Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
1,42,890.94
1,09,231.34
86,374.55
79,118.27
74,798.32
63,401.19
54,965.89
Income On Investments
28,630.99
20,888.46
16,409.27
16,539.78
14,673.21
12,796.88
11,568.17
Interest On Balances With Rbi Other Inter Bank Funds
1,791.39
1,850.51
1,560.83
1,631.91
682.15
736.09
663.37
Interest / Discount On Advances / Bills
1,10,943.93
83,942.97
63,833.56
57,288.81
57,551.11
47,942.62
40,866.21
Others
1,524.63
2,549.40
4,570.89
3,657.77
1,891.85
1,925.60
1,868.14
Other Income
22,957.77
19,831.45
18,517.53
18,968.53
16,448.62
14,512.17
17,419.63
Total Income
1,65,848.71
1,29,062.79
1,04,892.08
98,086.80
91,246.94
77,913.36
72,385.52
Interest Expended
68,585.22
47,102.74
38,908.45
40,128.84
41,531.25
36,386.40
31,940.05
Net Interest Income
74,305.72
62,128.60
47,466.10
38,989.43
33,267.07
27,014.79
23,025.84
Total Expenditure (Excl Depreciation)
39,132.73
32,873.24
26,733.32
21,560.83
21,614.41
18,089.06
15,703.94
Employee Cost
15,141.99
12,059.93
9,672.75
8,091.78
8,271.24
6,808.24
5,913.95
Other Operating Expenses
23,990.74
20,813.31
17,060.57
13,469.05
13,343.17
11,280.82
9,789.99
Operating Profit Before Provisions and Contingencies
58,130.76
49,086.81
39,250.31
36,397.13
28,101.28
23,437.90
24,741.53
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,642.93
6,665.58
8,641.42
16,214.41
14,053.24
19,661.14
17,306.98
Profit Before Tax
54,487.83
42,421.23
30,608.89
20,182.72
14,048.04
3,776.76
7,434.55
Tax
13,599.56
10,524.73
7,269.40
3,990.04
6,117.23
413.46
657.13
Profit After Tax
40,888.27
31,896.50
23,339.49
16,192.68
7,930.81
3,363.30
6,777.42
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
40,888.27
31,896.50
23,339.49
16,192.68
7,930.81
3,363.30
6,777.42
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
2,32,505.97
1,95,495.25
1,65,659.93
1,43,029.08
1,12,091.29
1,04,029.40
1,00,864.37
Earnings per share (EPS)
58.22
45.67
33.58
23.41
12.25
5.22
10.54
Diluted Earnings per share
57.33
44.89
32.98
23.67
12.08
5.17
10.46
Operating Profit Margin (Excl OI)
70.06%
63.8%
59.04%
52.25%
52.31%
40.46%
39.94%
Gross Profit Margin
38.13%
38.84%
35.44%
25.51%
18.78%
5.96%
13.53%
PAT Margin
28.62%
29.2%
27.02%
20.47%
10.6%
5.3%
12.33%
Net Interest Margin
4.53%
4.48%
3.96%
3.69%
3.73%
3.42%
3.23%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
38.9%
43.6%
45.2%
42.0%
42.3%
44.6%
51.7%
CASA Amount
5,95,872.00
5,41,262.00
5,18,437.00
4,31,623.00
3,47,818.00
3,23,940.00
2,89,925.00
Capital Adequacy Ratio (Total)
16.33%
18.34%
19.16%
19.12%
16.11%
16.89%
18.42%
Capital Adequacy Ratio (Tier 1)
15.6%
17.6%
18.35%
18.06%
14.72%
15.09%
15.92%
Provision Coverage Ratio (%)
80.3%
82.8%
79.2%
77.7%
75.7%
80.7%
60.5%
Amount of Gross NPAs
27,961.68
31,183.70
33,919.52
41,373.42
41,409.16
46,291.63
54,062.51
Amount of Net NPAs
5,377.79
5,155.07
6,960.89
9,180.20
10,113.86
13,577.43
27,886.27
% of Net NPAs
0.42%
0.48%
0.76%
1.14%
1.41%
2.06%
4.77%
% of Gross NPAs
2.16%
2.81%
3.6%
4.96%
5.53%
6.7%
8.84%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
17190.0
16650.0
13626.0
14136.0
15688.0
14987.0
14367.0
Number of Branches
6523.0
5900.0
5418.0
5266.0
5324.0
4874.0
4867.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 30.81% vs 26.46% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 28.19% vs 36.66% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 18.42% vs 25.06% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is -0.06% vs -0.28% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -0.65% vs -0.79% in Mar 2023
Compare Annual Results Of ICICI Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
1,42,890.94
2,58,340.56
-1,15,449.62
-44.69%
Income On Investments
28,630.99
44,364.28
-15,733.29
-35.46%
Interest On Balances With Rbi Other Inter Bank Funds
1,791.39
2,040.47
-249.08
-12.21%
Interest / Discount On Advances / Bills
1,10,943.93
2,07,220.01
-96,276.08
-46.46%
Others
1,524.63
4,715.80
-3,191.17
-67.67%
Other Income
22,957.77
49,240.99
-26,283.22
-53.38%
Total Income
1,65,848.71
3,07,581.55
-1,41,732.84
-46.08%
Interest Expended
68,585.22
1,49,808.10
-81,222.88
-54.22%
Net Interest Income
74,305.72
1,08,532.46
-34,226.74
-31.54%
Total Expenditure (Excl Depreciation)
39,132.73
63,386.01
-24,253.28
-38.26%
Employee Cost
15,141.99
22,240.21
-7,098.22
-31.92%
Other Operating Expenses
23,990.74
41,145.80
-17,155.06
-41.69%
Operating Profit Before Provisions and Contingencies
58,130.76
94,387.44
-36,256.68
-38.41%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,642.93
23,492.14
-19,849.21
-84.49%
Profit Before Tax
54,487.83
70,895.30
-16,407.47
-23.14%
Tax
13,599.56
10,083.03
3,516.53
34.88%
Profit After Tax
40,888.27
60,812.27
-19,924.00
-32.76%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
40,888.27
60,812.27
-19,924.00
-32.76%
Face Value
2.00
1.00
0.00
Reserves
2,32,505.97
4,36,833.39
-2,04,327.42
-46.77%
Earnings per share (EPS)
58.22
80.05
-21.83
-27.27%
Diluted Earnings per share
57.33
85.44
-28.11
-32.9%
Operating Profit Margin (Excl OI)
70.06%
66.37%
0.00
3.69%
Gross Profit Margin
38.13%
27.44%
0.00
10.69%
PAT Margin
28.62%
23.54%
0.00
5.08%
Net Interest Margin
4.53%
3.40%
1.13
1.13%
Return on Assets
0.00%
1.98%
-1.98
-1.98%
CASA (%)
38.90%
38.00%
0.90
0.90%
CASA Amount
5,95,872.00
9,08,700.00
-3,12,828.00
-34.43%
Capital Adequacy Ratio (Total)
16.33%
18.80%
-2.47
-2.47%
Capital Adequacy Ratio (Tier 1)
15.60%
16.79%
-1.19
-1.19%
Provision Coverage Ratio (%)
80.30%
74.00%
6.30
6.30%
Amount of Gross NPAs
27,961.68
31,173.32
-3,211.64
-10.3%
Amount of Net NPAs
5,377.79
8,091.74
-2,713.95
-33.54%
% of Net NPAs
0.42%
0.33%
0.09
0.09%
% of Gross NPAs
2.16%
1.24%
0.92
0.92%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
17,190.00
20,938.00
-3,748.00
-17.9%
Number of Branches
6,523.00
8,738.00
-2,215.00
-25.35%
Annual - Interest Earned
Interest Earned 142890.94 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 30.81% vs 26.46% in Mar 2023
Annual - Net Profit
Net Profit 40,888.27 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 28.19% vs 36.66% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 58,130.76 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 18.42% vs 25.06% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 0.42%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.06% vs -0.28% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 2.16%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.65% vs -0.79% in Mar 2023