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Dhanlaxmi Bank

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE680A01011
  • NSEID: DHANBANK
  • BSEID: 532180
INR
28.49
0.49 (1.75%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 2.73 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Rs cr
Standalone Quarterly Results
Dec'24
Sep'24
Jun'24
Mar'24
Dec'23
Sep'23
Jun'23
Interest Earned
334.59
328.83
305.84
306.23
307.72
303.90
289.14
Income On Investments
49.83
58.06
58.11
58.70
54.92
52.64
54.36
Interest On Balances With Rbi Other Inter Bank Funds
6.72
2.30
0.88
2.82
1.71
2.10
0.63
Interest / Discount On Advances / Bills
275.89
258.08
244.94
242.42
249.06
238.62
232.35
Others
2.15
10.39
1.91
2.29
2.03
10.54
1.80
Other Income
42.20
51.81
32.10
41.07
35.70
23.53
52.26
Total Income
376.79
380.64
337.94
347.30
343.42
327.43
341.40
Interest Expended
206.25
208.00
205.95
201.37
193.72
182.94
170.51
Net Interest Income
128.34
120.83
99.89
104.86
114.00
120.96
118.63
Total Expenditure (Excl Depreciation)
143.96
139.51
135.28
163.37
127.39
126.89
112.95
Employee Cost
82.37
79.96
80.26
105.22
73.23
76.99
64.61
Other Operating Expenses
61.59
59.55
55.02
58.15
54.16
49.90
48.34
Operating Profit Before Provisions and Contingencies
26.58
33.13
-3.29
-17.44
22.31
17.60
57.94
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
6.70
0.57
4.71
-28.15
19.26
-8.82
27.64
Profit Before Tax
19.88
32.56
-8.00
10.71
3.05
26.42
30.30
Tax
0.03
6.75
0.00
7.40
0.00
3.26
2.00
Profit After Tax
19.85
25.81
-8.00
3.31
3.05
23.16
28.30
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
19.85
25.81
-8.00
3.31
3.05
23.16
28.30
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
0.78
0.83
-0.32
0.11
0.12
0.74
1.12
Diluted Earnings per share
0.78
0.83
-0.32
0.11
0.12
0.75
1.12
Operating Profit Margin (Excl OI)
54.97%
57.4%
54.23%
55.84%
52.34%
61.15%
51.38%
Gross Profit Margin
5.94%
9.9%
-2.62%
3.5%
0.99%
8.69%
10.48%
PAT Margin
5.93%
7.85%
-2.62%
1.08%
0.99%
7.62%
9.79%
Net Interest Margin
0.0%
3.25%
0.0%
3.22%
0.0%
3.44%
3.4%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
31.66%
0.0%
30.66%
0.0%
31.06%
31.65%
CASA Amount
0.00
4,633.00
0.00
4,381.00
0.00
4,291.00
4,242.00
Capital Adequacy Ratio (Total)
12.79%
13.06%
13.37%
12.71%
12.37%
12.23%
12.57%
Capital Adequacy Ratio (Tier 1)
0.0%
12.1%
0.0%
11.36%
10.75%
10.56%
10.79%
Provision Coverage Ratio (%)
0.0%
88.8%
0.0%
88.32%
88.64%
89.11%
90.79%
Amount of Gross NPAs
401.11
421.26
430.16
421.21
495.65
552.59
523.38
Amount of Net NPAs
95.06
120.32
130.61
126.47
126.25
127.34
105.18
% of Net NPAs
0.86%
1.12%
1.26%
1.25%
1.27%
1.29%
1.09%
% of Gross NPAs
3.53%
3.82%
4.04%
4.05%
4.81%
5.36%
5.21%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
282.0
0.0
282.0
279.0
275.0
273.0
Number of Branches
0.0
261.0
0.0
261.0
259.0
255.0
255.0
Quarterly Analysis Highlights - YoY
stock-summary

Interest Earned

YoY Growth in quarter ended Dec 2024 is 8.73% vs 11.39% in Dec 2023

stock-summary

Net Profit

YoY Growth in quarter ended Dec 2024 is 550.82% vs -85.96% in Dec 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in quarter ended Dec 2024 is 19.14% vs -58.92% in Dec 2023

stock-summary

% of Net NPAs

YoY Growth in quarter ended Dec 2024 is -0.41% vs -0.55% in Dec 2023

stock-summary

% of Gross NPAs

YoY Growth in quarter ended Dec 2024 is -1.28% vs -1.02% in Dec 2023

Compare Quarterly Results Of Dhanlaxmi Bank With
Markets Mojo
Figures in Rs cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
334.59
76,006.88
-75,672.29
-99.56%
Income On Investments
49.83
13,717.10
-13,667.27
-99.64%
Interest On Balances With Rbi Other Inter Bank Funds
6.72
757.56
-750.84
-99.11%
Interest / Discount On Advances / Bills
275.89
59,923.95
-59,648.06
-99.54%
Others
2.15
1,608.27
-1,606.12
-99.87%
Other Income
42.20
11,453.56
-11,411.36
-99.63%
Total Income
376.79
87,460.44
-87,083.65
-99.57%
Interest Expended
206.25
45,353.63
-45,147.38
-99.55%
Net Interest Income
128.34
30,653.25
-30,524.91
-99.58%
Total Expenditure (Excl Depreciation)
143.96
17,106.41
-16,962.45
-99.16%
Employee Cost
82.37
5,950.41
-5,868.04
-98.62%
Other Operating Expenses
61.59
11,156.00
-11,094.41
-99.45%
Operating Profit Before Provisions and Contingencies
26.58
25,000.40
-24,973.82
-99.89%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
6.70
3,153.85
-3,147.15
-99.79%
Profit Before Tax
19.88
21,846.55
-21,826.67
-99.91%
Tax
0.03
5,111.05
-5,111.02
-100.0%
Profit After Tax
19.85
16,735.50
-16,715.65
-99.88%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
19.85
16,735.50
-16,715.65
-99.88%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
0.78
21.88
-21.10
-96.44%
Diluted Earnings per share
0.78
21.80
-21.02
-96.42%
Operating Profit Margin (Excl OI)
54.97%
73.34%
0.00
-18.37%
Gross Profit Margin
5.94%
28.74%
0.00
-22.80%
PAT Margin
5.93%
22.02%
0.00
-16.09%
Net Interest Margin
0.00%
3.43%
-3.43
-3.43%
Return on Assets
0.00%
0.47%
-0.47
-0.47%
CASA (%)
0.00%
34.00%
-34.00
-34.00%
CASA Amount
0.00
8,72,700.00
-8,72,700.00
-100.0%
Capital Adequacy Ratio (Total)
12.79%
19.97%
-7.18
-7.18%
Capital Adequacy Ratio (Tier 1)
0.00%
18.03%
-18.03
-18.03%
Provision Coverage Ratio (%)
0.00%
68.00%
-68.00
-68.00%
Amount of Gross NPAs
401.11
36,018.58
-35,617.47
-98.89%
Amount of Net NPAs
95.06
11,587.54
-11,492.48
-99.18%
% of Net NPAs
0.86%
0.46%
0.40
0.40%
% of Gross NPAs
3.53%
1.42%
2.11
2.11%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
21,049.00
-21,049.00
-100.0%
Number of Branches
0.00
9,143.00
-9,143.00
-100.0%
Quarterly - Interest Earned
Interest Earned 334.59 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is 1.75% vs 7.52% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 8.73% vs 11.39% in Dec 2023

Quarterly - Net Profit
Net Profit 19.85 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is -23.09% vs 422.62% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 550.82% vs -85.96% in Dec 2023

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 26.58 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is -19.77% vs 1,106.99% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 19.14% vs -58.92% in Dec 2023

Quarterly - % of Net NPAs
% of Net NPAs 0.86%
in Dec 2024

Figures in Rs %
stock-summary

QoQ Growth in quarter ended Dec 2024 is -0.26% vs -0.14% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is -0.41% vs -0.55% in Dec 2023

Quarterly - % of Gross NPAs
% of Gross NPAs 3.53%
in Dec 2024

Figures in Rs %
stock-summary

QoQ Growth in quarter ended Dec 2024 is -0.29% vs -0.22% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is -1.28% vs -1.02% in Dec 2023