down arrow

IDBI Bank

  • Market Cap: Large Cap
  • Industry: Public Banks
  • ISIN: INE008A01015
  • NSEID: IDBI
  • BSEID: 500116
INR
78.92
0.22 (0.28%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 36.31 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

77.8579.54

52 Week

65.89107.98
Valuation
Technical
Day's Volume

CASH

36.31 lacs (-13.03%) Volume

Shareholding (Mar 2025)

FII

0.46%

Held by 70 FIIs

DII

0.19%

Held by 13 DIIs

Promoter

94.71%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

The Bank has a high Capital Adequacy Ratio of 16.38% signifying high buffers against its risk based assets

 
2

Healthy long term growth as Net profit has grown by an annual rate of 19.09%

 
3

With a growth in Interest of 5.02%, the company declared Very Positive results in Dec 24

4

Stock is technically in a Mildly Bearish range

5

With ROA of 2, it has a Very Attractive valuation with a 1.5 Price to Book Value

6

Despite the size of the company, domestic mutual funds hold only 0.82% of the company

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Public Banks

stock-summary
Market cap

INR 84,858 Cr (Large Cap)

stock-summary
Dividend Yield

1.91%

stock-summary
CAR

19.91%

stock-summary
Return on Assets

1.99%

stock-summary
Net NPA

0.18%

stock-summary
Gross NPA

3.57%

Revenue and Profits (1 Year):
Int. Earned:
7,815.57 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1,908 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.91%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-5.26%
0%
-5.26%
1 Year
-11.63%
1.65%
-9.98%
2 Years
67.59%
4.69%
72.28%
3 Years
66.67%
6.82%
73.49%
4 Years
112.72%
6.53%
119.25%
5 Years
271.39%
12.76%
284.15%

Latest dividend: 1.5 per share ex-dividend date: Jul-16-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
12.28%
Net Profit Growth (5y)
19.09%
Advance to Deposit
63.38%
Capital Adequacy Ratio (Tier 1)
16.38%
Gross NPA (latest)
3.57%
Gross NPA (avg)
13.23%
Coverage Ratio (avg)
93.69%
Cost to Income (avg)
46.07%
Net Interest Margin (avg)
4.47%
Operating Profit to Assets (avg)
5.12%
ROA (avg)
1.10%
Valuation key factors
Factor
Value
P/E Ratio
12
Price to Book Value
1.53
PEG Ratio
0.31
Dividend Yield
1.91%
ROE (Latest)
12.83%
ROA (Latest)
1.99%
Net NPA to Book Value
0.66
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 16 Schemes (0.04%)

FIIs

Held by 70 FIIs (0.46%)

Promoter with highest holding

Life Insurance Corporation Of India (49.24%)

Highest Public shareholder

None

Individual Investors Holdings

3.85%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 5.02% vs 11.64% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 3.91% vs 6.82% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 7815.57,
          "val2": 7441.8,
          "chgp": "5.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "2,801.92",
          "val2": "3,006.33",
          "chgp": "-6.80%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.18%",
          "val2": "0.20%",
          "chgp": "-0.02%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.57%",
          "val2": "3.68%",
          "chgp": "-0.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,908.27",
          "val2": "1,836.45",
          "chgp": "3.91%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 9.41% vs 34.15% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 39.58% vs 60.78% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 14107.8,
          "val2": 12894.8,
          "chgp": "9.41%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "5,081.86",
          "val2": "5,090.39",
          "chgp": "-0.17%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.20%",
          "val2": "0.39%",
          "chgp": "-0.19%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.68%",
          "val2": "4.90%",
          "chgp": "-1.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "3,555.72",
          "val2": "2,547.45",
          "chgp": "39.58%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 12.8% vs 30.94% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 36.41% vs 59.48% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 21923.37,
          "val2": 19435.66,
          "chgp": "12.8%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "7,883.78",
          "val2": "7,416.94",
          "chgp": "6.29%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.18%",
          "val2": "0.34%",
          "chgp": "-0.16%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "3.57%",
          "val2": "4.69%",
          "chgp": "-1.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "5,463.99",
          "val2": "4,005.63",
          "chgp": "36.41%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 28.47% vs 12.45% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 54.57% vs 49.43% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 26426.13,
          "val2": 20569.78,
          "chgp": "28.47%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "9,592.06",
          "val2": "8,735.83",
          "chgp": "9.80%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.34%",
          "val2": "0.92%",
          "chgp": "-0.58%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.53%",
          "val2": "6.38%",
          "chgp": "-1.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "5,634.09",
          "val2": "3,645.09",
          "chgp": "54.57%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
7815.57
7441.8
5.02%
Operating Profit (PBDIT)
2,801.92
3,006.33
-6.80%
% of Net NPAs
0.18%
0.20%
-0.02%
% of Gross NPAs
3.57%
3.68%
-0.11%
Exceptional Items
0.00
0.00
Net Profit
1,908.27
1,836.45
3.91%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 5.02% vs 11.64% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is 3.91% vs 6.82% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
14107.8
12894.8
9.41%
Operating Profit (PBDIT)
5,081.86
5,090.39
-0.17%
% of Net NPAs
0.20%
0.39%
-0.19%
% of Gross NPAs
3.68%
4.90%
-1.22%
Exceptional Items
0.00
0.00
Net Profit
3,555.72
2,547.45
39.58%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 9.41% vs 34.15% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 39.58% vs 60.78% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
21923.37
19435.66
12.8%
Operating Profit (PBDIT)
7,883.78
7,416.94
6.29%
% of Net NPAs
0.18%
0.34%
-0.16%
% of Gross NPAs
3.57%
4.69%
-1.12%
Exceptional Items
0.00
0.00
Net Profit
5,463.99
4,005.63
36.41%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 12.8% vs 30.94% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is 36.41% vs 59.48% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
26426.13
20569.78
28.47%
Operating Profit (PBDIT)
9,592.06
8,735.83
9.80%
% of Net NPAs
0.34%
0.92%
-0.58%
% of Gross NPAs
4.53%
6.38%
-1.85%
Exceptional Items
0.00
0.00
Net Profit
5,634.09
3,645.09
54.57%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 28.47% vs 12.45% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 54.57% vs 49.43% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About IDBI Bank Ltd. stock-summary
stock-summary
IDBI Bank Ltd.
Large Cap
Public Banks
IDBI Bank Limited is one of India's largest commercial Banks. The Bank is a Universal Bank with their operations driven by a cutting edge core Banking IT platform. They offer personalized banking and financial solutions to their clients in the retail and corporate banking arena through their large network of Branches and ATMs, spread across length and breadth of India. The Bank has set up an overseas branch at Dubai.
Company Coordinates stock-summary
Company Details
IDBI Tower WTC Complex 3rd Flr, Cuffe Parade Colaba Mumbai Maharashtra : 400005
stock-summary
Tel: 91-22-66553355/22189111
stock-summary
http://www.idbibank.in
stock-summary
idbiequity@idbi.co.in
Registrar Details
Karvy Computershare Pvt Ltd., Karvy Selenium, Tower-B Plot No 31 & 32, Survey No 116/22, 115/24, 115/25, Financial District, Nanakramguda, Serilingampally, Mandal Ranga Reddy Dist, Hyderabad
Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."