%
Interest Expended
413.95
87,099.01
-86,685.06
-99.52%
Net Interest Income
220.72
59,951.04
-59,730.32
-99.63%
Total Expenditure (Excl Depreciation)
274.79
33,511.50
-33,236.71
-99.18%
Employee Cost
160.22
11,834.18
-11,673.96
-98.65%
Other Operating Expenses
114.57
21,677.32
-21,562.75
-99.47%
Operating Profit Before Provisions and Contingencies
29.84
48,590.38
-48,560.54
-99.94%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
5.28
5,302.52
-5,297.24
-99.9%
Profit Before Tax
24.56
43,287.86
-43,263.30
-99.94%
Tax
6.75
10,292.14
-10,285.39
-99.93%
Profit After Tax
17.81
32,995.72
-32,977.91
-99.95%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
17.81
32,995.72
-32,977.91
-99.95%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
0.57
43.24
-42.67
-98.68%
Diluted Earnings per share
0.57
43.17
-42.60
-98.68%
Operating Profit Margin (Excl OI)
55.87%
73.60%
0.00
-17.73%
Gross Profit Margin
3.87%
29.44%
0.00
-25.57%
PAT Margin
2.81%
22.44%
0.00
-19.63%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
0.96%
-0.96
-0.96%
CASA (%)
31.66%
35.00%
-3.34
-3.34%
CASA Amount
4,633.00
8,83,500.00
-8,78,867.00
-99.48%
Capital Adequacy Ratio (Total)
13.06%
19.77%
-6.71
-6.71%
Capital Adequacy Ratio (Tier 1)
12.10%
17.79%
-5.69
-5.69%
Provision Coverage Ratio (%)
88.80%
70.00%
18.80
18.80%
Amount of Gross NPAs
421.26
34,250.62
-33,829.36
-98.77%
Amount of Net NPAs
120.32
10,308.54
-10,188.22
-98.83%
% of Net NPAs
1.12%
0.41%
0.71
0.71%
% of Gross NPAs
3.82%
1.36%
2.46
2.46%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
282.00
20,993.00
-20,711.00
-98.66%
Number of Branches
261.00
9,092.00
-8,831.00
-97.13%
Half Yearly - Interest Earned
Interest Earned 634.67 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 7.02% vs 13.86% in Sep 2023
Half Yearly - Net Profit
Net Profit 17.81 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is -65.39% vs 588.24% in Sep 2023
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 29.84 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is -60.50% vs 149.06% in Sep 2023
Half Yearly - % of Net NPAs
% of Net NPAs 1.12%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.17% vs -1.03% in Sep 2023
Half Yearly - % of Gross NPAs
% of Gross NPAs 3.82%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -1.54% vs -0.68% in Sep 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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