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IDFC First Bank

  • Market Cap: Large Cap
  • Industry: Bank - Private
  • ISIN: INE092T01019
  • NSEID: IDFCFIRSTB
  • BSEID: 539437
INR
60.19
0.99 (1.67%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 2.04 cr

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationUpcoming Result: IDFC First Bank will declare its result soon on 26 Apr 2025
stock-summaryPrice Point
High/Low

1Day

59.3060.79

52 Week

52.5086.08
Valuation
Technical
Day's Volume

CASH

2.04 cr (-55.41%) Volume

Shareholding (Oct 2024)

FII

27.30%

Held by 546 FIIs

DII

25.37%

Held by 410 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Negative results in Dec 24

  • PBT LESS OI(Q) At Rs -1,358.83 cr has Fallen at -53.6% (vs previous 4Q average)
  • PAT(Q) At Rs 339.43 cr has Fallen at -41.5% (vs previous 4Q average)
  • CREDIT DEPOSIT RATIO(HY) Lowest at 94.19%
2

Stock is technically in a Mildly Bearish range

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 44,072 Cr (Large Cap)

stock-summary
Dividend Yield

0.00%

stock-summary
CAR

13.22%

stock-summary
Return on Assets

0.61%

stock-summary
Net NPA

0.52%

stock-summary
Gross NPA

1.94%

Revenue and Profits (1 Year):
Int. Earned:
9,343.02 Cr
(Quarterly Results - Dec 2024)
Net Profit:
339 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-16.84%
0%
-16.84%
1 Year
-28.95%
0%
-28.95%
2 Years
12.13%
0%
12.13%
3 Years
42.13%
0%
42.13%
4 Years
7.87%
0%
7.87%
5 Years
172.35%
0%
172.35%

Latest dividend: 0.6999999999999998 per share ex-dividend date: Jul-23-2018

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
30.78%
Net Profit Growth (5y)
21.21%
Advance to Deposit
107.05%
Capital Adequacy Ratio (Tier 1)
13.74%
Gross NPA (latest)
1.94%
Gross NPA (avg)
2.45%
Coverage Ratio (avg)
67.73%
Cost to Income (avg)
72.63%
Net Interest Margin (avg)
6.18%
Operating Profit to Assets (avg)
7.79%
ROA (avg)
0.57%
Valuation key factors
Factor
Value
P/E Ratio
22
Price to Book Value
1.15
PEG Ratio
NA
Dividend Yield
NA
ROE (Latest)
5.16%
ROA (Latest)
0.61%
Net NPA to Book Value
3.08
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Oct 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 24 Schemes (4.98%)

FIIs

Held by 546 FIIs (27.3%)

Promoter with highest holding

None

Highest Public shareholder

President Of India (9.11%)

Individual Investors Holdings

39.49%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 4.31% vs 1.92% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 69.13% vs -70.51% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 9343.02,
          "val2": 8956.93,
          "chgp": "4.31%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,758.94",
          "val2": "1,961.85",
          "chgp": "-10.34%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.52%",
          "val2": "0.48%",
          "chgp": "0.04%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "1.94%",
          "val2": "1.92%",
          "chgp": "0.02%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "339.43",
          "val2": "200.69",
          "chgp": "69.13%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 24.76% vs 36.88% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is -41.88% vs 47.25% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 17745.53,
          "val2": 14223.89,
          "chgp": "24.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "3,844.30",
          "val2": "3,010.59",
          "chgp": "27.69%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.48%",
          "val2": "0.68%",
          "chgp": "-0.20%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "1.92%",
          "val2": "2.11%",
          "chgp": "-0.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "881.34",
          "val2": "1,516.48",
          "chgp": "-41.88%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 22.55% vs 35.58% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -45.31% vs 36.56% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 27088.55,
          "val2": 22103.29,
          "chgp": "22.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "5,603.24",
          "val2": "4,573.06",
          "chgp": "22.53%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.52%",
          "val2": "0.68%",
          "chgp": "-0.16%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "1.94%",
          "val2": "2.04%",
          "chgp": "-0.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,220.77",
          "val2": "2,232.16",
          "chgp": "-45.31%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 33.42% vs 32.35% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 21.31% vs 1,575.12% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 30322.5,
          "val2": 22727.54,
          "chgp": "33.42%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "6,236.97",
          "val2": "4,931.95",
          "chgp": "26.46%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.60%",
          "val2": "0.86%",
          "chgp": "-0.26%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "1.88%",
          "val2": "2.51%",
          "chgp": "-0.63%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "2,956.51",
          "val2": "2,437.13",
          "chgp": "21.31%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
9343.02
8956.93
4.31%
Operating Profit (PBDIT)
1,758.94
1,961.85
-10.34%
% of Net NPAs
0.52%
0.48%
0.04%
% of Gross NPAs
1.94%
1.92%
0.02%
Exceptional Items
0.00
0.00
Net Profit
339.43
200.69
69.13%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 4.31% vs 1.92% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is 69.13% vs -70.51% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
17745.53
14223.89
24.76%
Operating Profit (PBDIT)
3,844.30
3,010.59
27.69%
% of Net NPAs
0.48%
0.68%
-0.20%
% of Gross NPAs
1.92%
2.11%
-0.19%
Exceptional Items
0.00
0.00
Net Profit
881.34
1,516.48
-41.88%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 24.76% vs 36.88% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is -41.88% vs 47.25% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
27088.55
22103.29
22.55%
Operating Profit (PBDIT)
5,603.24
4,573.06
22.53%
% of Net NPAs
0.52%
0.68%
-0.16%
% of Gross NPAs
1.94%
2.04%
-0.10%
Exceptional Items
0.00
0.00
Net Profit
1,220.77
2,232.16
-45.31%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 22.55% vs 35.58% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is -45.31% vs 36.56% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
30322.5
22727.54
33.42%
Operating Profit (PBDIT)
6,236.97
4,931.95
26.46%
% of Net NPAs
0.60%
0.86%
-0.26%
% of Gross NPAs
1.88%
2.51%
-0.63%
Exceptional Items
0.00
0.00
Net Profit
2,956.51
2,437.13
21.31%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 33.42% vs 32.35% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 21.31% vs 1,575.12% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About IDFC First Bank Ltd. stock-summary
stock-summary
IDFC First Bank Ltd.
Large Cap
Bank - Private
Headquartered in Mumbai, IDFC First Bank Limited was granted an in-principle approval by Reserve Bank of India (RBI) on 9 April 2014 to set up a new bank in the private sector under Section 22 of the Banking Regulation Act, 1949. Accordingly, a new company namely IDFC Bank was incorporated on October 21, 2014 at Chennai, Tamil Nadu to carry out the business of banking.
Company Coordinates stock-summary
Company Details
KRM Tower 7th Floor, No 1 Harrington Road Chetpet Chennai Tamil Nadu : 600031
stock-summary
Tel: 91-44-45644000
stock-summary
http://www.idfcbank.com
stock-summary
ig@idfcbank.com
Registrar Details
Karvy Computershare Pvt Ltd., Karvy Selenium, Tower-B Plot No 31 & 32, Survey No 116/22, 115/24, 115/25, Financial District, Nanakramguda, Serilingampally, Mandal Ranga Reddy Dist, Hyderabad
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