down arrow

IDFC First Bank

  • Market Cap: Large Cap
  • Industry: Bank - Private
  • ISIN: INE092T01019
  • NSEID: IDFCFIRSTB
  • BSEID: 539437
INR
60.19
0.99 (1.67%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 2.04 cr

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Rs cr
Standalone Nine Monthly Results
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Dec'18
Interest Earned
27,088.55
22,103.29
16,303.19
12,619.04
11,826.59
11,911.45
8,319.38
Income On Investments
3,922.89
2,944.65
2,277.77
1,991.91
2,354.56
3,051.99
2,923.14
Interest On Balances With Rbi Other Inter Bank Funds
86.35
71.17
122.22
162.42
82.29
35.14
14.83
Interest / Discount On Advances / Bills
22,863.32
18,916.43
13,773.06
10,348.30
9,269.74
8,633.60
5,223.74
Others
215.99
171.04
130.14
116.40
120.00
190.70
157.66
Other Income
5,126.30
4,360.00
3,069.49
2,390.80
1,413.68
1,238.39
578.76
Total Income
32,214.85
26,463.29
19,372.68
15,009.84
13,240.28
13,149.83
8,898.15
Interest Expended
12,703.74
10,121.41
7,264.61
5,582.12
6,554.99
7,839.63
6,233.16
Net Interest Income
14,384.81
11,981.88
9,038.58
7,036.92
5,271.60
4,071.82
2,086.22
Total Expenditure (Excl Depreciation)
13,907.87
11,768.82
8,734.78
6,970.49
4,789.33
3,893.23
2,139.80
Employee Cost
4,181.75
3,564.52
2,701.55
1,911.91
1,457.39
1,164.03
770.16
Other Operating Expenses
9,726.12
8,204.30
6,033.23
5,058.58
3,331.94
2,729.20
1,369.64
Operating Profit Before Provisions and Contingencies
5,603.24
4,573.06
3,373.29
2,457.23
1,895.96
1,416.97
525.19
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,064.26
1,659.34
1,182.39
2,739.11
1,463.29
3,902.87
804.31
Profit Before Tax
1,538.98
2,913.72
2,190.90
-281.88
432.67
-2,485.91
-2,878.47
Tax
318.21
681.56
556.39
-84.64
108.20
449.85
-1,152.32
Profit After Tax
1,220.77
2,232.16
1,634.51
-197.24
324.47
-2,935.75
-1,726.15
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
-2,599.35
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,220.77
2,232.16
1,634.51
-197.24
324.47
-2,935.75
873.20
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
48.66%
46.76%
46.42%
44.76%
59.5%
67.32%
74.28%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
4.51%
10.1%
10.03%
-1.56%
2.74%
-24.65%
-20.75%
Net Interest Margin
6.04%
6.42%
6.13%
0.0%
4.65%
3.86%
2.89%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
47.7%
46.8%
50.0%
0.0%
48.31%
24.06%
8.68%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
15.65%
16.73%
15.01%
15.38%
14.33%
13.29%
16.51%
Capital Adequacy Ratio (Tier 1)
13.22%
13.95%
13.49%
0.0%
13.82%
13.28%
0.0%
Provision Coverage Ratio (%)
73.6%
84.68%
76.6%
0.0%
75.14%
51.0%
47.0%
Amount of Gross NPAs
4,399.32
3,775.39
4,302.64
4,456.94
1,289.24
2,511.36
1,670.85
Amount of Net NPAs
1,161.96
1,250.34
1,464.16
1,914.00
320.62
1,071.63
796.02
% of Net NPAs
0.52%
0.68%
1.03%
1.74%
0.33%
1.23%
0.95%
% of Gross NPAs
1.94%
2.04%
2.96%
3.96%
1.33%
2.83%
1.97%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
1136.0
0.0
0.0
541.0
272.0
102.0
Number of Branches
971.0
897.0
707.0
0.0
576.0
424.0
206.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2024 is 22.55% vs 35.58% in Dec 2023

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2024 is -45.31% vs 36.56% in Dec 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2024 is 22.53% vs 35.57% in Dec 2023

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2024 is -0.16% vs -0.35% in Dec 2023

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2024 is -0.10% vs -0.92% in Dec 2023

Compare Nine Monthly Results Of IDFC First Bank With
Markets Mojo
Figures in Rs cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
27,088.55
23,278.78
3,809.77
16.37%
Income On Investments
3,922.89
4,354.90
-432.01
-9.92%
Interest On Balances With Rbi Other Inter Bank Funds
86.35
291.40
-205.05
-70.37%
Interest / Discount On Advances / Bills
22,863.32
17,464.10
5,399.22
30.92%
Others
215.99
1,168.38
-952.39
-81.51%
Other Income
5,126.30
4,117.60
1,008.70
24.5%
Total Income
32,214.85
27,396.38
4,818.47
17.59%
Interest Expended
12,703.74
16,610.78
-3,907.04
-23.52%
Net Interest Income
14,384.81
6,668.00
7,716.81
115.73%
Total Expenditure (Excl Depreciation)
13,907.87
7,846.02
6,061.85
77.26%
Employee Cost
4,181.75
2,991.59
1,190.16
39.78%
Other Operating Expenses
9,726.12
4,854.43
4,871.69
100.36%
Operating Profit Before Provisions and Contingencies
5,603.24
2,939.58
2,663.66
90.61%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,064.26
767.55
3,296.71
429.51%
Profit Before Tax
1,538.98
2,172.03
-633.05
-29.15%
Tax
318.21
504.29
-186.08
-36.9%
Profit After Tax
1,220.77
1,667.74
-446.97
-26.8%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,220.77
1,667.74
-446.97
-26.8%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
PAT Margin
4.51%
7.16%
0.00
-2.65%
Net Interest Margin
6.04%
2.40%
3.64
3.64%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
47.70%
33.10%
14.60
14.60%
CASA Amount
0.00
91,650.00
-91,650.00
-100.0%
Capital Adequacy Ratio (Total)
15.65%
15.20%
0.45
0.45%
Capital Adequacy Ratio (Tier 1)
13.22%
12.59%
0.63
0.63%
Provision Coverage Ratio (%)
73.60%
71.20%
2.40
2.40%
Amount of Gross NPAs
4,399.32
3,963.47
435.85
11.0%
Amount of Net NPAs
1,161.96
1,142.62
19.34
1.69%
% of Net NPAs
0.52%
0.50%
0.02
0.02%
% of Gross NPAs
1.94%
1.60%
0.34
0.34%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
1,326.00
-1,326.00
-100.0%
Number of Branches
971.00
1,247.00
-276.00
-22.13%
Nine Monthly - Interest Earned
Interest Earned 27088.55 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 22.55% vs 35.58% in Dec 2023

Nine Monthly - Net Profit
Net Profit 1,220.77 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is -45.31% vs 36.56% in Dec 2023

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 5,603.24 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 22.53% vs 35.57% in Dec 2023

Nine Monthly - % of Net NPAs
% of Net NPAs 0.52%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.16% vs -0.35% in Dec 2023

Nine Monthly - % of Gross NPAs
% of Gross NPAs 1.94%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.10% vs -0.92% in Dec 2023