Annual Results Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
30,322.50
22,727.54
17,172.68
15,967.86
16,307.56
11,948.17
8,930.00
Income On Investments
4,117.69
3,232.20
2,615.37
3,039.21
3,917.28
3,905.65
4,041.31
Interest On Balances With Rbi Other Inter Bank Funds
93.64
148.37
241.24
112.17
80.52
23.19
8.27
Interest / Discount On Advances / Bills
25,915.89
19,159.38
14,174.01
12,632.98
12,074.80
7,825.54
4,722.95
Others
195.28
187.59
142.06
183.50
234.96
193.79
157.48
Other Income
6,002.00
4,466.97
3,222.04
2,211.33
1,722.16
852.08
1,117.89
Total Income
36,324.50
27,194.51
20,394.72
18,179.19
18,029.72
12,800.26
10,047.90
Interest Expended
13,871.75
10,092.21
7,466.52
8,587.60
10,232.00
8,749.08
7,131.91
Net Interest Income
16,450.75
12,635.33
9,706.16
7,380.26
6,075.56
3,199.09
1,798.09
Total Expenditure (Excl Depreciation)
16,215.78
12,170.35
9,644.45
7,093.28
5,860.99
3,287.39
1,652.59
Employee Cost
4,892.53
3,742.23
2,696.54
1,976.97
1,527.58
1,118.19
675.97
Other Operating Expenses
11,323.25
8,428.12
6,947.91
5,116.31
4,333.41
2,169.20
976.62
Operating Profit Before Provisions and Contingencies
6,236.97
4,931.95
3,283.75
2,498.31
1,936.74
763.79
1,263.40
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2,381.65
1,664.82
3,108.58
2,022.53
4,315.25
1,459.63
236.10
Profit Before Tax
3,855.32
3,267.13
175.17
475.78
-2,378.52
-3,295.19
1,027.30
Tax
898.81
830.00
29.68
23.50
485.69
-1,351.01
168.00
Profit After Tax
2,956.51
2,437.13
145.49
452.28
-2,864.21
-1,944.18
859.30
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
-2,599.35
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
2,956.51
2,437.13
145.49
452.28
-2,864.21
655.17
859.30
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
25,032.46
19,065.93
14,769.65
12,131.95
10,532.70
13,377.59
11,852.46
Earnings per share (EPS)
4.18
3.68
0.23
0.8
-5.95
-4.07
2.52
Diluted Earnings per share
4.25
3.84
0.23
0.81
-5.91
-13.34
2.52
Operating Profit Margin (Excl OI)
38.67%
39.13%
25.74%
42.91%
37.6%
38.51%
80.68%
Gross Profit Margin
12.71%
14.38%
1.02%
2.98%
-14.59%
-27.58%
13.33%
PAT Margin
9.75%
10.72%
0.85%
2.83%
-17.56%
-16.27%
9.62%
Net Interest Margin
6.36%
6.05%
5.96%
5.03%
3.91%
2.37%
1.7%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
47.2%
49.8%
48.44%
51.75%
31.87%
11.4%
11.8%
CASA Amount
0.00
0.00
0.00
0.00
0.00
9,114.00
5,710.00
Capital Adequacy Ratio (Total)
16.11%
16.82%
16.74%
13.77%
13.38%
15.47%
18.0%
Capital Adequacy Ratio (Tier 1)
13.36%
14.2%
14.88%
13.27%
13.3%
15.28%
17.67%
Provision Coverage Ratio (%)
88.6%
80.3%
63.57%
56.23%
64.53%
48.18%
76.0%
Amount of Gross NPAs
3,718.36
3,884.45
4,469.13
4,303.01
2,279.56
2,136.04
1,779.06
Amount of Net NPAs
1,160.46
1,304.05
1,808.07
1,883.28
808.57
1,106.63
891.16
% of Net NPAs
0.6%
0.86%
1.53%
1.86%
0.94%
1.27%
1.69%
% of Gross NPAs
1.88%
2.51%
3.7%
4.15%
2.6%
2.43%
3.31%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
1164.0
0.0
719.0
592.0
356.0
141.0
85.0
Number of Branches
944.0
809.0
641.0
596.0
464.0
242.0
150.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 33.42% vs 32.35% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 21.31% vs 1,575.12% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 26.46% vs 50.19% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is -0.26% vs -0.67% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -0.63% vs -1.19% in Mar 2023
Compare Annual Results Of IDFC First Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
30,322.50
27,585.94
2,736.56
9.92%
Income On Investments
4,117.69
4,958.26
-840.57
-16.95%
Interest On Balances With Rbi Other Inter Bank Funds
93.64
458.40
-364.76
-79.57%
Interest / Discount On Advances / Bills
25,915.89
21,087.49
4,828.40
22.9%
Others
195.28
1,081.79
-886.51
-81.95%
Other Income
6,002.00
5,114.30
887.70
17.36%
Total Income
36,324.50
32,700.24
3,624.26
11.08%
Interest Expended
13,871.75
19,491.32
-5,619.57
-28.83%
Net Interest Income
16,450.75
8,094.62
8,356.13
103.23%
Total Expenditure (Excl Depreciation)
16,215.78
9,822.66
6,393.12
65.09%
Employee Cost
4,892.53
3,774.28
1,118.25
29.63%
Other Operating Expenses
11,323.25
6,048.38
5,274.87
87.21%
Operating Profit Before Provisions and Contingencies
6,236.97
3,386.26
2,850.71
84.18%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
2,381.65
1,886.28
495.37
26.26%
Profit Before Tax
3,855.32
1,499.98
2,355.34
157.02%
Tax
898.81
248.90
649.91
261.11%
Profit After Tax
2,956.51
1,251.08
1,705.43
136.32%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
2,956.51
1,251.08
1,705.43
136.32%
Face Value
10.00
2.00
0.00
Reserves
25,032.46
35,443.42
-10,410.96
-29.37%
Earnings per share (EPS)
4.18
0.43
3.75
872.09%
Diluted Earnings per share
4.25
0.43
3.82
888.37%
Operating Profit Margin (Excl OI)
38.67%
57.55%
0.00
-18.88%
Gross Profit Margin
12.71%
5.44%
0.00
7.27%
PAT Margin
9.75%
4.54%
0.00
5.21%
Net Interest Margin
6.36%
2.40%
3.96
3.96%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
47.20%
30.90%
16.30
16.30%
CASA Amount
0.00
82,317.00
-82,317.00
-100.0%
Capital Adequacy Ratio (Total)
16.11%
15.40%
0.71
0.71%
Capital Adequacy Ratio (Tier 1)
13.36%
12.20%
1.16
1.16%
Provision Coverage Ratio (%)
88.60%
79.30%
9.30
9.30%
Amount of Gross NPAs
3,718.36
3,982.56
-264.20
-6.63%
Amount of Net NPAs
1,160.46
1,329.73
-169.27
-12.73%
% of Net NPAs
0.60%
0.60%
0.00
0.00%
% of Gross NPAs
1.88%
1.70%
0.18
0.18%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
1,164.00
1,290.00
-126.00
-9.77%
Number of Branches
944.00
1,234.00
-290.00
-23.5%
Annual - Interest Earned
Interest Earned 30322.5 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 33.42% vs 32.35% in Mar 2023
Annual - Net Profit
Net Profit 2,956.51 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 21.31% vs 1,575.12% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 6,236.97 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 26.46% vs 50.19% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 0.60%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.26% vs -0.67% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 1.88%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.63% vs -1.19% in Mar 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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