Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Mar'19
Interest Earned
14,107.80
12,894.80
9,612.18
9,069.86
9,584.88
10,289.45
10,955.80
Income On Investments
4,117.16
3,664.68
2,841.52
2,311.63
2,708.36
2,952.34
3,258.02
Interest On Balances With Rbi Other Inter Bank Funds
202.44
210.42
233.76
365.74
286.19
169.41
119.74
Interest / Discount On Advances / Bills
9,681.55
8,880.69
6,035.94
6,066.05
6,006.21
6,551.40
7,066.80
Others
106.65
139.01
500.96
326.44
584.12
616.30
511.24
Other Income
2,117.99
1,741.33
2,227.44
2,707.02
1,811.34
1,865.49
1,851.20
Total Income
16,225.79
14,636.13
11,839.62
11,776.88
11,396.22
12,154.94
12,807.00
Interest Expended
6,999.51
5,830.72
4,386.55
4,710.36
6,118.07
7,200.25
7,989.66
Net Interest Income
7,108.29
7,064.08
5,225.63
4,359.50
3,466.81
3,089.20
2,966.14
Total Expenditure (Excl Depreciation)
4,144.42
3,715.02
3,193.58
2,852.22
2,971.79
2,994.31
2,696.21
Employee Cost
2,048.59
1,855.80
1,500.88
1,384.46
1,561.45
1,548.88
1,224.30
Other Operating Expenses
2,095.83
1,859.22
1,692.70
1,467.76
1,410.34
1,445.43
1,471.91
Operating Profit Before Provisions and Contingencies
5,081.86
5,090.39
4,259.49
4,214.30
2,306.36
1,960.38
2,121.13
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
111.73
962.97
1,729.95
2,415.50
1,203.33
11,973.36
15,063.51
Profit Before Tax
4,970.13
4,127.42
2,529.54
1,798.80
1,103.03
-10,012.98
-12,942.38
Tax
1,414.41
1,579.97
945.09
628.38
634.19
-2,753.30
-3,838.46
Profit After Tax
3,555.72
2,547.45
1,584.45
1,170.42
468.84
-7,259.68
-9,103.92
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
3,555.72
2,547.45
1,584.45
1,170.42
468.84
-7,259.68
-9,103.92
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
22,441.82
19,777.22
17,140.41
23,147.71
0.00
Earnings per share (EPS)
3.31
2.37
1.47
1.09
0.45
-9.38
-11.77
Diluted Earnings per share
3.31
2.37
1.47
1.09
0.45
-9.38
0.0
Operating Profit Margin (Excl OI)
69.83%
63.72%
48.78%
41.92%
56.44%
-45.47%
-62.1%
Gross Profit Margin
35.23%
32.01%
26.32%
19.83%
11.51%
-97.31%
-45.21%
PAT Margin
25.2%
19.76%
16.48%
12.9%
4.89%
-70.55%
-83.1%
Net Interest Margin
4.53%
5.07%
4.22%
3.54%
2.75%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
48.14%
51.49%
56.19%
54.64%
47.11%
0.0%
0.0%
CASA Amount
0.00
1,28,464.00
1,29,407.00
1,21,996.00
1,08,217.00
0.00
0.00
Capital Adequacy Ratio (Total)
21.98%
21.26%
19.48%
16.59%
13.67%
11.98%
0.0%
Capital Adequacy Ratio (Tier 1)
19.89%
18.86%
17.05%
14.0%
11.06%
9.27%
0.0%
Provision Coverage Ratio (%)
99.42%
99.1%
97.86%
97.27%
95.96%
0.0%
0.0%
Amount of Gross NPAs
7,653.13
8,645.23
28,722.24
34,407.79
41,090.53
52,052.78
50,027.94
Amount of Net NPAs
401.60
651.01
1,698.77
2,132.39
3,362.66
7,918.61
14,837.44
% of Net NPAs
0.2%
0.39%
1.16%
1.71%
2.67%
5.97%
10.11%
% of Gross NPAs
3.68%
4.9%
16.51%
21.85%
25.08%
29.43%
27.47%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2024 is 9.41% vs 34.15% in Sep 2023
Net Profit
Growth in half year ended Sep 2024 is 39.58% vs 60.78% in Sep 2023
Operating Profit (PBDIT)
Growth in half year ended Sep 2024 is -0.17% vs 19.51% in Sep 2023
% of Net NPAs
Growth in half year ended Sep 2024 is -0.19% vs -0.77% in Sep 2023
% of Gross NPAs
Growth in half year ended Sep 2024 is -1.22% vs -11.61% in Sep 2023
Compare Half Yearly Results Of IDBI Bank With
Figures in Rs cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
14,107.80
53,072.82
-38,965.02
-73.42%
Income On Investments
4,117.16
11,607.41
-7,490.25
-64.53%
Interest On Balances With Rbi Other Inter Bank Funds
202.44
2,534.17
-2,331.73
-92.01%
Interest / Discount On Advances / Bills
9,681.55
38,742.55
-29,061.00
-75.01%
Others
106.65
188.69
-82.04
-43.48%
Other Income
2,117.99
9,837.26
-7,719.27
-78.47%
Total Income
16,225.79
62,910.08
-46,684.29
-74.21%
Interest Expended
6,999.51
34,613.47
-27,613.96
-79.78%
Net Interest Income
7,108.29
18,459.35
-11,351.06
-61.49%
Total Expenditure (Excl Depreciation)
4,144.42
12,398.54
-8,254.12
-66.57%
Employee Cost
2,048.59
7,130.70
-5,082.11
-71.27%
Other Operating Expenses
2,095.83
5,267.84
-3,172.01
-60.21%
Operating Profit Before Provisions and Contingencies
5,081.86
15,898.07
-10,816.21
-68.03%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
111.73
4,468.01
-4,356.28
-97.5%
Profit Before Tax
4,970.13
11,430.06
-6,459.93
-56.52%
Tax
1,414.41
3,031.47
-1,617.06
-53.34%
Profit After Tax
3,555.72
8,398.59
-4,842.87
-57.66%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
3,555.72
8,398.59
-4,842.87
-57.66%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
3.31
11.00
-7.69
-69.91%
Diluted Earnings per share
3.31
11.00
-7.69
-69.91%
Operating Profit Margin (Excl OI)
69.83%
68.22%
0.00
1.61%
Gross Profit Margin
35.23%
21.54%
0.00
13.69%
PAT Margin
25.20%
15.82%
0.00
9.38%
Net Interest Margin
4.53%
2.97%
1.56
1.56%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
48.14%
32.72%
15.42
15.42%
CASA Amount
0.00
3,96,295.00
-3,96,295.00
-100.0%
Capital Adequacy Ratio (Total)
21.98%
17.13%
4.85
4.85%
Capital Adequacy Ratio (Tier 1)
19.89%
15.22%
4.67
4.67%
Provision Coverage Ratio (%)
99.42%
92.79%
6.63
6.63%
Amount of Gross NPAs
7,653.13
40,498.86
-32,845.73
-81.1%
Amount of Net NPAs
401.60
8,758.59
-8,356.99
-95.41%
% of Net NPAs
0.20%
0.98%
-0.78
-0.78%
% of Gross NPAs
3.68%
4.36%
-0.68
-0.68%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
9,124.00
-9,124.00
-100.0%
Number of Branches
0.00
8,555.00
-8,555.00
-100.0%
Half Yearly - Interest Earned
Interest Earned 14107.8 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 9.41% vs 34.15% in Sep 2023
Half Yearly - Net Profit
Net Profit 3,555.72 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 39.58% vs 60.78% in Sep 2023
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 5,081.86 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is -0.17% vs 19.51% in Sep 2023
Half Yearly - % of Net NPAs
% of Net NPAs 0.20%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.19% vs -0.77% in Sep 2023
Half Yearly - % of Gross NPAs
% of Gross NPAs 3.68%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -1.22% vs -11.61% in Sep 2023