IDBI Bank

Market Cap: Large Cap
Industry: Public Banks
ISIN: INE008A01015
NSEID: IDBI
BSEID: 500116

INR

78.92

0.22 (0.28%)

BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 36.31 lacs

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Quarterly Results

Results Snapshot

YoYQoQ

Figures in Rs cr

Standalone Quarterly Results

Dec'24

Sep'24

Jun'24

Mar'24

Dec'23

Sep'23

Jun'23

Interest Earned

7,815.57

7,441.80

6,666.00

6,990.47

6,540.86

6,034.81

6,859.99

Income On Investments

2,062.49

2,022.73

2,094.43

2,067.96

2,004.97

1,872.47

1,792.21

Interest On Balances With Rbi Other Inter Bank Funds

80.04

121.20

81.24

85.36

44.07

75.54

134.89

Interest / Discount On Advances / Bills

4,824.49

5,257.52

4,424.03

4,761.95

4,328.02

4,018.80

4,861.89

Others

848.55

40.35

66.30

75.20

163.80

68.00

71.00

Other Income

749.35

1,312.74

805.25

896.17

973.41

889.37

851.96

Total Income

8,564.92

8,754.54

7,471.25

7,886.64

7,514.27

6,924.18

7,711.95

Interest Expended

3,587.35

3,566.33

3,433.18

3,302.58

3,106.39

2,968.32

2,862.40

Net Interest Income

4,228.22

3,875.47

3,232.82

3,687.89

3,434.47

3,066.49

3,997.59

Total Expenditure (Excl Depreciation)

2,175.65

2,181.88

1,962.54

2,408.95

2,081.33

1,884.19

1,830.83

Employee Cost

1,037.85

1,096.25

952.34

1,305.87

1,092.78

907.09

948.71

Other Operating Expenses

1,137.80

1,085.63

1,010.20

1,103.08

988.55

977.10

882.12

Operating Profit Before Provisions and Contingencies

2,801.92

3,006.33

2,075.53

2,175.11

2,326.55

2,071.67

3,018.72

Exceptional Items

0.00

Provisions and contingencies

165.60

555.19

-443.46

113.82

319.85

-227.46

1,190.43

Profit Before Tax

2,636.32

2,451.14

2,518.99

2,061.29

2,006.70

2,299.13

1,828.29

Tax

728.05

614.69

799.72

432.83

548.52

975.86

604.11

Profit After Tax

1,908.27

1,836.45

1,719.27

1,628.46

1,458.18

1,323.27

1,224.18

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,908.27

1,836.45

1,719.27

1,628.46

1,458.18

1,323.27

1,224.18

Face Value

10.0

Reserves

0.00

31,196.01

26,365.10

0.00

26,365.10

Earnings per share (EPS)

1.77

1.71

1.6

1.51

1.36

1.23

1.14

Diluted Earnings per share

1.77

1.71

1.6

1.51

1.36

1.23

1.14

Operating Profit Margin (Excl OI)

70.04%

63.22%

77.21%

63.91%

63.29%

72.55%

55.96%

Gross Profit Margin

33.73%

32.94%

37.79%

29.49%

30.68%

38.1%

26.65%

PAT Margin

24.42%

24.68%

25.79%

23.3%

22.29%

21.93%

17.85%

Net Interest Margin

5.17%

4.87%

4.18%

4.91%

4.72%

4.33%

5.8%

Return on Assets

0.0%

CASA (%)

46.35%

48.14%

48.57%

50.43%

49.9%

51.49%

52.61%

CASA Amount

1,30,899.00

1,33,639.00

1,34,810.00

1,40,027.00

1,28,962.00

1,28,464.00

1,28,869.00

Capital Adequacy Ratio (Total)

21.98%

22.42%

22.26%

20.32%

21.26%

20.33%

Capital Adequacy Ratio (Tier 1)

19.91%

19.89%

20.26%

20.11%

18.04%

18.86%

17.93%

Provision Coverage Ratio (%)

99.47%

99.42%

99.34%

99.09%

99.17%

99.1%

98.99%

Amount of Gross NPAs

7,634.75

7,653.13

7,795.42

8,916.84

8,589.40

8,645.23

8,762.51

Amount of Net NPAs

365.46

401.60

453.57

643.83

593.34

651.01

730.60

% of Net NPAs

0.18%

0.2%

0.23%

0.34%

0.39%

0.44%

% of Gross NPAs

3.57%

3.68%

3.87%

4.53%

4.69%

4.9%

5.05%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

Number of Branches

0.0

Quarterly Analysis Highlights - QoQ

Interest Earned

QoQ Growth in quarter ended Dec 2024 is 5.02% vs 11.64% in Sep 2024

Net Profit

QoQ Growth in quarter ended Dec 2024 is 3.91% vs 6.82% in Sep 2024

Operating Profit (PBDIT)

QoQ Growth in quarter ended Dec 2024 is -6.80% vs 44.85% in Sep 2024

% of Net NPAs

QoQ Growth in quarter ended Dec 2024 is -0.02% vs -0.03% in Sep 2024

% of Gross NPAs

QoQ Growth in quarter ended Dec 2024 is -0.11% vs -0.19% in Sep 2024

Compare Quarterly Results Of IDBI Bank With

Select Peers

Figures in Rs cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

7,815.57

26,957.93

-19,142.36

-71.01%

Income On Investments

2,062.49

5,786.71

-3,724.22

-64.36%

Interest On Balances With Rbi Other Inter Bank Funds

80.04

1,089.69

-1,009.65

-92.65%

Interest / Discount On Advances / Bills

4,824.49

19,976.18

-15,151.69

-75.85%

Others

848.55

105.35

743.20

705.46%

Other Income

749.35

4,416.57

-3,667.22

-83.03%

Total Income

8,564.92

31,374.50

-22,809.58

-72.7%

Interest Expended

3,587.35

17,717.66

-14,130.31

-79.75%

Net Interest Income

4,228.22

9,240.27

-5,012.05

-54.24%

Total Expenditure (Excl Depreciation)

2,175.65

6,165.02

-3,989.37

-64.71%

Employee Cost

1,037.85

3,467.81

-2,429.96

-70.07%

Other Operating Expenses

1,137.80

2,697.21

-1,559.41

-57.82%

Operating Profit Before Provisions and Contingencies

2,801.92

7,491.82

-4,689.90

-62.6%

Exceptional Items

0.00

Provisions and contingencies

165.60

1,599.05

-1,433.45

-89.64%

Profit Before Tax

2,636.32

5,892.77

-3,256.45

-55.26%

Tax

728.05

1,289.14

-561.09

-43.52%

Profit After Tax

1,908.27

4,603.63

-2,695.36

-58.55%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,908.27

4,603.63

-2,695.36

-58.55%

Face Value

10.00

0.00

Reserves

0.00

Earnings per share (EPS)

1.77

6.03

-4.26

-70.65%

Diluted Earnings per share

1.77

6.03

-4.26

-70.65%

Operating Profit Margin (Excl OI)

70.04%

71.20%

0.00

-1.16%

Gross Profit Margin

33.73%

21.86%

0.00

11.87%

PAT Margin

24.42%

17.08%

0.00

7.34%

Net Interest Margin

5.17%

2.91%

2.26

2.26%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

46.35%

33.43%

12.92

12.92%

CASA Amount

1,30,899.00

3,95,328.00

-2,64,429.00

-66.89%

Capital Adequacy Ratio (Total)

21.98%

16.72%

5.26

5.26%

Capital Adequacy Ratio (Tier 1)

19.91%

14.89%

5.02

5.02%

Provision Coverage Ratio (%)

99.47%

93.42%

6.05

6.05%

Amount of Gross NPAs

7,634.75

36,554.25

-28,919.50

-79.11%

Amount of Net NPAs

365.46

7,568.36

-7,202.90

-95.17%

% of Net NPAs

0.18%

0.82%

-0.64

-0.64%

% of Gross NPAs

3.57%

3.85%

-0.28

-0.28%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

0.00

9,087.00

-9,087.00

-100.0%

Number of Branches

0.00

8,574.00

-8,574.00

-100.0%

Quarterly - Interest Earned

Interest Earned 7815.57 Cr

in Dec 2024

Figures in Rs Cr

QoQ Growth in quarter ended Dec 2024 is 5.02% vs 11.64% in Sep 2024

YoY Growth in quarter ended Dec 2024 is 19.49% vs 25.03% in Dec 2023

Quarterly - Net Profit

Net Profit 1,908.27 Cr

in Dec 2024

Figures in Rs Cr

QoQ Growth in quarter ended Dec 2024 is 3.91% vs 6.82% in Sep 2024

YoY Growth in quarter ended Dec 2024 is 30.87% vs 57.26% in Dec 2023

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 2,801.92 Cr

in Dec 2024

Figures in Rs Cr

QoQ Growth in quarter ended Dec 2024 is -6.80% vs 44.85% in Sep 2024

YoY Growth in quarter ended Dec 2024 is 20.43% vs 13.41% in Dec 2023

Quarterly - % of Net NPAs

% of Net NPAs 0.18%

in Dec 2024

Figures in Rs %

QoQ Growth in quarter ended Dec 2024 is -0.02% vs -0.03% in Sep 2024

YoY Growth in quarter ended Dec 2024 is -0.16% vs -0.74% in Dec 2023

Quarterly - % of Gross NPAs

% of Gross NPAs 3.57%

in Dec 2024

Figures in Rs %

QoQ Growth in quarter ended Dec 2024 is -0.11% vs -0.19% in Sep 2024

YoY Growth in quarter ended Dec 2024 is -1.12% vs -9.13% in Dec 2023