Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Mar'19
Interest Earned
79,533.16
68,248.00
49,704.58
41,617.05
39,546.81
36,545.36
33,573.20
Income On Investments
16,467.91
13,638.31
9,705.14
8,139.58
8,504.49
7,371.33
6,574.81
Interest On Balances With Rbi Other Inter Bank Funds
960.11
907.04
829.68
400.27
865.95
283.70
362.07
Interest / Discount On Advances / Bills
61,534.99
52,963.02
37,563.19
30,722.67
28,614.58
27,920.42
25,449.07
Others
570.15
739.63
1,606.57
2,354.53
1,561.79
969.91
1,187.25
Other Income
14,178.58
11,211.93
9,720.07
8,793.04
10,170.91
7,619.66
7,503.87
Total Income
93,711.74
79,459.93
59,424.65
50,410.09
49,717.72
44,165.02
41,077.07
Interest Expended
39,932.27
31,713.63
21,707.76
18,991.55
20,900.97
20,750.50
19,077.89
Net Interest Income
39,600.89
36,534.37
27,996.82
22,625.50
18,645.84
15,794.86
14,495.31
Total Expenditure (Excl Depreciation)
21,031.45
19,377.91
15,727.69
12,609.42
9,779.21
10,251.96
9,619.37
Employee Cost
8,506.65
7,609.08
5,737.74
4,758.98
4,133.42
4,094.62
3,632.99
Other Operating Expenses
12,524.80
11,768.83
9,989.95
7,850.44
5,645.79
6,157.34
5,986.38
Operating Profit Before Provisions and Contingencies
32,748.02
28,368.39
21,989.20
18,809.12
19,037.54
13,162.56
12,379.81
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2,565.27
1,875.07
2,788.34
5,565.17
10,589.22
6,002.60
9,695.56
Profit Before Tax
30,182.75
26,493.32
19,200.86
13,243.95
8,448.32
7,159.96
2,684.25
Tax
7,377.76
6,584.12
4,738.08
3,116.98
1,597.84
4,596.97
110.28
Profit After Tax
22,804.99
19,909.20
14,462.78
10,126.97
6,850.48
2,562.99
2,573.97
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
22,804.99
19,909.20
14,462.78
10,126.97
6,850.48
2,562.99
2,573.97
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
2,10,508.56
1,77,407.93
1,52,176.34
1,33,154.55
1,06,269.32
1,04,029.40
Earnings per share (EPS)
32.36
28.42
20.75
14.6
9.93
3.97
3.99
Diluted Earnings per share
31.86
27.96
20.38
14.34
10.3
3.91
0.0
Operating Profit Margin (Excl OI)
70.33%
68.86%
62.75%
56.33%
48.5%
55.52%
42.47%
Gross Profit Margin
37.95%
38.82%
38.63%
31.82%
21.36%
19.59%
64.82%
PAT Margin
28.67%
29.17%
29.1%
24.33%
17.32%
7.01%
7.67%
Net Interest Margin
4.31%
4.65%
4.16%
3.94%
3.63%
3.63%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
38.9%
40.8%
45.0%
44.1%
40.3%
42.2%
0.0%
CASA Amount
6,08,723.00
5,27,630.00
5,07,840.00
4,50,704.00
3,64,580.00
3,25,000.00
0.00
Capital Adequacy Ratio (Total)
15.35%
16.07%
16.93%
18.33%
18.47%
16.14%
0.0%
Capital Adequacy Ratio (Tier 1)
14.65%
15.35%
16.17%
17.34%
17.02%
14.62%
0.0%
Provision Coverage Ratio (%)
78.5%
82.6%
80.6%
80.1%
81.5%
76.1%
0.0%
Amount of Gross NPAs
27,121.15
29,836.94
32,570.86
41,437.41
38,989.19
45,638.79
46,291.63
Amount of Net NPAs
5,685.14
5,046.47
6,099.29
8,161.04
7,187.51
10,916.40
13,577.43
% of Net NPAs
0.42%
0.43%
0.61%
0.99%
1.0%
1.6%
2.29%
% of Gross NPAs
1.97%
2.48%
3.19%
4.82%
5.17%
6.37%
7.38%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
16120.0
16927.0
13254.0
14045.0
15158.0
15159.0
0.0
Number of Branches
66.0
6248.0
5614.0
5277.0
5228.0
5228.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2024 is 16.54% vs 37.31% in Sep 2023
Net Profit
Growth in half year ended Sep 2024 is 14.54% vs 37.66% in Sep 2023
Operating Profit (PBDIT)
Growth in half year ended Sep 2024 is 15.44% vs 29.01% in Sep 2023
% of Net NPAs
Growth in half year ended Sep 2024 is -0.01% vs -0.18% in Sep 2023
% of Gross NPAs
Growth in half year ended Sep 2024 is -0.51% vs -0.71% in Sep 2023
Compare Half Yearly Results Of ICICI Bank With
Figures in Rs cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
79,533.16
1,47,050.05
-67,516.89
-45.91%
Income On Investments
16,467.91
25,175.42
-8,707.51
-34.59%
Interest On Balances With Rbi Other Inter Bank Funds
960.11
1,147.63
-187.52
-16.34%
Interest / Discount On Advances / Bills
61,534.99
1,18,104.69
-56,569.70
-47.9%
Others
570.15
2,622.31
-2,052.16
-78.26%
Other Income
14,178.58
22,150.84
-7,972.26
-35.99%
Total Income
93,711.74
1,69,200.89
-75,489.15
-44.62%
Interest Expended
39,932.27
87,099.01
-47,166.74
-54.15%
Net Interest Income
39,600.89
59,951.04
-20,350.15
-33.94%
Total Expenditure (Excl Depreciation)
21,031.45
33,511.50
-12,480.05
-37.24%
Employee Cost
8,506.65
11,834.18
-3,327.53
-28.12%
Other Operating Expenses
12,524.80
21,677.32
-9,152.52
-42.22%
Operating Profit Before Provisions and Contingencies
32,748.02
48,590.38
-15,842.36
-32.6%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
2,565.27
5,302.52
-2,737.25
-51.62%
Profit Before Tax
30,182.75
43,287.86
-13,105.11
-30.27%
Tax
7,377.76
10,292.14
-2,914.38
-28.32%
Profit After Tax
22,804.99
32,995.72
-10,190.73
-30.89%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
22,804.99
32,995.72
-10,190.73
-30.89%
Face Value
2.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
32.36
43.24
-10.88
-25.16%
Diluted Earnings per share
31.86
43.17
-11.31
-26.2%
Operating Profit Margin (Excl OI)
70.33%
73.60%
0.00
-3.27%
Gross Profit Margin
37.95%
29.44%
0.00
8.51%
PAT Margin
28.67%
22.44%
0.00
6.23%
Net Interest Margin
4.31%
0.00%
4.31
4.31%
Return on Assets
0.00%
0.96%
-0.96
-0.96%
CASA (%)
38.90%
35.00%
3.90
3.90%
CASA Amount
6,08,723.00
8,83,500.00
-2,74,777.00
-31.1%
Capital Adequacy Ratio (Total)
15.35%
19.77%
-4.42
-4.42%
Capital Adequacy Ratio (Tier 1)
14.65%
17.79%
-3.14
-3.14%
Provision Coverage Ratio (%)
78.50%
70.00%
8.50
8.50%
Amount of Gross NPAs
27,121.15
34,250.62
-7,129.47
-20.82%
Amount of Net NPAs
5,685.14
10,308.54
-4,623.40
-44.85%
% of Net NPAs
0.42%
0.41%
0.01
0.01%
% of Gross NPAs
1.97%
1.36%
0.61
0.61%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
16,120.00
20,993.00
-4,873.00
-23.21%
Number of Branches
66.00
9,092.00
-9,026.00
-99.27%
Half Yearly - Interest Earned
Interest Earned 79533.16 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 16.54% vs 37.31% in Sep 2023
Half Yearly - Net Profit
Net Profit 22,804.99 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 14.54% vs 37.66% in Sep 2023
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 32,748.02 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 15.44% vs 29.01% in Sep 2023
Half Yearly - % of Net NPAs
% of Net NPAs 0.42%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.01% vs -0.18% in Sep 2023
Half Yearly - % of Gross NPAs
% of Gross NPAs 1.97%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.51% vs -0.71% in Sep 2023